CTMFB vs Mutual Trust Personal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTMFB
This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.
- Access to credit
- Simple payment solutions
- High-yield investment opportunities
- Personal financial management tools
- Digital bank account opening
- Licensed and insured services
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We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. CTMFB is headquartered in Ekiti State, Nigeria. Our Mission We think that credit and high-quality financial services are not impossible. Therefore, we aim to provide all individuals with the financial resources they need to live a dignified and prosperous life. Digital bank made for you Open a new CTMFB account from your phone and follow the simple registration steps to register an account in minutes. CTMFB (RC161772) is licensed by the cbn and insured by the NDIC in Nigeria.
Mutual Trust Personal
Manage your bank accounts on the go with this mobile application. Check balances, view statements, recharge airtime, pay bills, and transfer funds between banks. You can also request new cards and provide feedback directly to the bank.
- Account balance check
- Account statement access
- Airtime recharge
- Bill payments
- Inter-bank transfers
- Card requests
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Mutual Trust Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.
Screenshots
Verdict
The clearest difference is rating: CTMFB at 3.0 against Mutual Trust Personal's 1.0. CTMFB also leads on update cadence (monthly vs every 4 months) and ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTMFB holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: CTMFB has 7 ratings behind it against 1, so its average is the more settled of the two.
CTMFB ships an update monthly, Mutual Trust Personal every 4 months. The most recent releases landed on October 10, 2026 and September 27, 2026 respectively.
| Parameter | CTMFB | Mutual Trust Personal |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (7 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 76 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Prunny LLC | Mutual Trust Microfinance Bank Limited |
Customer experience
CTMFB
Mutual Trust Personal
In-app purchases
CTMFB
No in-app purchases
Mutual Trust Personal
No in-app purchases
Questions
Is CTMFB free?
Is Mutual Trust Personal free?
Which has better reviews, CTMFB or Mutual Trust Personal?
Do CTMFB or Mutual Trust Personal have ads?
Which is updated more often, CTMFB or Mutual Trust Personal?
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