Comparison

Shared Wallet vs Spendojo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shared Wallet

Features
Read full description

▼ Title Shared Budget for Two – Simplify Splitting Expenses ▼ Description Make splitting money between two people simple and stress-free. “Did I pay more on my credit card this month?” “So how much should I transfer in the end?” “How much do we need to put into our shared account?” You don’t need to spend time on these conversations anymore. Shared Budget for Two is a simple app that automates monthly expense settlement for couples. Just enter your expenses, and the app automatically calculates who should pay how much and where to transfer it. No complicated math. No spreadsheets. Let the app handle everything—and spend your time on what really matters. ▼ Recommended For Couples who spend too much time settling monthly expenses Those who use separate credit cards and find calculations complicated People who cover shared costs like rent or utilities in advance Couples who split expenses unevenly (not 50:50) Those with a shared account who want to know exact deposit amounts Anyone tired of using spreadsheets or calculators People looking for a simple app with no account registration required ▼ Key Features Quick Expense Entry Categorize expenses into three types: Person 1, Person 2, or Shared Account. Even within credit card payments, you can separate personal purchases and shared expenses—ensuring fair calculations even when they’re mixed. You can also save frequently used payments as presets, such as monthly rent or credit card bills. With presets, recurring entries can be added with just one tap. Flexible Split Ratios Not every couple splits expenses equally. Set a custom ratio from 0% to 100% for Person 1 based on your income or lifestyle. Once set, all calculations are automatically adjusted. Automatic Settlement Calculation Simply enter expenses and open the “Results” tab to see everything calculated instantly. Personal Payment Balancing The app calculates how much each person has paid versus how much they should have paid based on the ratio. Instantly see who has overpaid and by how much. Per-Account Deposit Calculation For each account, the app calculates how much each person needs to deposit, considering total expenses, current balance, and buffer amount. If the balance is sufficient, no deposit is required. You can also round amounts (e.g., to the nearest 100 or 1000). Expense Breakdown Visualization View your monthly expenses in a donut chart. Easily understand the balance between personal and shared spending. Monthly History Navigate past months and review previous settlements. You can also edit or delete past entries anytime. Theme Customization Change the app’s main color to suit your preference. Automatic Data Saving All data is stored locally on your device. Even if you close or restart the app, your data remains محفوظ. ▼ How It Works STEP 1 Initial Setup (one-time) Set names and expense ratio. Optionally register accounts and presets for faster input later. STEP 2 Add Monthly Expenses Enter expenses once your credit card statements are finalized. With presets, it takes just one tap. STEP 3 Check Results and Transfer Open the “Results” tab and enter current account balances. The app instantly shows who needs to pay how much. Just transfer, and you’re done. ▼ Privacy First All data is stored only on your device. No data is sent to external servers. No account registration required. Works even offline. Your financial data stays private and secure. Make managing money as a couple simpler and fairer. Start a stress-free financial life together today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aquapeakstudio.com/privacy-policy

About

Spendojo

Easily track household expenses with family members. Log spending, split bills, set budgets, and gain insights into your financial habits. Features receipt scanning and multi-currency support.

Highlights
  • Shared expense logging
  • Receipt scanning
  • Monthly budget tracking
  • Spending insights & AI recap
  • Multi-currency support
  • Recurring expense templates
  • Exportable reports
Features
Read full description

Spendojo is a shared expense tracker for households and families. Log expenses together, split costs, set monthly budgets by category, and get a clear picture of where your money goes. Features: • Shared accounts — multiple household members, one shared view; invite family with a one-tap email link • Expense logging — amount, category, merchant, date, and notes • Receipt scanning — snap a photo to auto-fill amount, merchant, and date automatically • Search & filters — find expenses by description, merchant, or notes, with custom date ranges • Budget tracking — set monthly limits per category with visual progress bars; Spendojo Plus sends push notifications when spending is close to or over a budget • Insights — monthly trends, annual budget progress, top merchants, member spending breakdowns • AI monthly recap — Spendojo Plus gives you a snapshot summary of your household's spending, captured once at the start of each month, with quick questions you can tap for more detail • Multi-currency — Traveling, working abroad, or splitting costs internationally? Spendojo tracks it in 148 currencies and keeps your household's totals accurate, automatically • Multilingual — 41 languages across North America, Europe, South Asia & Southeast Asia, from English to Sinhala — we've got you covered • Recurring templates — set up weekly or monthly recurring expenses • Export — download expenses as CSV or generate a PDF monthly report • App Lock — turn it on in Settings to unlock Spendojo with Face ID, Touch ID or your passcode • Secured with Google & Apple Sign-In Private by design — no ads, no data selling, and no bank account connection required. One shared view for your whole household. No more guessing where the money went. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Shared Wallet4 screens
Spendojo4 screens

Verdict

The call

The clearest difference is in-app purchases: Shared Wallet at none against Spendojo's 2. Spendojo's advantage is update cadence (every 2 days vs every 5 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendojo sells 2 in-app purchases, starting at $4.99 per month. Shared Wallet asks for nothing beyond the download.

UpkeepUpdate frequency

Shared Wallet ships an update every 5 days, Spendojo every 2 days. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 7 level
Shared Wallet versus Spendojo: the parameters behind the verdict, then further details
ParameterShared WalletSpendojo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 5 daysEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size29 MB39 MB
Age rating4+4+
DeveloperKeita IdeSpendojo LLC

In-app purchases

None

Shared Wallet

No in-app purchases

2 purchases

Spendojo

Subscriptions2
  • Spendojo Plus$4.991 Month
  • Spendojo Plus7 Days trial$44.991 Year

Questions

Is Shared Wallet free?
Shared Wallet is free to download, with no in-app purchases.
Is Spendojo free?
Spendojo is free to download, with in-app purchases available.
Do Shared Wallet or Spendojo have ads?
Neither Shared Wallet nor Spendojo shows ads.
Which is updated more often, Shared Wallet or Spendojo?
Shared Wallet ships an update every 5 days, and Spendojo every 2 days. Most recently, Shared Wallet was updated on October 15, 2026 and Spendojo on October 12, 2026.

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