Comparison

Saving Money (remove ads) vs Shared Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saving Money (remove ads)

This finance app helps you manage your monthly budget and track spending. It offers iCloud backup, consumption categories, and multi-currency support. Designed for simplicity, it guides you to stay within your budget and monitor your financial health.

Highlights
  • Monthly budget setting
  • Expense tracking within budget
  • Budget remaining indicator
  • Monthly budget burn rate
  • iCloud backup
  • Consumption categories
  • Multi-currency support (English version)
Features
Read full description

### Finally, at the request of many people, we are releasing a paid version without ads! ### Special features only available in the paid version - It is more convenient to use because there are no ads. - With the iCloud backup function, you can continue using your iPhone even if you change your iPhone. - It is more convenient to use the consumption category. - Manage your consumption even in dollars with the English version. + Non-consumer household account book (remove ads) will provide more convenient features through continuous updates. (The developer is running day and night.) Thank you to all the users who have been waiting! ###### Nothing else. It is a household account book created only for non-consumption and to prevent overheating. You can set a consumption budget for the first day of each month and check how much you are spending within that budget. Super simple household account book! It is useful for those who live on pocket money and those who set a monthly living expense. Just 2 things for you to do! One, enter your monthly budget. Second, enter only consumption expenditures that are within your budget. If you do these two things, the non-consumer household account book will do the rest. * Tells you how much is left in your budget each month. * It tells you the monthly budget burn rate. * It informs the day of non-consumption that the god of death has not descended.

About

Shared Wallet

Features
Read full description

▼ Title Shared Budget for Two – Simplify Splitting Expenses ▼ Description Make splitting money between two people simple and stress-free. “Did I pay more on my credit card this month?” “So how much should I transfer in the end?” “How much do we need to put into our shared account?” You don’t need to spend time on these conversations anymore. Shared Budget for Two is a simple app that automates monthly expense settlement for couples. Just enter your expenses, and the app automatically calculates who should pay how much and where to transfer it. No complicated math. No spreadsheets. Let the app handle everything—and spend your time on what really matters. ▼ Recommended For Couples who spend too much time settling monthly expenses Those who use separate credit cards and find calculations complicated People who cover shared costs like rent or utilities in advance Couples who split expenses unevenly (not 50:50) Those with a shared account who want to know exact deposit amounts Anyone tired of using spreadsheets or calculators People looking for a simple app with no account registration required ▼ Key Features Quick Expense Entry Categorize expenses into three types: Person 1, Person 2, or Shared Account. Even within credit card payments, you can separate personal purchases and shared expenses—ensuring fair calculations even when they’re mixed. You can also save frequently used payments as presets, such as monthly rent or credit card bills. With presets, recurring entries can be added with just one tap. Flexible Split Ratios Not every couple splits expenses equally. Set a custom ratio from 0% to 100% for Person 1 based on your income or lifestyle. Once set, all calculations are automatically adjusted. Automatic Settlement Calculation Simply enter expenses and open the “Results” tab to see everything calculated instantly. Personal Payment Balancing The app calculates how much each person has paid versus how much they should have paid based on the ratio. Instantly see who has overpaid and by how much. Per-Account Deposit Calculation For each account, the app calculates how much each person needs to deposit, considering total expenses, current balance, and buffer amount. If the balance is sufficient, no deposit is required. You can also round amounts (e.g., to the nearest 100 or 1000). Expense Breakdown Visualization View your monthly expenses in a donut chart. Easily understand the balance between personal and shared spending. Monthly History Navigate past months and review previous settlements. You can also edit or delete past entries anytime. Theme Customization Change the app’s main color to suit your preference. Automatic Data Saving All data is stored locally on your device. Even if you close or restart the app, your data remains محفوظ. ▼ How It Works STEP 1 Initial Setup (one-time) Set names and expense ratio. Optionally register accounts and presets for faster input later. STEP 2 Add Monthly Expenses Enter expenses once your credit card statements are finalized. With presets, it takes just one tap. STEP 3 Check Results and Transfer Open the “Results” tab and enter current account balances. The app instantly shows who needs to pay how much. Just transfer, and you’re done. ▼ Privacy First All data is stored only on your device. No data is sent to external servers. No account registration required. Works even offline. Your financial data stays private and secure. Make managing money as a couple simpler and fairer. Start a stress-free financial life together today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aquapeakstudio.com/privacy-policy

Screenshots

Saving Money (remove ads)4 screens
Shared Wallet4 screens

Verdict

The call

The clearest difference is price: Shared Wallet at Free against Saving Money (remove ads)'s $4.99. Saving Money (remove ads)'s advantage is iOS requirement (13.2 vs 15.1). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Shared Wallet is free to download; Saving Money (remove ads) costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Saving Money (remove ads) ships an update weekly, Shared Wallet every 5 days. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 6 level
Saving Money (remove ads) versus Shared Wallet: the parameters behind the verdict, then further details
ParameterSaving Money (remove ads)Shared Wallet
Price$4.99Free — better
Positive reviews87.5% of reviews—
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.2 — better15.1
Further details — not scored
Size28 MB29 MB
Age rating4+4+
DeveloperSuWon ChoiKeita Ide

In-app purchases

None

Saving Money (remove ads)

No in-app purchases

None

Shared Wallet

No in-app purchases

Questions

Is Saving Money (remove ads) free?
Saving Money (remove ads) costs $4.99, with no in-app purchases.
Is Shared Wallet free?
Shared Wallet is free to download, with no in-app purchases.
Do Saving Money (remove ads) or Shared Wallet have ads?
Neither Saving Money (remove ads) nor Shared Wallet shows ads.
Which is updated more often, Saving Money (remove ads) or Shared Wallet?
Saving Money (remove ads) ships an update weekly, and Shared Wallet every 5 days. Most recently, Saving Money (remove ads) was updated on October 17, 2026 and Shared Wallet on October 15, 2026.

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