Spenda vs Smipay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spenda
Easily track your expenses and income with this intuitive app. It offers a calendar view for monthly summaries, customizable categories, and detailed statistical charts. Secure your financial data with a password lock.
- Fast expense/income recording
- Calendar view for monthly summaries
- Customizable consumption/income categories
- Detailed statistical charts
- Password lock for security
- Budget status display
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[SPENDA main function] Easy and fast expense/income recording Simple and easy expenditure/income management (registration, modification, deletion) Calendar function Consolidated monthly consumption/income details, remaining budget and daily consumption/income details Consumption/Income Category Support multiple categories of logos, provide category sorting function in the order you like Statistical chart support Supports units of different years/months/days, expenditure/revenue types are provided using the detailed table function Password lock function Confirm the password when starting the program after setting the password Expense/Income and budget status Displays total expense/income and remaining budget.
Smipay
This utility platform simplifies everyday transactions. Easily top up airtime and data, or pay for essential services like cable TV and electricity. Designed for security and ease of use, it allows quick payments in just a few taps.
- Airtime and data top-ups
- Utility bill payments
- Secure login with Face ID/fingerprint
- Simple and quick payment flows
- Send airtime to others
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SmiPay is your all-in-one mobile app for everyday payments and top-ups. • AIRTIME & DATA — Top up your phone or buy data plans for yourself or others. • BILLS — Pay for cable TV, electricity, education, and other utilities. • SECURE — Built with security in mind. Use Face ID or fingerprint to unlock the app. • SIMPLE — Clear menus and quick flows so you can pay in a few taps. Whether you need to send airtime to a friend, pay your DSTV, or buy data, SmiPay makes it quick and hassle-free. Download SmiPay and manage your payments from one place.
Screenshots
Verdict
The clearest difference is rating: Spenda at 5.0 against Smipay's 1.0. Spenda also leads on ratings volume (4 vs 1) and iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spenda holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.
Spenda ships an update fortnightly, Smipay every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Spenda | Smipay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 20 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Guangdong Weishi Data Technology Co., Ltd. | Smipay technologies Ltd |
In-app purchases
Spenda
No in-app purchases
Smipay
No in-app purchases








