Paylign vs TellerOne®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paylign
Facilitate global money transactions with virtual cards for international payments. Send and receive funds locally and across borders, and access foreign exchange liquidity for various expenses. Your accounts are protected with PIN and biometric security.
- Global virtual card payments
- Local and cross-border money transfers
- FX liquidity for payments
- Secured accounts with PIN and biometrics
- Send/receive from bank accounts and mobile money
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Paylign is designed to make all your money transactions simple. - Pay Globally with virtual cards Pay globally with a USD virtual Mastercard or Visa card on multiple international platforms. - Send and receive money. Paylign has got you covered in sending local and cross-border payments globally. Send and receive money from bank accounts and mobile money wallets. - Get FX Liquidity. Get FX liquidity to pay suppliers, merchants, tuition, etc. Get FX liquidity in multiple currencies and carry out global payments with ease. - Secured accounts. Accounts are secured using a PIN and biometric authentication to restrict unauthorized access. For more information, feel free to contact us at - Link: https://paylign.com - Mail: contact@paylign.com - Facebook: Like us on Facebook - Twitter: Follow us on Twitter
TellerOne®
Easily send, receive, and convert money internationally. This app facilitates instant transfers, offers competitive exchange rates, and provides physical and virtual cards for online purchases. It ensures secure transactions with 24/7 customer support.
- International money transfers
- Currency conversion
- Physical and virtual cards
- Competitive exchange rates
- Multi-currency accounts
- 24/7 customer support
- Advanced encryption security
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TellerOne® is a Nigerian financial service platform for instant money transfers, quick loans, savings & bill payment. No hidden fees. No queues. Send money to any bank in seconds. Open a TellerOne® account in minutes, built for every Nigerian who wants to transact smarter, save faster, and access instant loans stress-free. One simple app for students, freelancers, traders, professionals, and business owners. No paperwork. Just banking that works. Transfer — Fast, Free & Fully Digital Start sending and receiving money the moment you sign up. Send money to any Nigerian bank instantly with real-time alerts on every transaction. Anytime, from anywhere, 24/7. Pay all your bills from one app Electricity, Airtime, Data, TV, Sports Betting, and Government Payments. • MTN, Airtel, Glo, 9mobile airtime & data • IKEDC, EKEDC, AEDC electricity bill payment • DStv, GOtv, StarTimes subscriptions • Internet, Betting, Education & Government bills SAVE — Put Your Money to Work Earn up to 22% interest per annum (rates subject to change; T&Cs apply), paid upfront. Three flexible savings plans to match your goals: • SafeLock: Lock your funds & earn up to 22% interest, paid upfront • Target Savings: Set a savings goal and reach it faster • Regular Savings: Save and withdraw anytime with no lock-in. All deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). BORROW — Instant Loans, Zero Stress (Coming Soon) Access instant personal loans with competitive rates, approved in minutes, not days. No paperwork, no collateral, no guarantors. • Loans from ₦5,000 to ₦500,000 • Quick loan approval with decisions in minutes • Flexible repayment terms tailored to your salary cycle • No hidden charges. What you see is what you pay. • Salary advance available for eligible users CARDS — Your Debit Card, Your Way (Coming Soon) Request a physical or virtual Naira debit card instantly from the app. Use it at ATMs, POS terminals, and for online payments in Nigeria and internationally. • ATM cash withdrawals nationwide • POS payments across millions of terminals • Online payments locally & internationally • Full card controls in-app SECURITY — Bank-Grade Protection Every transfer, loan, and payment is protected by advanced encryption and real-time fraud monitoring, 24/7 with no exceptions. • End-to-end encryption on every transaction • Real-time fraud detection & instant alerts • Biometric login and BVN-linked verification • Instant transaction notifications SUPPORT — Always Here for You Our dedicated support team is available 24/7 for fast dispute resolution. Email: supportng@tellerone.com | In-app chat | Whatsapp: 09080048400 | www.tellerone.com/ng Follow us: @TellerOneNG (Instagram | X | Facebook | TikTok) HOW TO GET STARTED 1. Download the TellerOne® mobile app 2. Create your account in minutes 3. Complete BVN & NIN-linked KYC, quick and paperless 4. Fund your account instantly 5. Start transacting and live without barriers WHY NIGERIANS CHOOSE TELLERONE® • Free instant account opening • Instant transfers to all Nigerian banks • Quick loans from ₦5,000 to ₦500,000 • No hidden fees on any transaction • Up to 22% interest on SafeLock savings, paid upfront • Multiple savings plans for every goal • One-tap bill payment: electricity, airtime, data & more • Physical & virtual Naira debit card with full controls • Real-time spending insights & financial overview • Advanced encryption & fraud protection on every transaction • 24/7 Nigerian customer support team • Financial services powered by TellerOne FI Microfinance Bank, duly licensed by the Central Bank of Nigeria (CBN) • All deposits insured by Nigeria Deposit Insurance Corporation (NDIC) Read our full privacy policy at www.tellerone.com/ng/privacy Download TellerOne®, Nigeria's most intuitive digital banking app for mobile banking, instant loans, savings, and bill payment.
Screenshots
Verdict
The clearest difference is review sentiment: TellerOne® at 83% against Paylign's 20%. TellerOne® also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). Paylign's advantage is rating (4.2 vs 3.7). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paylign holds the better App Store score, 4.2 against 3.7. Both are backed by a comparable volume of ratings — 16 and 10 respectively. Written reviews complicate that: 20% of Paylign's written reviews are positive against 83% of TellerOne®'s, so the app with the better star average is not the one people write more warmly about.
Paylign ships an update every 2 months, TellerOne® every 2 weeks. The most recent releases landed on September 13, 2026 and July 8, 2026 respectively.
| Parameter | Paylign | TellerOne® |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (16 ratings) — better | 3.7 (10 ratings) |
| Positive reviews | 20.0% of reviews | 83.3% of reviews — better |
| Number of ratings | 16 — better | 10 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 43 MB | 96 MB |
| Age rating | 17+ | 17+ |
| Developer | Paylign Technologies Limited | TellerOne, Inc. |
Customer experience
Paylign
TellerOne®
In-app purchases
Paylign
No in-app purchases
TellerOne®
No in-app purchases
