FinTech Pay vs UgoCash
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
FinTech Pay
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FT Pay is a secure and simple way to process credit card transactions from your iPhone. Just sign in with your gateway credentials and you can be processing payments in seconds. Features include: ⢠Process swiped, keyed, and chip sale and credit transactions (card reader sold through your merchant service provider) ⢠View a complete history of mobile transactions. ⢠Refund and void previous mobile transactions. ⢠Set a tax rate to be automatically applied to all transactions. ⢠Accept signatures from your customers. ⢠Save location data with transactions. ⢠Automatically send email receipts. ⢠Share receipts with customers with almost any app on your device.
UgoCash
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UgoCash is a CreetNet LLC Subsidiary and is your go-to solution for fast, secure, and affordable money transfers worldwide. Whether you're sending money to family, friends, or business partners, UgoCash makes it easy and convenient. Our app is designed with the user in mind, offering a seamless experience with a range of features to meet all your money transfer needs.
Screenshots
Verdict
The clearest difference is ads: FinTech Pay at none against UgoCash's shown. FinTech Pay also leads on iOS requirement (13.1 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FinTech Pay ships an update fortnightly, UgoCash every 2 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.
| Parameter | FinTech Pay | UgoCash |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 2 weeks ā better |
| Ads | No ā better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 13.1 ā better | 15.6 |
| Further details ā not scored | ||
| Size | 18 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | Processing Partners LLC | ugocash llc |
In-app purchases
FinTech Pay
No in-app purchases
UgoCash
No in-app purchases









