Fineyo vs Flux

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

The Only 100% Offline AI Expense Tracker. Your Data Never Leaves Your iPhone. Flux is the privacy-first expense tracker and budget manager that works completely without the internet. No accounts. No cloud sync. No tracking. Just intelligent financial control — entirely on your device. Unlike apps that upload your spending data to remote servers, Flux keeps everything local using Apple's SwiftData. Every transaction, every budget, every AI conversation stays on your iPhone. Always. WHY FLUX? • 100% Offline — Zero internet required, ever • On-Device AI — Powerful features without cloud dependency • Face ID Lock — Auto-blurs sensitive numbers when you switch apps • Lightning Fast — No waiting for servers • Lifetime Unlock — Own it once, forever AI RECEIPT SCANNER Point your camera at any receipt. Flux's on-device OCR instantly reads the amount, date, and merchant — even in local decimal formats. No upload. No wait. Works globally. MULTI-WALLET & ACCOUNTS Don't put all your money in one basket. Create distinct wallets for Cash, Credit Cards, and Bank Accounts. Easily track transfers between them to know exactly where your money sits. SAVING GOALS Set targets for your dream purchases, vacations, or emergency funds. Watch your savings grow with clean progress indicators. SMART BUDGET TRACKING Set spending limits with clean progress rings. Budget cards show real-time percentage breakdowns. Edit limits on the fly directly from the list. AI FINANCE ASSISTANT & MEMORY Ask natural questions: "Am I over budget this month?" Get instant answers. Every conversation is saved in the Archive. (Premium) RECURRING TRANSACTIONS & FORECASTS Automate weekly or monthly bills. Flux analyzes your history to predict future expenses. Stay ahead of overspending. CALENDAR HEATMAP A GitHub-style contribution graph for your income and expenses. Spot expensive weeks and build better financial habits. MULTI-CURRENCY Track 40+ currencies (USD, EUR, GBP, TRY, AED, and more). Switch your base currency instantly. Built for international travelers. SEAMLESS IOS INTEGRATION • Home & Lock Screen Widgets • Siri Shortcuts ("Hey Siri, add $50 to groceries") • Face ID / Touch ID App Lock Start free for 7 days. Then $2.99/month or $24.99/year. Or unlock everything forever with the one-time Lifetime purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/