Fineyo vs Subbie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Subbie
Visualize your finances on a calendar, designed for ADHD brains. Track subscriptions, bills, loans, and paychecks with automatic bank syncing and timely notifications. Finally, money management that works with your brain.
- Money calendar visualization
- Automatic recurring charge tracking
- Bill and subscription renewal alerts
- Loan and payment plan countdowns
- Bank account syncing via Plaid
- Customizable themes and widgets
- Subscription and bill import
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Finally your money on a calendar. Budgeting doesn't work for ADHD. This does. Subbie is a money calendar that shows you everything — subscriptions, bills, loans, payment plans, and paychecks — all in one visual timeline. No spreadsheets. No budgeting guilt. Just clarity. SEE YOUR MONEY ON A CALENDAR Stop wondering where your money went. See every charge before it hits, laid out on a calendar your brain actually understands. NEVER GET SURPRISED BY A CHARGE Get notified before subscriptions renew, bills hit, or loans are due. No more "wait, when did Netflix charge me?" CONNECT YOUR BANK, WE DO THE REST Link your accounts through Plaid (15,000+ banks supported). Subbie automatically finds and tracks your recurring charges. KNOW WHEN YOU'LL BE DEBT FREE Track loans and payment plans with a visual countdown. See exactly when you'll be done — down to the day. BUILT FOR ADHD BRAINS No categories to manage. No budgets to blow. Just a clear view of what's coming in and going out. Finally, money management that works with your brain, not against it. THEMES & WIDGETS Make it yours. Choose from multiple themes and add widgets to your home screen so your money is always visible. IMPORT SUBSCRIPTIONS & BILLS Easily import your bills and subscriptions to quickly fill out your calendar. --- Questions? Feedback? We read everything. hello@subbieworld.com Privacy Policy: https://subbie.world/legal/privacy-policy Terms of Use: https://subbie.world/legal/terms-of-service
Screenshots
Verdict
The clearest difference is monetization model: Subbie at free against Fineyo's freemium. Fineyo's advantage is rating (5.0 vs 4.7) and iOS requirement (16.4 vs 18.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Subbie sells 6 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Fineyo holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 11 and 11 respectively. Written reviews point the same way: 82% of Fineyo's written reviews are positive against 75% of Subbie's.
Fineyo ships an update every 4 days, Subbie every 3 days. The most recent releases landed on October 10, 2026 and October 9, 2026 respectively.
| Parameter | Fineyo | Subbie |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | 4.7 (11 ratings) |
| Positive reviews | 81.8% of reviews — better | 75.0% of reviews |
| Number of ratings | 11 | 11 |
| Update frequency | Every 4 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 105 MB | 263 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Subbie World Corp |
Customer experience
Fineyo
Subbie
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Subbie
- Subbie Pro Weekly$2.997 Days
- Subbie Pro Weekly$4.997 Days
- Subbie Pro Monthly$7.991 Month
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- Subbie Pro Monthly$14.991 Month
- Subbie Pro Annual$49.991 Year
- Subbie Pro Annual$99.991 Year








