Comparison

Fineyo vs Subwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Subwise

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

Highlights
  • Track 120+ services instantly
  • Swipe to cancel subscriptions
  • Customizable renewal alerts
  • Visual spending charts
  • Offline functionality
  • Dark mode support
Features
Read full description

Stop losing money on forgotten subscriptions. Subwise shows you exactly what you're paying for and helps you take control. Track every subscription in one place. Swipe to cancel. Get alerts before renewals. See where your money really goes. What You Can Do Manage Everything in One Dashboard - Add 130+ popular services instantly or create custom subscriptions - Swipe any subscription to quickly mark it active or canceled - Switch between monthly and yearly views with one tap - Track subscriptions across multiple currencies Never Miss a Renewal Again - Get customizable notifications before charges hit your account - Set your preferred reminder timing (1 day, 3 days, or 1 week ahead) - See upcoming renewals at a glance Understand Your Spending - Visual charts break down spending by category - Compare monthly vs. yearly costs instantly - Identify your most expensive subscriptions - Track trends over time to spot savings opportunities Your Data Stays Private - Everything stored locally on your device — no cloud uploads - No ads, no tracking, no data collection - Works completely offline - Dark mode for comfortable viewing Built for Real Life - Organize by category: Streaming, Music, Fitness, Productivity, and more - Add notes to any subscription - Support for international currencies - Clean, intuitive interface that gets out of your way Perfect for tracking Netflix, Spotify, Adobe Creative Cloud, Microsoft 365, gym memberships, meal kits, cloud storage, and any other recurring expense. Take back control of your subscription spending. Download Subwise now.

Screenshots

Fineyo4 screens
Subwise4 screens

Verdict

The call

The clearest difference is update cadence: Fineyo at every 4 days against Subwise's monthly. Fineyo also leads on iOS requirement (16.4 vs 18.2). Subwise's advantage is monetization model (free vs freemium) and review sentiment (100% vs 81%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Subwise sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Subwise. Both are backed by a comparable volume of ratings — 12 and 5 respectively. Written reviews are what separate them: 81% of Fineyo's written reviews are positive against 100% of Subwise's.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Subwise monthly. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
Fineyo versus Subwise: the parameters behind the verdict, then further details
ParameterFineyoSubwise
PriceFreeFree
Rating5.0 (12 ratings)5.0 (5 ratings)
Positive reviews81.3% of reviews100.0% of reviews — better
Number of ratings12 — better5
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better18.2
Further details — not scored
Size105 MB5 MB
Age rating4+4+
DeveloperDeniss DubininsAlejandro Hernandez

Customer experience

Fineyo

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews16 reviews
Positive81.3%
Neutral0.0%
Negative18.8%

Subwise

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
3 purchases

Subwise

One-time3
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$3.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Subwise free?
Subwise is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Subwise?
Fineyo and Subwise are both rated 5.0 out of 5 on the App Store, from 12 and 5 ratings respectively.
Do Fineyo or Subwise have ads?
Neither Fineyo nor Subwise shows ads.
Which is updated more often, Fineyo or Subwise?
Fineyo ships an update every 4 days, and Subwise monthly. Most recently, Fineyo was updated on November 1, 2026 and Subwise on October 28, 2026.

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