VSim vs Money Wave
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VSim
Get a temporary virtual phone number to receive SMS verification codes without revealing your personal number. Activate accounts quickly and maintain privacy from unwanted spam. All messages are conveniently stored within the app.
- Receive SMS verification codes
- Virtual numbers for account activation
- In-app message inbox
- Privacy protection
- Pay-as-you-go credits
- Supports popular platforms
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VSim — Virtual Number for SMS Verification Need an SMS verification code without sharing your personal phone number? VSim gives you a virtual number to receive SMS verification codes online, so you can activate accounts quickly and keep your real number private. What you can do with VSim * Receive SMS Verification Codes: Use a virtual number to get login and verification codes directly inside the app. * Fast & Simple Activation: Choose a country and service, copy the number, and verify in minutes. * In-App Inbox: All received messages appear in one place for a smooth verification experience. * Privacy-Focused: Keep your real phone number off websites and apps to reduce unwanted spam. * Pay-As-You-Go Credits: Transparent pricing. If no SMS is received within the allowed time, your credit is automatically refunded. How it works 1. Select a country and service 2. Copy the provided number and use it for verification 3. Receive the SMS code in the VSim inbox VSim can be used for verification on many popular platforms, including WhatsApp, Telegram, Facebook, Instagram, TikTok, Google, Snapchat, Tinder, Vinted, and more (availability varies by country and service). Privacy Policy: https://vsimapp.com/privacy-policy Terms of Use: https://vsimapp.com/terms-of-use
Money Wave
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Money Wave is your all-in-one financial calculator for smart money management. LOAN CALCULATOR - Calculate monthly payments for mortgages, car loans, personal loans - View detailed amortization schedule with principal and interest breakdown - Compare different loan terms and interest rates - Export payment schedules to PDF DEPOSIT AND SAVINGS CALCULATOR - Calculate compound interest earnings - Compare daily, monthly, quarterly, yearly compounding - Plan your savings goals with target calculations - Visualize growth with interactive charts INVESTMENT TOOLS - Future value calculator - Present value calculator - Return on investment (ROI) calculator - Compare multiple investment scenarios CURRENCY CONVERTER - Real-time exchange rates - Support for 150+ currencies KEY FEATURES - Clean, intuitive interface - Works offline - no internet required - Dark mode support - Multi-language support (12 languages) - Export results to PDF - Save and compare calculations - Beautiful charts and graphs PERFECT FOR - Home buyers calculating mortgage payments - Students planning education loans - Investors comparing savings options - Business owners analyzing financing - Anyone making smart financial decisions Download Money Wave today and take control of your financial future! Privacy Policy: https://sites.google.com/view/moneynest1/trang-ch%E1%BB%A7 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Money Wave at every 4 days against VSim's every 2 months. VSim's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. VSim sells 6 one-off in-app purchases and Money Wave sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
VSim ships an update every 2 months, Money Wave every 4 days. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.
| Parameter | VSim | Money Wave |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (17K ratings) — better | — |
| Positive reviews | 84.5% of reviews | — |
| Number of ratings | 17K — better | — |
| Update frequency | Every 2 months | Every 4 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 46 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Elmond | Do Long |
Bugs and requests
VSim
Reported bugs
3 issues- Verification codes not received
- Numbers already in use
- Account bans without explanation
Requested features
4 requests- Ability to earn free credits
- More number options
- Improved privacy policy
- Better FAQ and community support
Money Wave
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VSim
- 10 Credit$0.99
- 30 Credit$2.99
- 50 Credit$4.99
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- 100 Credit$9.99
- 250 Credit$24.99
- 500 credit$49.99
Money Wave
- Premium Monthly$1.991 Month
- Premium Yearly$9.991 Year
- Premium Lifetime$19.99









