PeYa Pay vs SmartFin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PeYa Pay
This app offers innovative payment and service solutions, integrating banking and payment methods with virtual and physical accounts. It aims to promote financial inclusion by enabling businesses to capture financial flows, especially from the informal sector, through prepaid accounts.
- Integrated banking and payment system
- Virtual and physical account synergy
- Financial inclusion tool
- Prepaid account services
- Value-added services
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DJOGANA Pay est une application innovante de paiement et de services intégrant le système bancaire, les moyens de paiement et les TICs, avec une parfaite synergie entre les comptes virtuels et les comptes physiques. Véritable outil d’inclusion financière, PeYa Pay a été conçue pour permettre aux entreprises d’offrir des moyens de paiement et des services afin de capter les flux financiers de tous les secteurs économiques, et surtout ceux du secteur informel, par le biais de comptes prépayés. Notre plateforme complète et multifonctionnelle permet aux clients de bénéficier d’une multitude de services à valeur ajoutée et cela de façon simple et rapide ! L'apllication a été développée par DJOGANA TECHNOLOGIE et est commercialisée par DJOGANA Pay.
SmartFin
Manage your wealth, credits, personal budgets, and investments with this innovative personal finance tool. It offers a simple and effective way to oversee your financial assets and make informed investment decisions.
- Wealth management
- Credit tracking
- Personal budgeting
- Investment management
- Financial planning
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Une solution innovante de gestion de finances personnelle. SmartFin App est une application mobile et web visant à aider les utilisateurs à gérer leur patrimoine, leurs crédits, leurs budgets personnels, et à réaliser des investissements de manière simple et efficace.
Screenshots
Verdict
The clearest difference is rating: SmartFin at 4.8 against PeYa Pay's 2.0. SmartFin also leads on ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmartFin holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: SmartFin has 5 ratings behind it against 1, so its average is the more settled of the two.
PeYa Pay ships an update every 4 weeks, SmartFin every 2 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | PeYa Pay | SmartFin |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 4.8 (5 ratings) — better |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 183 MB |
| Age rating | 4+ | 4+ |
| Developer | DJOGANA MONEY SERVICES S.A | Colombe Djirebo |
Customer experience
PeYa Pay
SmartFin
In-app purchases
PeYa Pay
No in-app purchases
SmartFin
No in-app purchases
