Comparison

FinTech Pay vs UgoCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinTech Pay

Features
Read full description

FT Pay is a secure and simple way to process credit card transactions from your iPhone. Just sign in with your gateway credentials and you can be processing payments in seconds. Features include: • Process swiped, keyed, and chip sale and credit transactions (card reader sold through your merchant service provider) • View a complete history of mobile transactions. • Refund and void previous mobile transactions. • Set a tax rate to be automatically applied to all transactions. • Accept signatures from your customers. • Save location data with transactions. • Automatically send email receipts. • Share receipts with customers with almost any app on your device.

About

UgoCash

Features
Read full description

UgoCash is a CreetNet LLC Subsidiary and is your go-to solution for fast, secure, and affordable money transfers worldwide. Whether you're sending money to family, friends, or business partners, UgoCash makes it easy and convenient. Our app is designed with the user in mind, offering a seamless experience with a range of features to meet all your money transfer needs.

Screenshots

FinTech Pay4 screens
UgoCash4 screens

Verdict

The call

The clearest difference is ads: FinTech Pay at none against UgoCash's shown. FinTech Pay also leads on iOS requirement (13.1 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FinTech Pay ships an update fortnightly, UgoCash every 2 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard2 real differences Ā· 4 level
FinTech Pay versus UgoCash: the parameters behind the verdict, then further details
ParameterFinTech PayUgoCash
PriceFreeFree
Update frequencyFortnightlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.1 — better15.6
Further details — not scored
Size18 MB82 MB
Age rating4+4+
DeveloperProcessing Partners LLCugocash llc

In-app purchases

None

FinTech Pay

No in-app purchases

None

UgoCash

No in-app purchases

Questions

Is FinTech Pay free?
FinTech Pay is free to download, with no in-app purchases.
Is UgoCash free?
UgoCash is free to download, with no in-app purchases.
Do FinTech Pay or UgoCash have ads?
UgoCash shows ads; FinTech Pay does not.
Which is updated more often, FinTech Pay or UgoCash?
FinTech Pay ships an update fortnightly, and UgoCash every 2 weeks. Most recently, FinTech Pay was updated on November 7, 2026 and UgoCash on November 8, 2026.

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