Comparison

CTMFB vs Coastal Loans

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CTMFB

This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.

Highlights
  • Access to credit
  • Simple payment solutions
  • High-yield investment opportunities
  • Personal financial management tools
  • Digital bank account opening
  • Licensed and insured services
Features
Read full description

We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. CTMFB is headquartered in Ekiti State, Nigeria. Our Mission We think that credit and high-quality financial services are not impossible. Therefore, we aim to provide all individuals with the financial resources they need to live a dignified and prosperous life. Digital bank made for you Open a new CTMFB account from your phone and follow the simple registration steps to register an account in minutes. CTMFB (RC161772) is licensed by the cbn and insured by the NDIC in Nigeria.

About

Coastal Loans

This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.

Highlights
  • Compare lending scenarios
  • Calculate refinancing savings
  • Determine homeownership affordability
  • Scan and upload documents
  • Access loan originator contacts
  • Stay updated on industry news
Features
Read full description

The Coastal Loans App is built for speed and driven by service. Our goal is to make your home loan as smooth and easy as possible. We have developed the Coastal Loans Mortgage App as a tool to simplify the homebuying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the Coastal Loans App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is right for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Coastal Loans Licensed Loan Originator and real estate agent, and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Coastal Loans App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Licensed Loan Originator for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Originator can also assist you with any questions you have about your loan and the loan approval process.

Screenshots

CTMFB4 screens
Coastal Loans4 screens

Verdict

The call

The clearest difference is rating: Coastal Loans at 3.7 against CTMFB's 3.0. CTMFB's advantage is update cadence (monthly vs every 3 months) and iOS requirement (15.5 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Coastal Loans holds the better App Store score, 3.7 against 3.0. Both are backed by a comparable volume of ratings — 7 and 3 respectively.

UpkeepUpdate frequency

CTMFB ships an update monthly, Coastal Loans every 3 months. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
CTMFB versus Coastal Loans: the parameters behind the verdict, then further details
ParameterCTMFBCoastal Loans
PriceFreeFree
Rating3.0 (7 ratings)3.7 (3 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings7 — better3
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better18.0
Further details — not scored
Size76 MB102 MB
Age rating4+4+
DeveloperPrunny LLCCoastal Loans, LLC

Customer experience

CTMFB

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Coastal Loans

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

CTMFB

No in-app purchases

None

Coastal Loans

No in-app purchases

Questions

Is CTMFB free?
CTMFB is free to download, with no in-app purchases.
Is Coastal Loans free?
Coastal Loans is free to download, with no in-app purchases.
Which has better reviews, CTMFB or Coastal Loans?
Coastal Loans is rated higher. CTMFB averages 3.0 out of 5 from 7 ratings, while Coastal Loans averages 3.7 from 3 ratings.
Do CTMFB or Coastal Loans have ads?
Neither CTMFB nor Coastal Loans shows ads.
Which is updated more often, CTMFB or Coastal Loans?
CTMFB ships an update monthly, and Coastal Loans every 3 months. Most recently, CTMFB was updated on November 3, 2026 and Coastal Loans on November 3, 2026.

Other comparisons