Fineyo vs WaitWise

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

Shopping should bring joy, not regret. DelayBuy helps you strike the perfect balance between spending and self-control. When you fall in love with something online, DelayBuy gently presses the pause button. It doesn’t coldly block your purchase—it becomes a thoughtful companion, using time and numbers to help you see clearly: Is this just a passing impulse, or a true long-term desire? Wait a little longer, and you’ll realize that what you save today is quietly growing into a sense of achievement tomorrow. DelayBuy turns delayed gratification into something rewarding. Every choice to wait grows your savings; every moment of patience strengthens your decision-making. It’s not about suppressing your desire to shop—it’s about guiding you toward what really matters, keeping both your wallet and your life lighter. Key Features Wish List Tracker: Save items you want but don’t need immediately, and let time help you decide. Savings Visualizer: See how much you save by waiting instead of buying impulsively. For example, waiting just one more day might save you 10 yuan—about the price of a cup of coffee, a quick lunch, or a few bus rides. Real-life comparisons make your savings tangible. Waiting Journey: A colorful progress indicator grows as you wait, making patience feel visible and rewarding. Priority Bookmark: Pin your most desired items to the top of your list so they’re always easy to find. Buy or Remove: Mark an item as purchased when you’re sure, or remove it if the desire fades away. Detailed History: Review your shopping journey and discover how many “must-buys” turned out to be unnecessary. How DelayBuy Helps You When temptation strikes, DelayBuy gives you space to pause and reflect. Over time, you’ll see your potential savings grow, reinforcing the value of waiting. Once an item reaches its waiting period, you can make a calmer, more rational choice. By creating a buffer between wanting and buying, DelayBuy naturally filters out impulse purchases and focuses your money on what truly matters. Design Philosophy DelayBuy is built for today’s fast-paced, consumption-driven world. Its interface makes waiting intuitive and satisfying. Color-coded progress and everyday comparisons transform self-control into an enjoyable part of your lifestyle. Simple and Private DelayBuy runs entirely on your device. We don’t collect personal data or shopping habits. Your information stays private and secure. Multilingual Support Enjoy WaitWise in English, 简体中文, 日本語, and Español. Contact - Email: slashxyz@qq.com - Rednote / Bilibili / YouTube / Douyin / X / Weibo: @slashZ/@slashXYZ Subscription Terms Your iTunes account will be charged upon purchase confirmation and automatically renew unless auto-renew is turned off at least 24 hours before the current subscription ends. Renewal charges will be billed within 24 hours prior to the end of the period. Trial periods will automatically convert to paid subscriptions unless canceled before expiration. Any unused portion of a trial will be forfeited upon subscription. If you choose not to cancel, your subscription will continue into the next billing cycle. Terms of Use: https://www.notion.so/Terms-of-Use-1ce6938d362b8026bc51df938825df7a?pvs=4 Privacy Policy: https://www.notion.so/Privacy-Policy-1ce6938d362b80199752e2c470dff2ce?pvs=4