Fineyo vs Money Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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Take control of your money with a simple, powerful expense tracker. Track spending, set budgets, and see exactly where your money goes. No clutter. No overwhelm. Just clarity. Managing subscriptions, multiple accounts, and daily expenses should not feel overwhelming. Fineyo helps you track spending, set budgets, and understand your financial habits in seconds. Whether you are saving for travel, building an emergency fund, or simply trying to stop overspending, Fineyo makes personal finance clear and effortless. TRACK EXPENSES IN SECONDS Add expenses or income instantly. No complicated forms. No unnecessary steps. Just fast, intuitive money tracking. Perfect for daily expense tracking, subscription management, and quick budget logging. SEE WHERE YOUR MONEY GOES Get a complete overview of your finances in one clean dashboard. Categorize transactions, review spending history, and stay organized with a minimalist interface designed for clarity. Fineyo works as your personal money manager and spending tracker. VISUAL CHARTS & INSIGHTS Understand your financial habits at a glance. Analyze trends, monitor monthly spending, and identify areas to improve with clear and modern charts. Data becomes insight. Insight becomes smarter decisions. SMART BUDGETING MADE SIMPLE Create category budgets and set spending limits. Receive gentle reminders when you are approaching your limit so you stay in control without stress. Budgeting should guide you, not pressure you. KEY FEATURES • Expense & Income Tracker • Budget Planner for specific categories • Spending Insights & Charts • Custom Categories with Emojis • iCloud Sync Across Devices • Apple Pay Transaction Import • Multi-Currency Support • Powerful Search & Filters • Dark Mode • Offline Mode - Track anytime Fineyo is built for people who want a clean, distraction-free budgeting app without complexity. If you are looking for: • an expense tracker • a budget app • a money manager • a spending tracker • a personal finance app Fineyo brings it all together in one beautifully simple experience. Start tracking your expenses today and build better financial habits with confidence. Terms of Use https://fineyo.app/terms-of-use.html Privacy Policy https://fineyo.app/privacy-policy.html
Money Planner
This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.
- Automatic transaction import
- Customizable expense categories
- Reimbursement tracking
- Daily and monthly expense graphs
- Bank account connection
- Budget planning
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Do you want to track your expenses and plan your budget? RainyDay is the budget planner for you, and helps you to save for a rainy day! RainyDay is a spending and expense tracker, which allows you to manage your money and finances efficiently. With RainyDay, your transactions are imported automatically, to reduce the effort it takes to create a budget and gather detailed insights into your financial situation and analyze your income and spending behaviour. Start by connecting your bank account. You can specify how far back you allow us to look to import your transactions, so you have full control! We currently support 1000+ banks in 20 countries, including ABN Amro, Rabobank, Banco Santander, HSBC, ING, and many more. If we do not support your specific bank, send us an email at support@apprainyday.com and we will try to add your bank to our list. Categories After connecting your bank account, your transactions will be retrieved. You can now start categorizing your transactions. There is a list of default categorizations, but you can customise these in any way you want, and even delete them. Of course, you can also create new categories. You can assign a transaction to one category, or to multiple categories to split the transaction. These categories help you to plan your budget exactly how you want, helping you save money. Reimbursements Have you paid for tickets for the whole group, or paid the bill for a dinner with your friends, and do they want to pay you back? RainyDay has got you covered. To obtain even more detail in your budget and financial situation, you can mark income transactions as reimbursements for expenses, which will subtract the reimbursed amount from the expense in all reports and insights. This makes sure your RainyDay can give you an accurate overview of your budget and expenses, so you don't get surprised. Graphs RainyDay provides graphs which give you accurate insights into your daily and monthly expenses. The app keeps track of your daily expenses which it shows in a nice calendar, where you can see how much money you spent per day. You can also view your expenses per category/sub-category, where you can select whatever date range you want. We are continuously working on improving the app. If you run into an issue or have an amazing idea for a new feature, please send us an email at support@apprainyday.com and we will get back to you as soon as possible. The app provides a free tier, allowing you to use the app without any subscription. However, as we need to maintain the app, some features are locked behind a subscription. The available plans are as follows: - Monthly, €2,99 / month - Yearly, €29,99 / 12 months (save 17%) Want to try out the premium features? Both options include a 2 week free trial. Privacy Policy: https://storage.googleapis.com/rainyday-legal/privacy.html Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Fineyo at none against Money Planner's shown. Fineyo also leads on rating (5.0 vs 4.8). Money Planner's advantage is review sentiment (93% vs 80%) and iOS requirement (13.0 vs 16.4). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Money Planner sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Fineyo holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 11 and 30 respectively. Written reviews complicate that: 80% of Fineyo's written reviews are positive against 93% of Money Planner's, so the app with the better star average is not the one people write more warmly about.
Fineyo ships an update every 4 days, Money Planner weekly. The most recent releases landed on September 12, 2026 and September 21, 2026 respectively.
| Parameter | Fineyo | Money Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | 4.8 (30 ratings) |
| Positive reviews | 80.0% of reviews | 93.3% of reviews — better |
| Number of ratings | 11 | 30 — better |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 102 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Joren van den Berg |
Customer experience
Fineyo
Money Planner
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Money Planner
- Monthly14 Days trial$2.991 Month
- Halfyearly14 Days trial$12.996 Months
- Yearly14 Days trial$24.991 Year
- Bank Connection Token - 90d$1.99
- RainyDay Plus Lifetime2 variants$24.99
Questions
Is Fineyo free?
Is Money Planner free?
Which has better reviews, Fineyo or Money Planner?
Do Fineyo or Money Planner have ads?
Which is updated more often, Fineyo or Money Planner?
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