PNB vs My VFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNB
Manage your finances with a secure and fast personal financial advocate. Organize transactions with tags and photos, set balance alerts, make payments, and deposit checks with a picture.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- View and save monthly statements
- Find branches and ATMs
- Secure with passcode or biometrics
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PNB-Pro is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PNB-Pro: • Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • View and save your monthly statements • Find branches and ATMs near you • Secure your account with a 4-digit passcode or biometric on supported devices.
My VFCU
Manage your finances conveniently and securely from your mobile device. Organize transactions with tags and photos, set balance alerts, pay bills, and deposit checks with a picture. You can also locate ATMs and secure your account with biometrics.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Pay bills and people
- Transfer money between accounts
- Deposit checks via photo
- Temporarily disable debit card
- View and save monthly statements
- Locate branches and ATMs
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MYVFCU is quick and secure and makes life easier by giving you tools to manage your finances on the go. Here’s what you can do: Add tags, notes, and photos of receipts and checks to keep your transactions organized Set up alerts to know when your balance drops below a certain amount Pay your bills or pay a person Transfer money between accounts Deposit checks in a snap by taking a picture of the front and back Turn off your debit card if you’ve misplaced it View and save your monthly statements Find branches and free ATMs near you See all your financial accounts in one place Secure your account with a passcode or biometrics on supported devices. If you have any questions about this app, please contact VFCU at 855-663-8328.
Screenshots
Verdict
PNB and My VFCU both sit at 4.9 stars, but that hides the real split: 100% of My VFCU's written reviews are positive against 40% of PNB's. My VFCU also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for PNB against 4.9 for My VFCU. Both are backed by a comparable volume of ratings — 1K and 563 respectively. Written reviews are what separate them: 40% of PNB's written reviews are positive against 100% of My VFCU's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 22, 2026 respectively.
| Parameter | PNB | My VFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1K ratings) | 4.9 (563 ratings) — better |
| Positive reviews | 40.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1K — better | 563 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 197 MB | 196 MB |
| Age rating | 4+ | 12+ |
| Developer | Pike National Bank | Veritas Federal Credit Union |
Customer experience
PNB
My VFCU
In-app purchases
PNB
No in-app purchases
My VFCU
No in-app purchases
Questions
Is PNB free?
Is My VFCU free?
Which has better reviews, PNB or My VFCU?
Do PNB or My VFCU have ads?
Which is updated more often, PNB or My VFCU?
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