Comparison

PAYE Calculator vs Betts Insure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PAYE Calculator

Read full description

Using NZ PAYE Calculator, now it is easier to calculate your payment deductions and take-home pay in New Zealand. Enter your gross pay and the number of hours you worked per week, this wage calculator will show your net pay after all deductions. All the calculations are well organised with the latest IRD tax scheme and you will get the most accurate data. Built for the 2025/26 and 2026/27 New Zealand tax years using the latest rates from Inland Revenue. Calculate your net pay from any gross salary or hourly wage. Switch between hourly, weekly, fortnightly, monthly, and annual pay frequencies. Easy to read table and chart show you the full deduction breakdown, such as PAYE income tax, ACC earners' levy, KiwiSaver contributions, and student loan repayments. Those who are on a casual contract, enable the holiday pay option in settings and the hours (worked in a week) to see how much they get paid for the pay week. What's New (Release Notes) Completely rebuilt for the 2025/26 and 2026/27 tax years. New KiwiSaver employer contribution tracking with the updated 3.5% default rate and 3% opt-down option. Added casual holiday pay toggle, visual deduction breakdown with donut chart, period switcher, and IETC auto-detection. Fresh clean design with all results on one screen. Disclaimer: This app is not affiliated with, endorsed by, or connected to Inland Revenue (IRD) or the New Zealand Government. All calculations are estimates based on publicly available tax rates and thresholds. Individual circumstances may vary. For official tax advice, contact Inland Revenue directly at ird.govt.nz. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://blacksheepmedia.co.nz/paye-privacy-policy

About

Betts Insure

Manage all your insurance needs from your phone. Get quotes, pay premiums, access policy documents, and file claims seamlessly. Settlements are paid directly into your digital wallet.

Highlights
  • Instant insurance quotes
  • In-app premium payments
  • Digital policy documents
  • Mobile claims notification
  • Direct settlement payments
  • Browse various insurance types
Features
Read full description

Betts Insure puts your insurance in your pocket. Get a quote in minutes, pay from your wallet, and carry your certificate and policy documents with you. When you need to claim, notify the loss from your phone, attach your photos, and follow every step to settlement. Approved settlements are paid straight into your wallet. QUOTE AND BUY Browse cover across motor, fire, marine and aviation, accident and general lines. Get a price instantly on the TBI tariff, choose your period, and buy without a branch visit. On selected products you can ask us for a better price and a member of the team will come back to you. YOUR WALLET Load your wallet by mobile money. Pay premiums from it. Move money out to your mobile money account or to a bank account. Every transaction is listed, and you can filter by date and share a statement. YOUR POLICIES See every policy you hold, when cover started and when it expires. Download your premium receipt, certificate of insurance and policy wording at any time. Request a change or cancel cover from the same screen. CLAIMS Notify a claim in minutes and attach photos of the damage. Track it through every stage. Once you accept the discharge voucher, the settlement lands in your wallet. ABOUT US The Betts Insurance Limited is licensed by the Sierra Leone Insurance Commission (SLICOM). Support: www.bettsinsurance.com/contact Privacy: www.bettsinsurance.com/legal/privacy Terms: www.bettsinsurance.com/legal/terms

Screenshots

PAYE Calculator4 screens
Betts Insure4 screens

Verdict

The call

The clearest difference is in-app purchases: Betts Insure at none against PAYE Calculator's 2. Betts Insure also leads on ads (none vs shown) and update cadence (every 4 days vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PAYE Calculator sells 2 in-app purchases, starting at $0.49 per month. Betts Insure asks for nothing beyond the download.

UpkeepUpdate frequency

PAYE Calculator ships an update every 5 weeks, Betts Insure every 4 days. The most recent releases landed on November 12, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 6 level
PAYE Calculator versus Betts Insure: the parameters behind the verdict, then further details
ParameterPAYE CalculatorBetts Insure
PriceFreeFree
Rating—4.6 (5 ratings) — better
Number of ratings—5 — better
Update frequencyEvery 5 weeksEvery 4 days — better
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size4 MB50 MB
Age rating4+4+
DeveloperBlack Sheep Media LtdThe Betts Insurance Limited

In-app purchases

2 purchases

PAYE Calculator

Subscriptions1
  • Remove Ads Subscription$0.491 Month
One-time1
  • Remove Ads Onetime Purchase$2.99
None

Betts Insure

No in-app purchases

Questions

Is PAYE Calculator free?
PAYE Calculator is free to download, with in-app purchases available.
Is Betts Insure free?
Betts Insure is free to download, with no in-app purchases.
Do PAYE Calculator or Betts Insure have ads?
PAYE Calculator shows ads; Betts Insure does not.
Which is updated more often, PAYE Calculator or Betts Insure?
PAYE Calculator ships an update every 5 weeks, and Betts Insure every 4 days. Most recently, PAYE Calculator was updated on November 12, 2026 and Betts Insure on November 6, 2026.

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