Compound Interest Pro vs 日割り&予測家計簿カネミル

Compound Interest Professional is a highly precise asset management simulator that lets you calculate savings contributions, withdrawals, goal achievement, required rates, and more. It visualizes your future asset growth with graphs and tables, so you can track principal, interest, and balances for each period. Key Features 1. Future Value Calculator Enter your initial principal, regular contributions, and interest rate to project your total future assets. Add a withdrawal amount to simulate scenarios where you draw down principal while continuing to invest. 2. Contribution/Withdrawal Calculator Figure out how much to save monthly (or annually) to hit your target—or how much you can withdraw each period. 3. Time to Goal Calculator Calculate how many years it will take to reach your goal based on your contribution amount and interest rate. Supports withdrawal scenarios too. 4. Required Rate Calculator Find the annual return rate needed to achieve your target amount. Features - Results are visualized with graphs and tables, so you can easily check details by period. - Supports annual/monthly compounding, as well as accumulation and withdrawals. - High-precision decimal calculations minimize errors. Flexible and Accurate • Professional-grade precision using high-accuracy decimal maths — no rounding errors. • Choose between yearly or monthly compounding and contribution frequencies. • Instant recalculation: change any figure and the results update immediately. • No registration, no ads, no tracking — your data stays on your device. Use Cases - Roth IRA, traditional IRA, and SEP IRA contribution planning - 401(k) and employer match optimization - HSA triple tax advantage projections - 529 plan for education savings (state tax benefits) - Roth conversion ladder for early retirees (FIRE) - High-yield savings account (HYSA) comparison - CD ladder strategies and Treasury planning - Mortgage payoff vs investment decision modeling - DCA into ETFs, index funds, or REITs - 4% rule and safe withdrawal rate scenarios An asset management tool to accurately and simply experience the full power of compound interest. Example Scenarios “If I invest $500 per month for 20 years at 6%, how much will I have?” “How much can I withdraw monthly from $300,000 at 4% for 15 years?” “What rate do I need to reach $1M in 25 years?” “How long will my savings last if I withdraw $2,000 monthly?” "If I max out my Roth IRA ($7,000) annually for 30 years at 7%, how much at age 65?" "If I contribute $1,000/month to my 401(k) with 50% employer match, what's the balance at retirement?" "If I open a 529 plan with $200/month for 18 years, how much for college?" "How long will my HYSA last withdrawing $3,000/month at 4.5% APY?" "What's the safe withdrawal rate from $1M to last 30 years?" 《 About Using the App 》 You may use this service only if you agree to the Terms of Service. The moment you start using the app, a service agreement is established between you and our company. If you're a minor, please use this service only with the consent of your parent or legal guardian.Terms of Use: https://cicalc-74e14.web.app/en/info/#terms Privacy Policy: https://cicalc-74e14.web.app/en/privacy

家計簿は「使った後」につけるもの。だから、気づいたときには手遅れです。 カネミルは、このままいくと今月・今年がどうなるかを先に見せちゃう家計簿です。 【未来のお金が見える！】 ・固定費を登録しておけば、月間・年間の収支を先取りで教えてくれる！ ・さらに、今の資産残高を起点に収支もシュミレーション。今のペースだとあと何年で億る？ ・振り込み日には通知も！実績を上書きしよう ・アルバイト・パート向け、スマホ本体のカレンダーと連携して自動月給・年収試算！ 【今日のお金が見える！】 ・このサブスクは1日31円。あのサブスクは342円！？ ・すべての収支を「1日あたり」に換算すると、見直すべきものが浮かび上がります。 ・今日1日でいくら稼ぐ？毎朝通知でお知らせ！ 【過去のお金が見える！】 ・家計簿アプリの本丸「お金の記録」も、自動連携で楽チン！ ・メールで届く支払い明細から自動で収支を登録！ ・銀行アプリのスクショ取り込み口座残高をらくらく記録！ 【こんな変わった「見方」も...】 ・毎月の家計簿が決算記事になる！？