FileLu vs FIREPlan Retirement Calculator

FileLu is a cloud storage provider that offers online file storage and automatic backup capabilities, accompanied by easy-to-use upload and download tools. Our mission is to provide the best, simplest, and most affordable online storage and file-sharing service. With FileLu, users can securely store and share their files with anyone worldwide, be it family, friends, or a team. Top features: - Simple and affordable cloud storage service. - Get 10 GB of free storage when signing up, and up to 1 TB of free storage space with the referral program. - Auto-backup photos and videos across multiple devices. - Upload files from any device with an internet connection. - Upload and transfer large files. - E2EE & SSCE Encryption. - Easily share and send the download link to anyone after it is uploaded. - Preview all photos, docs, spreadsheets, and videos, and listen to audio. - Files and folders management tools (Create, move, copy, search files and folders, add password, rename, share folder, download entire folder...) - Flexible storage space, and scalability: you can upgrade or downgrade your plan at any time. - File Drop allows others to upload files to your account. - FTPS, WebDAV, CCTV loop upload. - Auto camera roll upload. - Email Attachment Upload - Easily share links via Email, Facebook, Twitter, Telegram, Reddit, SMS, iMessage, WhatsApp, and many more. - Share the entire folder to social media, set the folder Online (file sharing) or Offline (self-storage, not sharing). - FTP / FTPs server, connect and upload with any FTP clients. WebDAV connection, and CCTV footage loop uploading (recording) backup. - Terminal CLI, upload via terminal command line. - Secure account with 2FA, PIN, LOCK, and strong password with SHA-256. - All data will be transferred via SSL and secure storage in the data center. - Support all languages. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Where am I now? When will I be free? What should I do next? FIREPlan answers all three. Enter your monthly income, expenses and account balances — FIREPlan instantly computes your FIRE number, your projected freedom date, and exactly how far along you are. A RETIREMENT CALCULATOR ON YOUR REAL NUMBERS • Your FIRE number from actual spending, not a generic rule of thumb • Four paths: Lean FIRE, FIRE, Fat FIRE and Coast FIRE — switch with one tap • 30-year projection in today's dollars, adjusted for inflation • What-if sliders: see how saving more, spending less or earning better returns moves your date TRACK EVERY ACCOUNT • 401(k), Roth IRA, Traditional IRA, HSA, brokerage, HYSA, cash, crypto, real estate • One monthly check-in updates every balance and shows how your net worth changed • Asset allocation and net worth history at a glance • Compound interest projections for every account and for the portfolio as a whole GO DEEPER WITH PRO • Monte Carlo: 5,000 market simulations — not "in 12 years" but "87% probability by 2042" • US tax modeling: LTCG brackets, Traditional 401(k)/IRA, Roth, mixed accounts, state tax • Sequence-of-returns risk: will your plan survive a bear market in year one of retirement? • Withdrawal strategies: fixed, inflation-adjusted, Guyton-Klinger guardrails, variable percentage • Multiple scenarios and full JSON/CSV export YOUR DATA STAYS YOURS Everything is stored on your device. No account, no sign-up, no tracking. FIREPlan is a planning calculator, not financial advice. FIREPlan Pro is available as a monthly or yearly auto-renewing subscription, or as a one-time Lifetime purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless turned off at least 24 hours before the end of the current period, and can be managed or canceled anytime in your App Store account settings. Privacy Policy: https://fireplan-legal.surge.sh/privacy.html Terms of Use (EULA): https://fireplan-legal.surge.sh/terms.html