Comparison

Shared Wallet vs PairTab

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shared Wallet

Features
Read full description

▼ Title Shared Budget for Two – Simplify Splitting Expenses ▼ Description Make splitting money between two people simple and stress-free. “Did I pay more on my credit card this month?” “So how much should I transfer in the end?” “How much do we need to put into our shared account?” You don’t need to spend time on these conversations anymore. Shared Budget for Two is a simple app that automates monthly expense settlement for couples. Just enter your expenses, and the app automatically calculates who should pay how much and where to transfer it. No complicated math. No spreadsheets. Let the app handle everything—and spend your time on what really matters. ▼ Recommended For Couples who spend too much time settling monthly expenses Those who use separate credit cards and find calculations complicated People who cover shared costs like rent or utilities in advance Couples who split expenses unevenly (not 50:50) Those with a shared account who want to know exact deposit amounts Anyone tired of using spreadsheets or calculators People looking for a simple app with no account registration required ▼ Key Features Quick Expense Entry Categorize expenses into three types: Person 1, Person 2, or Shared Account. Even within credit card payments, you can separate personal purchases and shared expenses—ensuring fair calculations even when they’re mixed. You can also save frequently used payments as presets, such as monthly rent or credit card bills. With presets, recurring entries can be added with just one tap. Flexible Split Ratios Not every couple splits expenses equally. Set a custom ratio from 0% to 100% for Person 1 based on your income or lifestyle. Once set, all calculations are automatically adjusted. Automatic Settlement Calculation Simply enter expenses and open the “Results” tab to see everything calculated instantly. Personal Payment Balancing The app calculates how much each person has paid versus how much they should have paid based on the ratio. Instantly see who has overpaid and by how much. Per-Account Deposit Calculation For each account, the app calculates how much each person needs to deposit, considering total expenses, current balance, and buffer amount. If the balance is sufficient, no deposit is required. You can also round amounts (e.g., to the nearest 100 or 1000). Expense Breakdown Visualization View your monthly expenses in a donut chart. Easily understand the balance between personal and shared spending. Monthly History Navigate past months and review previous settlements. You can also edit or delete past entries anytime. Theme Customization Change the app’s main color to suit your preference. Automatic Data Saving All data is stored locally on your device. Even if you close or restart the app, your data remains محفوظ. ▼ How It Works STEP 1 Initial Setup (one-time) Set names and expense ratio. Optionally register accounts and presets for faster input later. STEP 2 Add Monthly Expenses Enter expenses once your credit card statements are finalized. With presets, it takes just one tap. STEP 3 Check Results and Transfer Open the “Results” tab and enter current account balances. The app instantly shows who needs to pay how much. Just transfer, and you’re done. ▼ Privacy First All data is stored only on your device. No data is sent to external servers. No account registration required. Works even offline. Your financial data stays private and secure. Make managing money as a couple simpler and fairer. Start a stress-free financial life together today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aquapeakstudio.com/privacy-policy

About

PairTab

Features
Read full description

PairTab is for two people who share costs but keep their money separate. ONE RUNNING BALANCE No settling up, no invoices. A single number tells you who is ahead and by how much, and ordinary shared spending brings it back toward even on its own. PRIVATE STAYS PRIVATE Mark an expense Private and it is yours alone. It never appears in the shared feed, never moves the balance, and your partner cannot see it — not the amount, not the name, not that it exists. SPLIT IT HOWEVER YOU LIKE Evenly, by percentage, or by exact amounts. The split always adds up to the total, down to the cent. BUILT FOR BOTH OF YOU One subscription covers the household, not each person. Your partner is invited free. Each of you reads the same ledger in your own language, with your own number and date formats. PairTab Plus — One subscription. Both of you. Renews automatically until you cancel it in your store account. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pairtab.com/privacy

Screenshots

Shared Wallet4 screens
PairTab4 screens

Verdict

The call

The clearest difference is in-app purchases: Shared Wallet at none against PairTab's 2. Shared Wallet also leads on update cadence (every 5 days vs every 3 weeks) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PairTab sells 2 in-app purchases, starting at $4.99 per month. Shared Wallet asks for nothing beyond the download.

UpkeepUpdate frequency

Shared Wallet ships an update every 5 days, PairTab every 3 weeks. Both last shipped on October 31, 2026.

Scorecard3 real differences · 3 level
Shared Wallet versus PairTab: the parameters behind the verdict, then further details
ParameterShared WalletPairTab
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size29 MB50 MB
Age rating4+4+
DeveloperKeita IdeAsynk Tech LTD

In-app purchases

None

Shared Wallet

No in-app purchases

2 purchases

PairTab

Subscriptions2
  • PairTab Plus · Monthly$4.991 Month
  • PairTab Plus · Yearly$39.991 Year

Questions

Is Shared Wallet free?
Shared Wallet is free to download, with no in-app purchases.
Is PairTab free?
PairTab is free to download, with in-app purchases available.
Do Shared Wallet or PairTab have ads?
Neither Shared Wallet nor PairTab shows ads.
Which is updated more often, Shared Wallet or PairTab?
Shared Wallet ships an update every 5 days, and PairTab every 3 weeks. Most recently, Shared Wallet was updated on October 31, 2026 and PairTab on October 31, 2026.

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