Comparison

NICAMF vs Kuber Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

NICAMF

Features
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NICAMF - moBank, an app for financial institutions to perform activities like viewing account details, balance statement and making various transactions by the users associated with the institution. The app is built by NIC Asia Laghubittiya Sanstha for the general customers of the institution.

About

Kuber Mobile Banking

Features
Read full description

Kuber Mobile Banking is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Kuber Mobile Banking and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Kuber Mobile Banking. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Kuber Mobile Banking accounts faster and securely via internet. Kuber Mobile Banking is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Kuber Mobile Banking : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Kuber Mobile Banking offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Kuber Mobile Banking, and you need to subscribe to the Kuber Mobile Banking Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Kuber Mobile Banking Kuber Mobile Banking is leading Payment Service Provider. Kuber Mobile Banking is leading fin-tech company in Nepal.

Screenshots

NICAMF4 screens
Kuber Mobile Banking4 screens

Verdict

The call

NICAMF and Kuber Mobile Banking are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 7 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
NICAMF versus Kuber Mobile Banking: the parameters behind the verdict, then further details
ParameterNICAMFKuber Mobile Banking
PriceFreeFree
Update frequencyEvery 7 monthsEvery 7 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.5 โ€” better15.7
Further details โ€” not scored
Size77 MB436 MB
Age rating4+17+
DeveloperMoFinmBank Technologies

In-app purchases

None

NICAMF

No in-app purchases

None

Kuber Mobile Banking

No in-app purchases

Questions

Is NICAMF free?
NICAMF is free to download, with no in-app purchases.
Is Kuber Mobile Banking free?
Kuber Mobile Banking is free to download, with no in-app purchases.
Do NICAMF or Kuber Mobile Banking have ads?
Neither NICAMF nor Kuber Mobile Banking shows ads.
Which is updated more often, NICAMF or Kuber Mobile Banking?
NICAMF ships an update every 7 months, and Kuber Mobile Banking every 7 months. Most recently, NICAMF was updated on October 27, 2026 and Kuber Mobile Banking on October 24, 2026.

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