Comparison

n1co vs ACCapital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

n1co

Manage your finances entirely digitally with this banking platform. Enjoy a simplified bank account and a digital VISA debit card for online purchases, with the option to request a physical card. Control expenses, transfers, payments, and collections from your mobile device.

Highlights
  • Digital bank account
  • Digital VISA debit card
  • Physical VISA debit card
  • Expense control
  • Transfers and payments
  • Customer service
Features
Read full description

¡n1co es la plataforma digital para que tomes control de tu vida financiera! Olvídate de las filas y esperas que te de la banca tradicional y obten tu banco en la palma de tu mano. Una cuenta de banco no debería costarte dinero. Sin cargos ocultos, con n1co tendrás una experiencia fácil, rápida, segura y completamente transparente, como creemos debe de ser… sin tarifas de mantenimiento y sin tarifas de saldo mínimo. Descarga, registrate y automáticamente obtienes una cuenta de banco simplificada y una tarjeta VISA de débito digital para compras en línea. Solicita tu tarjeta de débito VISA física con los mejores beneficios, descuentos y Cash Back en todas tus transacciones. Controla tus gastos, transferencias, pagos, cobros y débitos desde tu teléfono móvil. Cuenta con servicio al cliente personalizado enfocado en ti y tus necesidades. Entra a la inclusión financiera de la mejor manera ...con n1co. **Debes tener 18 años o más y tener tarjeta de identidad para poder registrarte.

About

ACCapital

Features
Read full description

Bienvenidos al futuro del cooperativismo ACCapital es una cooperativa de ahorro y crédito debidamente autorizada. Constituida para ofrecer a sus miembros una banca justa, inteligente y más humana. Creemos en una banca cooperativa con enfoque en tecnología, que busca acercar a la vida diaria de nuestros miembros las soluciones financieras que estos necesitan en la palma de sus manos.

Screenshots

n1co4 screens
ACCapital3 screens

Verdict

The call

The clearest difference is update cadence: n1co at weekly against ACCapital's every 6 months. ACCapital's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

n1co ships an update weekly, ACCapital every 6 months. The most recent releases landed on November 7, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
n1co versus ACCapital: the parameters behind the verdict, then further details
Parametern1coACCapital
PriceFreeFree
Rating2.7 (39 ratings) — better—
Positive reviews7.7% of reviews—
Number of ratings39 — better—
Update frequencyWeekly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.513.0 — better
Further details — not scored
Size218 MB32 MB
Age rating17+4+
DeveloperN1co TechACCapital

In-app purchases

None

n1co

No in-app purchases

None

ACCapital

No in-app purchases

Questions

Is n1co free?
n1co is free to download, with no in-app purchases.
Is ACCapital free?
ACCapital is free to download, with no in-app purchases.
Do n1co or ACCapital have ads?
Neither n1co nor ACCapital shows ads.
Which is updated more often, n1co or ACCapital?
n1co ships an update weekly, and ACCapital every 6 months. Most recently, n1co was updated on November 7, 2026 and ACCapital on October 27, 2026.

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