Comparison

Spenda vs Smipay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spenda

Easily track your expenses and income with this intuitive app. It offers a calendar view for monthly summaries, customizable categories, and detailed statistical charts. Secure your financial data with a password lock.

Highlights
  • Fast expense/income recording
  • Calendar view for monthly summaries
  • Customizable consumption/income categories
  • Detailed statistical charts
  • Password lock for security
  • Budget status display
Features
Read full description

[SPENDA main function] Easy and fast expense/income recording Simple and easy expenditure/income management (registration, modification, deletion) Calendar function Consolidated monthly consumption/income details, remaining budget and daily consumption/income details Consumption/Income Category Support multiple categories of logos, provide category sorting function in the order you like Statistical chart support Supports units of different years/months/days, expenditure/revenue types are provided using the detailed table function Password lock function Confirm the password when starting the program after setting the password Expense/Income and budget status Displays total expense/income and remaining budget.

About

Smipay

This utility platform simplifies everyday transactions. Easily top up airtime and data, or pay for essential services like cable TV and electricity. Designed for security and ease of use, it allows quick payments in just a few taps.

Highlights
  • Airtime and data top-ups
  • Utility bill payments
  • Secure login with Face ID/fingerprint
  • Simple and quick payment flows
  • Send airtime to others
Features
Read full description

SmiPay is your all-in-one mobile app for everyday payments and top-ups. • AIRTIME & DATA — Top up your phone or buy data plans for yourself or others. • BILLS — Pay for cable TV, electricity, education, and other utilities. • SECURE — Built with security in mind. Use Face ID or fingerprint to unlock the app. • SIMPLE — Clear menus and quick flows so you can pay in a few taps. Whether you need to send airtime to a friend, pay your DSTV, or buy data, SmiPay makes it quick and hassle-free. Download SmiPay and manage your payments from one place.

Screenshots

Spenda4 screens
Smipay4 screens

Verdict

The call

The clearest difference is rating: Spenda at 5.0 against Smipay's 1.0. Spenda also leads on ratings volume (4 vs 1) and iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Spenda holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Spenda ships an update fortnightly, Smipay every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Spenda versus Smipay: the parameters behind the verdict, then further details
ParameterSpendaSmipay
PriceFreeFree
Rating5.0 (4 ratings) — better1.0 (1 ratings)
Positive reviews—0.0% of reviews
Number of ratings4 — better1
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size20 MB41 MB
Age rating4+4+
DeveloperGuangdong Weishi Data Technology Co., Ltd.Smipay technologies Ltd

In-app purchases

None

Spenda

No in-app purchases

None

Smipay

No in-app purchases

Questions

Is Spenda free?
Spenda is free to download, with no in-app purchases.
Is Smipay free?
Smipay is free to download, with no in-app purchases.
Which has better reviews, Spenda or Smipay?
Spenda is rated higher. Spenda averages 5.0 out of 5 from 4 ratings, while Smipay averages 1.0 from 1 ratings.
Do Spenda or Smipay have ads?
Neither Spenda nor Smipay shows ads.
Which is updated more often, Spenda or Smipay?
Spenda ships an update fortnightly, and Smipay every 3 weeks. Most recently, Spenda was updated on October 25, 2026 and Smipay on October 24, 2026.

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