Fineyo vs Flux

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

The Only 100% Offline AI Expense Tracker. Your Data Never Leaves Your iPhone. Flux is the privacy-first expense tracker and budget manager that works completely without the internet. No accounts. No cloud sync. No tracking. Just intelligent financial control — entirely on your device. Unlike apps that upload your spending data to remote servers, Flux keeps everything local using Apple's SwiftData. Every transaction, every budget, every AI conversation stays on your iPhone. Always. WHY FLUX? • 100% Offline — Zero internet required, ever • On-Device AI — Powerful features without cloud dependency • Face ID Lock — Auto-blurs sensitive numbers when you switch apps • Lightning Fast — No waiting for servers • Lifetime Unlock — Own it once, forever AI RECEIPT SCANNER Point your camera at any receipt. Flux's on-device OCR instantly reads the amount, date, and merchant — even in local decimal formats. No upload. No wait. Works globally. MULTI-WALLET & ACCOUNTS Don't put all your money in one basket. Create distinct wallets for Cash, Credit Cards, and Bank Accounts. Easily track transfers between them to know exactly where your money sits. SAVING GOALS Set targets for your dream purchases, vacations, or emergency funds. Watch your savings grow with clean progress indicators. SMART BUDGET TRACKING Set spending limits with clean progress rings. Budget cards show real-time percentage breakdowns. Edit limits on the fly directly from the list. AI FINANCE ASSISTANT & MEMORY Ask natural questions: "Am I over budget this month?" Get instant answers. Every conversation is saved in the Archive. (Premium) RECURRING TRANSACTIONS & FORECASTS Automate weekly or monthly bills. Flux analyzes your history to predict future expenses. Stay ahead of overspending. CALENDAR HEATMAP A GitHub-style contribution graph for your income and expenses. Spot expensive weeks and build better financial habits. MULTI-CURRENCY Track 40+ currencies (USD, EUR, GBP, TRY, AED, and more). Switch your base currency instantly. Built for international travelers. SEAMLESS IOS INTEGRATION • Home & Lock Screen Widgets • Siri Shortcuts ("Hey Siri, add $50 to groceries") • Face ID / Touch ID App Lock Start free for 7 days. Then $2.99/month or $24.99/year. Or unlock everything forever with the one-time Lifetime purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/