Comparison

Fineyo vs Subbie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Subbie

Visualize your finances on a calendar, designed for ADHD brains. Track subscriptions, bills, loans, and paychecks with automatic bank syncing and timely notifications. Finally, money management that works with your brain.

Highlights
  • Money calendar visualization
  • Automatic recurring charge tracking
  • Bill and subscription renewal alerts
  • Loan and payment plan countdowns
  • Bank account syncing via Plaid
  • Customizable themes and widgets
  • Subscription and bill import
Features
Read full description

Finally your money on a calendar. Budgeting doesn't work for ADHD. This does. Subbie is a money calendar that shows you everything — subscriptions, bills, loans, payment plans, and paychecks — all in one visual timeline. No spreadsheets. No budgeting guilt. Just clarity. SEE YOUR MONEY ON A CALENDAR Stop wondering where your money went. See every charge before it hits, laid out on a calendar your brain actually understands. NEVER GET SURPRISED BY A CHARGE Get notified before subscriptions renew, bills hit, or loans are due. No more "wait, when did Netflix charge me?" CONNECT YOUR BANK, WE DO THE REST Link your accounts through Plaid (15,000+ banks supported). Subbie automatically finds and tracks your recurring charges. KNOW WHEN YOU'LL BE DEBT FREE Track loans and payment plans with a visual countdown. See exactly when you'll be done — down to the day. BUILT FOR ADHD BRAINS No categories to manage. No budgets to blow. Just a clear view of what's coming in and going out. Finally, money management that works with your brain, not against it. THEMES & WIDGETS Make it yours. Choose from multiple themes and add widgets to your home screen so your money is always visible. IMPORT SUBSCRIPTIONS & BILLS Easily import your bills and subscriptions to quickly fill out your calendar. --- Questions? Feedback? We read everything. hello@subbieworld.com Privacy Policy: https://subbie.world/legal/privacy-policy Terms of Use: https://subbie.world/legal/terms-of-service

Screenshots

Fineyo4 screens
Subbie4 screens

Verdict

The call

The clearest difference is monetization model: Subbie at free against Fineyo's freemium. Fineyo's advantage is rating (5.0 vs 4.7) and iOS requirement (16.4 vs 18.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Subbie sells 6 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 11 and 11 respectively. Written reviews point the same way: 82% of Fineyo's written reviews are positive against 75% of Subbie's.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Subbie every 3 days. The most recent releases landed on October 10, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Fineyo versus Subbie: the parameters behind the verdict, then further details
ParameterFineyoSubbie
PriceFreeFree
Rating5.0 (11 ratings) — better4.7 (11 ratings)
Positive reviews81.8% of reviews — better75.0% of reviews
Number of ratings1111
Update frequencyEvery 4 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better18.0
Further details — not scored
Size105 MB263 MB
Age rating4+4+
DeveloperDeniss DubininsSubbie World Corp

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

Subbie

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
6 purchases

Subbie

Subscriptions6
  • Subbie Pro Weekly$2.997 Days
  • Subbie Pro Weekly$4.997 Days
  • Subbie Pro Monthly$7.991 Month
Show 3 more
  • Subbie Pro Monthly$14.991 Month
  • Subbie Pro Annual$49.991 Year
  • Subbie Pro Annual$99.991 Year

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Subbie free?
Subbie is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Subbie?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Subbie averages 4.7 from 11 ratings.
Do Fineyo or Subbie have ads?
Neither Fineyo nor Subbie shows ads.
Which is updated more often, Fineyo or Subbie?
Fineyo ships an update every 4 days, and Subbie every 3 days. Most recently, Fineyo was updated on October 10, 2026 and Subbie on October 9, 2026.

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