Comparison

PNB vs My VFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNB

Manage your finances with a secure and fast personal financial advocate. Organize transactions with tags and photos, set balance alerts, make payments, and deposit checks with a picture.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • View and save monthly statements
  • Find branches and ATMs
  • Secure with passcode or biometrics
Features
Read full description

PNB-Pro is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PNB-Pro: • Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • View and save your monthly statements • Find branches and ATMs near you • Secure your account with a 4-digit passcode or biometric on supported devices.

About

My VFCU

Manage your finances conveniently and securely from your mobile device. Organize transactions with tags and photos, set balance alerts, pay bills, and deposit checks with a picture. You can also locate ATMs and secure your account with biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Pay bills and people
  • Transfer money between accounts
  • Deposit checks via photo
  • Temporarily disable debit card
  • View and save monthly statements
  • Locate branches and ATMs
Features
Read full description

MYVFCU is quick and secure and makes life easier by giving you tools to manage your finances on the go. Here’s what you can do: Add tags, notes, and photos of receipts and checks to keep your transactions organized Set up alerts to know when your balance drops below a certain amount Pay your bills or pay a person Transfer money between accounts Deposit checks in a snap by taking a picture of the front and back Turn off your debit card if you’ve misplaced it View and save your monthly statements Find branches and free ATMs near you See all your financial accounts in one place Secure your account with a passcode or biometrics on supported devices. If you have any questions about this app, please contact VFCU at 855-663-8328.

Screenshots

PNB4 screens
My VFCU4 screens

Verdict

The call

PNB and My VFCU both sit at 4.9 stars, but that hides the real split: 100% of My VFCU's written reviews are positive against 40% of PNB's. My VFCU also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for PNB against 4.9 for My VFCU. Both are backed by a comparable volume of ratings — 1K and 563 respectively. Written reviews are what separate them: 40% of PNB's written reviews are positive against 100% of My VFCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
PNB versus My VFCU: the parameters behind the verdict, then further details
ParameterPNBMy VFCU
PriceFreeFree
Rating4.9 (1K ratings)4.9 (563 ratings) — better
Positive reviews40.0% of reviews100.0% of reviews — better
Number of ratings1K — better563
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size197 MB196 MB
Age rating4+12+
DeveloperPike National BankVeritas Federal Credit Union

Customer experience

PNB

All ratings1,007 ratings
Positive97.9%
Neutral0.8%
Negative1.3%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

My VFCU

All ratings562 ratings
Positive98.0%
Neutral1.4%
Negative0.5%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PNB

No in-app purchases

None

My VFCU

No in-app purchases

Questions

Is PNB free?
PNB is free to download, with no in-app purchases.
Is My VFCU free?
My VFCU is free to download, with no in-app purchases.
Which has better reviews, PNB or My VFCU?
My VFCU is rated higher. PNB averages 4.9 out of 5 from 1K ratings, while My VFCU averages 4.9 from 563 ratings.
Do PNB or My VFCU have ads?
Neither PNB nor My VFCU shows ads.
Which is updated more often, PNB or My VFCU?
PNB ships an update monthly, and My VFCU monthly. Most recently, PNB was updated on October 27, 2026 and My VFCU on October 22, 2026.

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