Fast Shift vs MySpendWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fast Shift
Manage your finances with a comprehensive banking app offering secure payments, transfers, and bill payments. Open an account in minutes to pay for over 300 services, manage cards, and receive instant notifications.
- Secure online payments
- Send and receive funds
- Pay over 300 services
- Manage banking cards
- Contactless QR payments
- Instant account notifications
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With Fast Shift you can start banking anywhere and anytime you want using our innovative services and solutions. From payments to transfers and everything in between, unlock amazing features that make it easier to get more from your money every day. Our fast, easy to use App lets you pay online, send and receive funds, access card services and make fast, secure online payments whenever you need to. Open your free account now in minutes. Pay and get paid in seconds. FastShift allows you to. - Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc. - Replenish your account from bank accounts and FastShift terminals. - Repay loans - Make fast P2P transfers to cards, e-wallets, accounts - Keep your banking cards in one place. - Make contactless payments by QR - Receive instant notifications on all account activity so you know what’s happening with your account 24/7. Plus, payment for services is possible even without attaching a card or replenishing the balance, you just need to enter the card details before making a payment. Enjoy the convenience of being able to pay, send and receive money straight from your phone. Join the millions of people who manage all things money from one app. Open an account in minutes today. Download now!
MySpendWise
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MySpendWise is an expense tracker that works everywhere - mobile app, chat bot, and web dashboard. All your data syncs instantly across all platforms. Log expenses in seconds from wherever is convenient - the app, a chat bot, or the website. View analytics on any device. How it works: - Quick input: type "Groceries 1500" in the app or chat bot - done - Quick add from home screen without opening the app - Family tracking: add your partner and track expenses together - All data syncs between app, bot, and web in real time Features: - Instant expense logging (regular and recurring) - Categories are created automatically - Category spending limits with alerts - Pie charts and spending trends - Month-to-month comparison and forecast - Savings goals with progress rings - Multi-currency with auto-conversion (35 currencies) - AI-powered spending recommendations - Payment reminders for recurring expenses - No-spend days tracking Free features: - Unlimited expense entries - Basic report with pie chart - Up to 3 recurring expenses Premium features: - Multi-currency, limits, goals, forecast, comparison - AI spending analysis and full analytics Terms of Use: https://myspendwise.club/terms Privacy Policy: https://myspendwise.club/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Fast Shift at none against MySpendWise's 4. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MySpendWise sells 4 in-app purchases, starting at $2.99 per month. Fast Shift asks for nothing beyond the download.
Fast Shift ships an update every 10 days, MySpendWise every 9 days. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.
| Parameter | Fast Shift | MySpendWise |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (18 ratings) — better | — |
| Positive reviews | 76.5% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Every 10 days | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 239 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Fast Shift LLC | Dmitriy Kim |
In-app purchases
Fast Shift
No in-app purchases
MySpendWise
- Pro$2.991 Month
- Pro+$3.991 Month
- Pro$19.991 Year
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- Pro+$39.991 Year









