Comparison

发财记账 vs Saving Diary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

发财记账

Features
Read full description

橙子发财记账,一款专为个人与家庭打造的轻量级记账应用,让记账更简单、更直观。 主要功能: - 快速记账:随手记录收入与支出,简单高效 - 智能报表:柱状图、折线图等多种图表,直观分析消费趋势 - 多账套管理:工作、生活、家庭分开管理,井井有条 - 导入与导出:支持账套自由迁移,数据安全无忧 - 简洁清新界面:极简设计,清爽体验 无论你是想培养理财习惯,还是精准掌控每一笔支出,橙子发财记账都是你的理财好帮手。 用橙子发财记账,让财富积少成多,见证属于你的成长!

About

Saving Diary

This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.

Highlights
  • Multiple saving plans
  • Visual progress tracking
  • Yearly overview grid
  • Personalized themes
  • Achievement system
  • Local data storage
  • Shareable achievement cards
Features
Read full description

Title: Saving Diary - Visualize Your Wealth Growth Struggling to save money? "Saving Diary" makes it easy and fun! We provide scientific and engaging stepping-stone saving plans to help you build a lasting habit and reach your financial goals. Key Features: * Multiple Saving Plans: Supports the classic 52-Week Challenge, 365-Day Challenge, 12-Month Deposit, and fully customizable goals. * Visual Progress: Beautifully designed cards and progress rings make your growth clear at a glance. * Yearly Overview: A unique GitHub-style grid view to track your entire year's journey. * Personalized Themes: Multiple premium gradient themes with full Dark Mode support. * Achievement System: Unlock badges for every milestone. Saving money has never been this rewarding. * Privacy First: All data is stored locally. No bank accounts needed, no data tracking – your privacy is our priority. * Stunning Sharing: Generate high-quality achievement cards to share your milestones with friends. Start your journey today with Saving Diary and witness the power of consistency! Privacy Policy: https://www.2best2.com/privacy/SavingDiary-en.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

发财记账4 screens
Saving Diary3 screens

Verdict

The call

The clearest difference is ads: Saving Diary at none against 发财记账's shown. Saving Diary also leads on update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 发财记账 sells 5 in-app purchases, starting at $0.99 per year and Saving Diary sells 3 in-app purchases, starting at $0.29 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

发财记账 ships an update every 2 months, Saving Diary every 2 weeks. The most recent releases landed on November 7, 2026 and November 13, 2026 respectively.

Scorecard2 real differences · 8 level
发财记账 versus Saving Diary: the parameters behind the verdict, then further details
Parameter发财记账Saving Diary
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size14 MB5 MB
Age rating4+4+
Developer川 周颖 杨

In-app purchases

5 purchases

发财记账

Subscriptions1
  • Yearly3 Days trial$0.991 Year
One-time4
  • 捐赠-早餐×1$0.99
  • 捐赠-午餐×1$1.99
  • 捐赠-晚餐×1$2.99
Show 1 more
  • 捐赠-宵夜×1$9.99
3 purchases

Saving Diary

Subscriptions2
  • Monthly Pro$0.291 Month
  • Yearly Pro (Best Value)$1.991 Year
One-time1
  • Lifetime Pro$3.99

Questions

Is 发财记账 free?
发财记账 is free to download, with in-app purchases available.
Is Saving Diary free?
Saving Diary is free to download, with in-app purchases available.
Do 发财记账 or Saving Diary have ads?
发财记账 shows ads; Saving Diary does not.
Which is updated more often, 发财记账 or Saving Diary?
发财记账 ships an update every 2 months, and Saving Diary every 2 weeks. Most recently, 发财记账 was updated on November 7, 2026 and Saving Diary on November 13, 2026.

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