FVCbank Mobile vs Spezza

Start banking wherever you are with FVCbank for mobile banking! Available to all FVCBank online banking customers. FVCBank allows you to check balances make transfers, make deposits, find locations, and schedule bill pay.

Dinner's over. Someone grabs the check, everyone opens a calculator, and the night ends in arithmetic. Spezza ends it differently: scan the receipt, pass the phone, and everyone's number is settled before the coats go on. HOW IT WORKS • Scan the receipt (or pick a photo) - every line item is read on your phone, in about a second, entirely offline. • Every line is shown and editable. If the scan can't read something, Spezza flags it honestly - one tap to fix. No silent guessing. • Pass the phone: everyone taps what they ate. Long-press to share a plate - shared items split by fair weights. • Tax and tip split proportionally, so nobody subsidizes the lobster. • Settle at the table: round numbers by default (exact cents if you insist), a Venmo-ready request for each person, and a PAGATO stamp when they pay up. • "It's on me" — one tap, and one generous person covers the whole table. • History keeps every dinner on your phone, with outstanding balances until the last stamp lands. WHAT SPEZZA REFUSES TO DO • No accounts. No sign-ups - yours or your friends'. • No subscription. Three free splits, then one small purchase, yours forever. • No daily limits, no ads, no countdown timers. Splitting a bill is not a metered resource. • No cloud. Receipts are read by Apple's Vision framework on your device and never uploaded anywhere. We couldn't see your dinners if we wanted to. Spezza is Italian - "split" - and the app works like a good dinner: warm, quick, and honest about the math. Split the meal, not the bank.