Comparison

My Finances vs PairTab

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Finances

Organize, understand, and improve your financial life with an AI assistant that provides personalized recommendations. Record transactions via natural language, scan receipts, and manage budgets, goals, and investments with advanced reporting and charts.

Highlights
  • AI financial assistant
  • AI-powered reports
  • Natural language transaction entry
  • Receipt scanning
  • Budget and goal setting
  • Investment management
  • Data export
Read full description

My Finances: a complete personal finance manager. Minhas Finanças combines comprehensive money management and artificial intelligence to help you organize, understand, and improve your financial life. Key features: • Mia, your AI financial assistant for questions, analysis, and personalized recommendations; • AI-powered reports to identify trends, opportunities, and areas that need attention; • Record income, expenses, and transfers using natural language; • Scan receipts and payment confirmations to create transactions faster; • Manage income, expenses, and transfers; • Track installment, recurring, and variable transactions; • Complete credit card management; • Monitor your monthly savings; • Create budgets for categories, subcategories, tags, and credit cards; • Set and track financial goals; • Manage investments; • Advanced reports with custom filters; • Charts and statistics to follow your financial progress; • Categories, subcategories, and tags to organize transactions; • Export data to Excel, PDF, and CSV; • Attach receipts and documents; • Transfer money between accounts; • Create additional profiles to manage separate finances in the same app; • Support for multiple currencies and custom exchange rates between profiles; • Password and Face ID protection; • Sync across devices and platforms with the Sync plan. Some features require a subscription or one-time purchase. Check the Plans and Pricing menu for details.

About

PairTab

Features
Read full description

PairTab is for two people who share costs but keep their money separate. ONE RUNNING BALANCE No settling up, no invoices. A single number tells you who is ahead and by how much, and ordinary shared spending brings it back toward even on its own. PRIVATE STAYS PRIVATE Mark an expense Private and it is yours alone. It never appears in the shared feed, never moves the balance, and your partner cannot see it — not the amount, not the name, not that it exists. SPLIT IT HOWEVER YOU LIKE Evenly, by percentage, or by exact amounts. The split always adds up to the total, down to the cent. BUILT FOR BOTH OF YOU One subscription covers the household, not each person. Your partner is invited free. Each of you reads the same ledger in your own language, with your own number and date formats. PairTab Plus — One subscription. Both of you. Renews automatically until you cancel it in your store account. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pairtab.com/privacy

Screenshots

My Finances4 screens
PairTab4 screens

Verdict

The call

The clearest difference is ads: PairTab at none against My Finances's shown. My Finances's advantage is update cadence (every 4 days vs every 3 weeks) and device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Finances sells 4 in-app purchases, starting at $2.99 per month and PairTab sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Finances ships an update every 4 days, PairTab every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
My Finances versus PairTab: the parameters behind the verdict, then further details
ParameterMy FinancesPairTab
PriceFreeFree
Rating4.9 (70 ratings) — better—
Positive reviews94.7% of reviews—
Number of ratings70 — better—
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size152 MB50 MB
Age rating4+4+
DeveloperNimtech Tecnologia da Informacao LTDAAsynk Tech LTD

In-app purchases

4 purchases

My Finances

Subscriptions2
  • Sync$2.991 Month
  • Sync$19.991 Year
One-time2
  • Profile$2.99
  • Recursos Premium$3.99
2 purchases

PairTab

Subscriptions2
  • PairTab Plus · Monthly$4.991 Month
  • PairTab Plus · Yearly$39.991 Year

Questions

Is My Finances free?
My Finances is free to download, with in-app purchases available.
Is PairTab free?
PairTab is free to download, with in-app purchases available.
Do My Finances or PairTab have ads?
My Finances shows ads; PairTab does not.
Which is updated more often, My Finances or PairTab?
My Finances ships an update every 4 days, and PairTab every 3 weeks. Most recently, My Finances was updated on November 5, 2026 and PairTab on October 31, 2026.

Other comparisons