养老金 vs 文心
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
养老金
Calculate your estimated retirement pension and social security contributions. Understand your take-home pay and how long it will take to recoup your contributions. Offers detailed and accurate calculations compared to similar apps.
- Pension calculation
- Social security calculation
- Detailed contribution breakdown
- Recoupment period estimation
- Accurate financial projections
- VIP membership options
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【养老金计算】 交了这么多年的养老金,到退休之后到手的退休金还能维持体面的生活吗?具体又能领取到多少养老金呢?到底领多少年才能回本呢?养老金是否划算?使用 "养老金" 即可计算出你所有关心的数据,相比市场上同类产品,我们做得更详细,计算更准确。 【社保计算】 为什么每个月到手的工资,总是与实际工资数不符?使用社保计算,即可查看个人与公司实际缴纳了多少社保,了解为什么每个月工资总是会少一些。 【VIP 会员】 - 付款: 用户确认购买并付款后记入iTunes账号。 - 取消续订: 如需取消续订,请在当前订阅到期24小时以前,手动在iTunes/Apple ID 设置管理中关闭自动续订功能。 - 续订: 苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期顺延相应期限。 - 会员协议:https://www.kdocs.cn/l/cbPOPTT96TZ3 - 服务条款:https://www.kdocs.cn/l/cg77rvmFKkiJ
文心
This AI assistant leverages advanced language models for Chinese knowledge Q&A, creative writing, and logical reasoning. It offers multimodal AI capabilities, including video, image, and voice processing, with features like AI group chat, multimodal search, and AI-generated presentations.
- AI group chat (beta)
- Multimodal search
- Chinese writing assistance
- AI PPT generation
- Video generation
- Creative image editing
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文心 App 产品介绍 文心是百度旗下的全能AI助手,深耕中文知识问答、文学创作与逻辑推理,同时具备视频、图片、语音等多模态能力。 最新版本全新推出「任务托管」功能,一键托管任务,自动编排并交付全场景专业成果,让AI替你完成更专业可靠的工作。 【版本亮点】 任务托管:一键托管,自动规划并执行多步骤任务,交付全场景专业成果 界面简洁:更清晰、更聪明、更好用 强大搜索:支持文字、语音、图片、视频、文档等多种输入方式 中文写作:可撰写、改写、润色文档,提供丰富模板 视频通话:随时随地实时畅聊,支持多种方言识别与回复 魔法创作:创意图片、一键P图、让图片动起来、一句话生成视频等创意玩法 打通微信:聊天记录中的文件可直接同步上传 AIPPT:输入主题即可一键生成PPT,支持中英双语、定制篇幅与受众 【功能详情】 任务托管,专业交付 复杂工作交给文心,你只需提出需求,剩下的全由它自动完成。 无论是撰写一份市场分析报告、制作一份汇报PPT,还是整理数据、生成可视化图表,文心都能自动搜集资料、分析处理、编排内容,最终交付结构完整、可直接使用的专业成果。全流程无需分步操作,任务一键托管,成果按时送达。 全能搜索,一应俱全 搜地图导航、医疗健康、专业百科、影视小说、表格导图……想问什么都可以,支持语音提问、图片提问、视频提问、文档提问。 值得信赖的中文写作 无论是汇报材料、讲话稿、工作总结,还是教案、小说,文心都能根据场景进行撰写、改写、润色,并深入查证资料与事实,让创作更放心。 有趣的魔法创作 一键P图拯救废片、让静态图片动起来、一句话生成图片或视频等多种创意玩法,随时随地释放灵感。 更懂方言的视频通话 能识别河南话、东北话、粤语等多种方言,还能用方言回复,沟通更亲切自然。 文件上传更省心 支持从微信聊天记录直接同步文档,再也不用到处找“下载的文件在哪”。 AIPPT一键生成 只需一个主题,即可自动生成完整PPT。可定制篇幅、目标受众,支持中英双语,内置上百个场景模板。 【联系我们】 使用中如遇任何问题,可在App内通过“我-设置-帮助/反馈”进行反馈。每一个反馈都将帮助文心持续进步。 隐私政策:https://yiyanapp.baidu.com/app/protectionrule/ios
Screenshots
Verdict
The clearest difference is rating: 养老金 at 4.8 against 文心's 2.6. 养老金 also leads on update cadence (every 6 days vs every 2 weeks). 文心's advantage is ads (none vs shown) and ratings volume (167 vs 4). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 养老金 sells 2 in-app purchases, starting at $2.99 per month and 文心 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
养老金 holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: 文心 has 167 ratings behind it against 4, so its average is the more settled of the two.
养老金 ships an update every 6 days, 文心 every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | 养老金 | 文心 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 2.6 (167 ratings) |
| Positive reviews | — | 32.5% of reviews |
| Number of ratings | 4 | 167 — better |
| Update frequency | Every 6 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 79 MB | 300 MB |
| Age rating | 4+ | 17+ |
| Developer | Chengdu Cangmo Technology Co., Ltd | Beijing Baidu Netcom Science & Technology Co.,Ltd |
Customer experience
养老金
文心
In-app purchases
养老金
- 养老金VIP$2.991 Month
- 养老金计算$12.996 Months
文心
- 能量值1元$0.99
- 能量值5元$1.99
- 能量值10元$2.99
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- 能量值50元$6.99
- 能量值100$14.99
- 能量值500元$69.99









