Fineyo vs Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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Take control of your money with a simple, powerful expense tracker. Track spending, set budgets, and see exactly where your money goes. No clutter. No overwhelm. Just clarity. Managing subscriptions, multiple accounts, and daily expenses should not feel overwhelming. Fineyo helps you track spending, set budgets, and understand your financial habits in seconds. Whether you are saving for travel, building an emergency fund, or simply trying to stop overspending, Fineyo makes personal finance clear and effortless. TRACK EXPENSES IN SECONDS Add expenses or income instantly. No complicated forms. No unnecessary steps. Just fast, intuitive money tracking. Perfect for daily expense tracking, subscription management, and quick budget logging. SEE WHERE YOUR MONEY GOES Get a complete overview of your finances in one clean dashboard. Categorize transactions, review spending history, and stay organized with a minimalist interface designed for clarity. Fineyo works as your personal money manager and spending tracker. VISUAL CHARTS & INSIGHTS Understand your financial habits at a glance. Analyze trends, monitor monthly spending, and identify areas to improve with clear and modern charts. Data becomes insight. Insight becomes smarter decisions. SMART BUDGETING MADE SIMPLE Create category budgets and set spending limits. Receive gentle reminders when you are approaching your limit so you stay in control without stress. Budgeting should guide you, not pressure you. KEY FEATURES • Expense & Income Tracker • Budget Planner for specific categories • Spending Insights & Charts • Custom Categories with Emojis • iCloud Sync Across Devices • Apple Pay Transaction Import • Multi-Currency Support • Powerful Search & Filters • Dark Mode • Offline Mode - Track anytime Fineyo is built for people who want a clean, distraction-free budgeting app without complexity. If you are looking for: • an expense tracker • a budget app • a money manager • a spending tracker • a personal finance app Fineyo brings it all together in one beautifully simple experience. Start tracking your expenses today and build better financial habits with confidence. Terms of Use https://fineyo.app/terms-of-use.html Privacy Policy https://fineyo.app/privacy-policy.html
Flow
This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.
- Multiple accounts
- Multiple currencies
- Full data control
- Offline functionality
- iCloud backup
- Financial statistics
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A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.
Screenshots
Verdict
The clearest difference is in-app purchases: Flow at none against Fineyo's 3. Flow also leads on review sentiment (95% vs 80%). Fineyo's advantage is update cadence (every 4 days vs every 2 weeks). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Flow asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Flow. Both are backed by a comparable volume of ratings — 11 and 20 respectively. Written reviews are what separate them: 80% of Fineyo's written reviews are positive against 95% of Flow's.
Fineyo ships an update every 4 days, Flow every 2 weeks. The most recent releases landed on September 12, 2026 and September 21, 2026 respectively.
| Parameter | Fineyo | Flow |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) | 5.0 (20 ratings) |
| Positive reviews | 80.0% of reviews | 95.5% of reviews — better |
| Number of ratings | 11 | 20 — better |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 16.6 |
| Further details — not scored | ||
| Size | 102 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Batmend Ganbaatar |
Customer experience
Fineyo
Flow
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Flow
No in-app purchases









