Comparison

smartIDENT vs Golden Ratio App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

smartIDENT

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Die App smartIDENT bietet Ihnen einen zusätzlichen Schutz bei der Anmeldung an Ihre FinanceCloud durch eine Zwei-Faktor-Authentisierung.

About

Golden Ratio App

Features

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GoldenRatio - Finanzen smart verwalten & Gold clever investieren Behalte deine Finanzen im Griff und triff fundierte Investmententscheidungen – mit der GoldenRatio App. Egal ob tägliche Ausgaben oder gezielte Gold-Investments: Diese App vereint modernes Finanzmanagement mit tiefgreifenden Marktanalysen. - Ausgaben-Tracking leicht gemacht Verwalte deine Ausgaben intuitiv und erkenne Einsparpotenziale sofort. Erhalte einen klaren Überblick über deine finanzielle Situation – jederzeit und überall. - Goldhandel & Investment-Tools Nutze spezialisierte Funktionen für Edelmetall-Investments. Analysen, Charts, historische Preisentwicklungen und Vorhersagen helfen dir, deine Investments im Blick zubehalten. - Fokus auf finanzielle Selbstbestimmung Ob als Einsteiger oder erfahrener Investor – GoldenRatio bietet dir die Tools, um dein Geld im Blick zu haben. Datenschutzrichtlinie: https://golden-ratio-united.com/app-privacy Nutzungsbedingungen (EULA): https://www.apple.com/legal/internet-services/itunes/at/terms.html

Screenshots

smartIDENT1 screens

Golden Ratio App4 screens

Verdict

The call

The clearest difference is in-app purchases: smartIDENT at none against Golden Ratio App's 6. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Golden Ratio App sells 6 in-app purchases, starting at $3.99 per month. smartIDENT asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 5 level

smartIDENT versus Golden Ratio App: the parameters behind the verdict, then further details
Parameter	smartIDENT	Golden Ratio App
Price	Free	Free
Update frequency	Every 2 months	Every 2 months
Ads	No	No
In-app purchases	No — better	Yes
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.4	15.0 — better
Further details — not scored
Size	2 MB	34 MB
Age rating	4+	17+
Developer	FinanzAdmin Wertpapierdienstleistungen GmbH	Golden Ratio United LLC

In-app purchases

None

smartIDENT

No in-app purchases

6 purchases

Golden Ratio App

Subscriptions6

Basic Monthly$3.991 Month
Premium Monthly$8.991 Month
VIP Monthly$17.991 Month

Show 3 more

Basic Yearly$49.991 Year
Premium Yearly$99.991 Year
VIP Yearly$199.991 Year

Questions

Is smartIDENT free?

smartIDENT is free to download, with no in-app purchases.

Is Golden Ratio App free?

Golden Ratio App is free to download, with in-app purchases available.

Do smartIDENT or Golden Ratio App have ads?

Neither smartIDENT nor Golden Ratio App shows ads.

Which is updated more often, smartIDENT or Golden Ratio App?

smartIDENT ships an update every 2 months, and Golden Ratio App every 2 months. Most recently, smartIDENT was updated on November 3, 2026 and Golden Ratio App on November 5, 2026.