Onboard Global vs Instant Invoice

You live and work across borders. Your money should too. Onboard gives you a global account to receive USD and stablecoins, a USD card to spend anywhere, and the freedom to move money wherever work takes you. No borders, no hidden fees. Trusted by 70,000+ freelancers, founders, and remote workers in 142+ countries. GET PAID IN USD OR STABLECOINS - Open a free USD account in your name with no setup fees. - Receive USD from Deel, PayPal, Upwork, or even directly from clients. If you’re paid in stablecoins (USDT/USDC), you can receive that too. - Zero deposit fees. If you earn $1,000, you’ll see $1,000 in your Onboard USD balance, just as it should be. SPEND ANYWHERE, ONLINE OR OFFLINE - Use your Onboard USD Card to pay for tools like ChatGPT or Canva, book flights, or even shop in-store. - Works smoothly with Apple Pay & Google Pay for offline payments. Just tap to pay. - Fund your card in seconds with cash or stablecoins, and spend freely anywhere. SEND MONEY TO YOURSELF OR OTHERS, INSTANTLY - Send money to friends, family, or businesses anytime, anywhere. - Withdraw locally in USD, NGN, IDR, KES, and more within minutes. - Withdraw to any crypto wallet in USDT, USDC, and more. Fast, easy and secure. - Enjoy real-time, better-than-market rates that help you keep more of what you earn. GET SUPPORT THAT ACTUALLY SUPPORTS YOU - No chatbots. No waiting. Just real human support that responds in under 5 minutes. - Move $1K+ monthly? Enjoy a dedicated Relationship Manager to handle payments, resolve issues faster, and keep your global transactions running smoothly. GLOBALLY LICENSED. ALWAYS SECURE - Onboard is licensed in Canada, the US, and the EU, so your money always move safely and securely. Onboard helps you take full control of your money wherever work takes you, giving you the freedom to work, earn, and grow without borders. Supported currencies for funding: USD, EUR, Nigerian Naira (NGN), Indonesian Rupiah (IDR), Kenyan Shillings (KES) and more Supported currencies for withdrawals: USD, EUR, Nigerian Naira (NGN), Indonesian Rupiah (IDR) and more COMPLIANCE DISCLAIMER Onboard is a technology platform, not a bank. Financial services provided through Onboard may be facilitated by third-party licensed financial institutions. Gopay Financial Services Inc., doing business under the brand name Onboard Pay, is a federally incorporated Canadian corporation (Corporation Number: 1666979-4) with its registered office at 3080 Yonge St, Suite 6060, Toronto, ON M4N 3N1, Canada. Gopay is registered with FINTRAC as a Money Services Business (MSB) under registration number C100000565. Onboard Digital is registered as a Money Services Business (MSB) with the United States Financial Crimes Enforcement Network (FinCEN) under registration number 31000293152346. Onboard Digital is a wholly owned subsidiary of Nestcoin Holding Limited, a company registered in the British Virgin Islands (BVI) under company registration number 207469, with its registered address at Intershore Chambers, Road Town, Tortola, British Virgin Islands. Nestcoin Europe Sp. z o.o. (KRS National Register No.: 0001137184) is registered in Poland as a Virtual Asset Service Provider (VASP) and is officially listed in the Virtual Currency Business Activity Register, maintained by the Director of the Revenue Administration Chamber in Katowice under registration number RDWW-1639. All trademarks, service marks, and registered marks belong to their respective owners.

Invoice your customer before you've left the driveway. Avo turns a finished job into a professional PDF invoice in about a minute. No account to create, no card to enter, nothing standing between you and getting paid. It's built for the people who do the work and send the bill themselves — contractors, electricians, cleaners, designers, photographers, tutors, and anyone else running a small business out of their phone. HOW IT WORKS Pick a client. Add what you did. Send. Avo remembers your clients and the things you usually charge for, so the second invoice takes half the time of the first and the tenth takes seconds. Your logo, address, tax rate and payment details are entered once and land on every document after that. WHAT YOU GET • Invoices and estimates that look like a real business sent them • A proper PDF you can send through Messages, Mail, WhatsApp, or save to Files • Estimates that turn into invoices in one tap when the client says yes • Saved clients, saved items, saved prices — no retyping • Your logo and business details on every document • A running view of who owes you, what's overdue, and what's been paid • Monthly income tracking, exportable as CSV for your accountant • Tax applied only to the lines you mark taxable, so the totals add up • PayPal and Venmo links your client can tap straight from the PDF • Clients imported from your address book, without handing over your contacts NO SIGN-UP WALL Most invoice apps want an email, a password and a card before they show you anything. Avo doesn't. Open it and invoice. There is no account, because there is nothing to log into. YOUR INVOICES STAY CLEAN Every plan renders a full-quality PDF. We never put a watermark or an advert on the document your client sees — that document is your reputation, not our billboard. Premium buys volume, not dignity. IT STAYS YOURS Your invoices, clients and business details live on your device and sync through your own iCloud account, so a new phone picks up where the old one left off. There is no server of ours holding your work, no analytics, and no tracking. We cannot read any of it. FREE TO START Your first three documents are free — enough to send a real invoice to a real client and judge it properly. After that, Avo Premium lifts the limit. AVO PREMIUM • Unlimited invoices and estimates • Income reports and CSV export • Everything else you were already getting, because we don't take features away Avo Premium is an auto-renewing subscription: • Yearly — $59.99 per year, with a 1-week free trial • Monthly — $9.99 per month, with a 1-week free trial • Weekly — $3.99 per week Payment is charged to your Apple Account when you confirm the purchase. It renews automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel it any time in Settings → Apple Account → Subscriptions, or from inside the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://avoinvoice.com/privacy.html