Splync vs Shared Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splync
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Splync is a simple expense-sharing app designed for individuals, couples, and groups. Ever struggled with splitting expenses smoothly and peacefully? With Splync, there's no more stress when it comes to tracking shared spending. The name comes from Split × Link × Sync — reflecting the app's mission to help you split daily expenses with your partner or family, share trip costs with friends, and stay connected and organized. You can even create solo projects to track your own spending and take control of your financial peace of mind. What makes Splync so special from other expense-sharing apps? 1. Create projects that fit your needs Splync offers project-based accounting that lets you manage each activity or event separately. You can give each project a custom title and cover photo, invite only the relevant members, and make every shared experience more personal and memorable. 2. Freely customize categories and budgets per project Everyone has different preferences, and every project has its own purpose. With Splync, you can create as many custom categories as you need and assign a budget to each one. Choose from a variety of default icons and personalize them with your favorite colors. Each project can also have its own currency and number display format—perfect for international users. 3. Quickly add shared expenses Splync is designed to make expense entry as fast and simple as possible. There’s no need to take photos of receipts or connect your bank accounts or cards. Just pay, tap a few times, and log your expense—even before the receipt is printed. Expenses are instantly synced and shared with all project members in real time. 4. Automatically track who paid what Always know who paid how much—for what, and for whom. Splync automatically handles the numbers, so it’s always crystal-clear how much each member owes or is owed. With just one tap, view insightful statistics by category or by member. Budgets are updated with every new entry, helping your project stay on track—and at peace. 5. Settle up anytime and export the outcome with a tap Settling up is as simple as tapping a single button. Splync clearly shows who owes whom—and how much—through a clean, visual summary. Invoices are instantly generated and shared with every project member. After settlement, you can also export the full expense list for your records or future reference. 6. Built with privacy in mind—no receipts or bank connections required Your privacy matters. Unlike many apps that connect to your bank or credit card and upload receipts, Splync shares nothing with financial institutions. We collect only the minimum required data, and we do so securely. While Splync is designed for sharing with friends, your information remains fully under your control with settings per project. 7. Designed for real life — user-focused, with more features coming Splync is built for the way people actually manage money together — casually, collaboratively, and without friction. Whether it’s a weekend trip with friends, a long-term shared apartment, or your own personal budget, Splync adapts to your real-life needs. And we’re just getting started — more features are on the way! About pricing: Splync is currently 100% free to use. We warmly welcome your feedback on any bugs or suggestions for improvement. Please note we plan to release Splync Version 2.0.0 with advanced paid features in future updates. Tap “Get” to install Splync and start your first project today!
Shared Wallet
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▼ Title Shared Budget for Two – Simplify Splitting Expenses ▼ Description Make splitting money between two people simple and stress-free. “Did I pay more on my credit card this month?” “So how much should I transfer in the end?” “How much do we need to put into our shared account?” You don’t need to spend time on these conversations anymore. Shared Budget for Two is a simple app that automates monthly expense settlement for couples. Just enter your expenses, and the app automatically calculates who should pay how much and where to transfer it. No complicated math. No spreadsheets. Let the app handle everything—and spend your time on what really matters. ▼ Recommended For Couples who spend too much time settling monthly expenses Those who use separate credit cards and find calculations complicated People who cover shared costs like rent or utilities in advance Couples who split expenses unevenly (not 50:50) Those with a shared account who want to know exact deposit amounts Anyone tired of using spreadsheets or calculators People looking for a simple app with no account registration required ▼ Key Features Quick Expense Entry Categorize expenses into three types: Person 1, Person 2, or Shared Account. Even within credit card payments, you can separate personal purchases and shared expenses—ensuring fair calculations even when they’re mixed. You can also save frequently used payments as presets, such as monthly rent or credit card bills. With presets, recurring entries can be added with just one tap. Flexible Split Ratios Not every couple splits expenses equally. Set a custom ratio from 0% to 100% for Person 1 based on your income or lifestyle. Once set, all calculations are automatically adjusted. Automatic Settlement Calculation Simply enter expenses and open the “Results” tab to see everything calculated instantly. Personal Payment Balancing The app calculates how much each person has paid versus how much they should have paid based on the ratio. Instantly see who has overpaid and by how much. Per-Account Deposit Calculation For each account, the app calculates how much each person needs to deposit, considering total expenses, current balance, and buffer amount. If the balance is sufficient, no deposit is required. You can also round amounts (e.g., to the nearest 100 or 1000). Expense Breakdown Visualization View your monthly expenses in a donut chart. Easily understand the balance between personal and shared spending. Monthly History Navigate past months and review previous settlements. You can also edit or delete past entries anytime. Theme Customization Change the app’s main color to suit your preference. Automatic Data Saving All data is stored locally on your device. Even if you close or restart the app, your data remains محفوظ. ▼ How It Works STEP 1 Initial Setup (one-time) Set names and expense ratio. Optionally register accounts and presets for faster input later. STEP 2 Add Monthly Expenses Enter expenses once your credit card statements are finalized. With presets, it takes just one tap. STEP 3 Check Results and Transfer Open the “Results” tab and enter current account balances. The app instantly shows who needs to pay how much. Just transfer, and you’re done. ▼ Privacy First All data is stored only on your device. No data is sent to external servers. No account registration required. Works even offline. Your financial data stays private and secure. Make managing money as a couple simpler and fairer. Start a stress-free financial life together today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aquapeakstudio.com/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: Shared Wallet at none against Splync's 5. Shared Wallet also leads on iOS requirement (15.1 vs 18.2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splync sells 5 one-off in-app purchases. Shared Wallet asks for nothing beyond the download.
Splync ships an update every 10 days, Shared Wallet every 5 days. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.
| Parameter | Splync | Shared Wallet |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.2 | 15.1 — better |
| Further details — not scored | ||
| Size | 10 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Kohei Koyanagi | Keita Ide |
In-app purchases
Splync
- Small Tip$0.99
- Nice Tip$4.99
- Generous Tip$9.99
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- Super Supporter$49.99
- Angel Supporter$99.99
Shared Wallet
No in-app purchases









