Fineyo vs Frelium

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

Budget Tracker & Invoice Maker for Working Holiday Travellers & Freelancers Frelium is the no-nonsense budget tracker and invoice generator built for people on the move; backpackers, travellers, holiday-makers, and anyone juggling casual, part-time, or freelance work. No account. No internet required. No cloud. Just open the app and start tracking. DASHBOARD Instant overview of your monthly income and expenses. Navigate month by month, monitor your income target with a colour-coded progress bar (green / yellow / red), and keep your spending within your budget limit, all from one screen. INVOICES Create a proper PDF invoice in under a minute. Set your business details once; name, tax or ABN number, bank details, and every invoice fills itself in. Pick a client, pull in logged hours or expenses as line items, and let the app handle sequential numbering and tax. Track what's draft, sent, and paid, so you always know who still owes you. CALENDAR See every transaction mapped onto a monthly calendar. Tap any day to view its income and expense entries. A clear, visual way to spot your busiest earning and spending days. TRANSACTIONS Log income and expenses in seconds. Choose a category, attach a client, enter hours worked and an hourly rate for automatic amount calculation, pick a date from the built-in calendar, and add free-text notes. Search, filter by type or category, and see live running totals. CLIENTS Manage the people and companies you work for. Set a name, colour, profile photo, and default hourly rate. View total earnings, total hours worked, and effective rate per client, then invoice them in a couple of taps. REPORTS Monthly KPI cards, cumulative balance carry-forward from previous months, bar charts for expenses and income broken down by category, and progress bars for your income target and expense limit. DATA & SETTINGS Export all your data as a JSON backup file to share or store. Import from a previous backup to restore. Choose from 20+ currencies (EUR, USD, GBP, CHF, JPY, AUD, and more). Set your monthly income goal and maximum expense budget. COMPLETELY OFFLINE & PRIVATE Your data never leaves your device. No analytics. No crash reporting. No third-party SDKs that phone home. No account required. Everything is stored locally in a SQLite database on your device. PERFECT FOR: • Backpackers and long-term travellers • Seasonal and casual workers • Freelancers invoicing multiple clients • Holiday-makers tracking trip spending • Anyone who wants a clean, simple personal finance tracker