Fineyo vs Money Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Money Planner
This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.
- Automatic transaction import
- Customizable expense categories
- Reimbursement tracking
- Daily and monthly expense graphs
- Bank account connection
- Budget planning
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Do you want to track your expenses and plan your budget? RainyDay is the budget planner for you, and helps you to save for a rainy day! RainyDay is a spending and expense tracker, which allows you to manage your money and finances efficiently. With RainyDay, your transactions are imported automatically, to reduce the effort it takes to create a budget and gather detailed insights into your financial situation and analyze your income and spending behaviour. Start by connecting your bank account. You can specify how far back you allow us to look to import your transactions, so you have full control! We currently support 1000+ banks in 20 countries, including ABN Amro, Rabobank, Banco Santander, HSBC, ING, and many more. If we do not support your specific bank, send us an email at support@apprainyday.com and we will try to add your bank to our list. Categories After connecting your bank account, your transactions will be retrieved. You can now start categorizing your transactions. There is a list of default categorizations, but you can customise these in any way you want, and even delete them. Of course, you can also create new categories. You can assign a transaction to one category, or to multiple categories to split the transaction. These categories help you to plan your budget exactly how you want, helping you save money. Reimbursements Have you paid for tickets for the whole group, or paid the bill for a dinner with your friends, and do they want to pay you back? RainyDay has got you covered. To obtain even more detail in your budget and financial situation, you can mark income transactions as reimbursements for expenses, which will subtract the reimbursed amount from the expense in all reports and insights. This makes sure your RainyDay can give you an accurate overview of your budget and expenses, so you don't get surprised. Graphs RainyDay provides graphs which give you accurate insights into your daily and monthly expenses. The app keeps track of your daily expenses which it shows in a nice calendar, where you can see how much money you spent per day. You can also view your expenses per category/sub-category, where you can select whatever date range you want. We are continuously working on improving the app. If you run into an issue or have an amazing idea for a new feature, please send us an email at support@apprainyday.com and we will get back to you as soon as possible. The app provides a free tier, allowing you to use the app without any subscription. However, as we need to maintain the app, some features are locked behind a subscription. The available plans are as follows: - Monthly, €2,99 / month - Yearly, €29,99 / 12 months (save 17%) Want to try out the premium features? Both options include a 2 week free trial. Privacy Policy: https://storage.googleapis.com/rainyday-legal/privacy.html Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Fineyo at none against Money Planner's shown. Fineyo also leads on rating (5.0 vs 4.8). Money Planner's advantage is review sentiment (93% vs 82%) and iOS requirement (13.0 vs 16.4). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Money Planner sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Fineyo holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 11 and 30 respectively. Written reviews complicate that: 82% of Fineyo's written reviews are positive against 93% of Money Planner's, so the app with the better star average is not the one people write more warmly about.
Fineyo ships an update every 4 days, Money Planner weekly. The most recent releases landed on October 10, 2026 and September 21, 2026 respectively.
| Parameter | Fineyo | Money Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | 4.8 (30 ratings) |
| Positive reviews | 81.8% of reviews | 93.3% of reviews — better |
| Number of ratings | 11 | 30 — better |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Joren van den Berg |
Customer experience
Fineyo
Money Planner
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Money Planner
- Monthly14 Days trial$2.991 Month
- Halfyearly14 Days trial$12.996 Months
- Yearly14 Days trial$24.991 Year
- Bank Connection Token - 90d$1.99
- RainyDay Plus Lifetime2 variants$24.99









