Comparison

PaylianceDirect vs Endl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaylianceDirect

Manage your account balance, view upcoming and past payments, and make or reschedule payments securely from your phone. Add or remove funding sources for convenient transactions.

Highlights
  • Monitor account balance
  • View payment details
  • Schedule payments
  • Reschedule payment dates
  • Add/remove funding accounts
  • View payment history
Features
Read full description

Safely and securely view information about your current account right on your phone, including upcoming payment details and past payments. Monitor Account Balance and Payment Information ● Check the balance of your account at any time of the day ● View up-to-date payment amounts. Payment Date Management ● Pay your next account payment now ● Request to push your next payment date out a few days ● Choose to pay more than the next amount due Pay Now Account Management ● Add funding accounts to pay your next payment now ● Remove funding accounts you no longer want to use for Pay Now payments Payment History ● View pending Pay Now payments initiated from the app ● View historical payments whether you scheduled them through the app or initiated the payment another way To log in please refer to the Enrollment Code. If you no longer have your Enrollment Code or the code is no longer valid, please contact us directly at mobileappsupport@payliance.com for a new code.

About

Endl

Features
Read full description

Endl is your all-in-one app for stablecoin payments. Send and spend digital dollars without complexity or delays. Whether you're paying someone in seconds, funding a card, or tracking transfers in real time, Endl puts digital-dollar payments in your hands. With Endl, you stay in complete control of your funds at all times. Your wallet, your keys. Your Wallet, Your Keys Endl gives you a self-custodial wallet, so your funds are yours alone. Export your private key at any time, protected behind biometric confirmation, to back it up or use your wallet anywhere. No lock-in and no gatekeepers. You are always in control. Send Stablecoins Instantly Transfer Stablecoins to any wallet address in seconds. Review the network, amount, and recipient before you confirm, so every transfer is exactly what you intend. Spend with Virtual Cards Create virtual cards funded by your stablecoins and spend anywhere cards are accepted. Freeze and unfreeze instantly, set spending limits, view your card details and PIN securely, and track every card transaction. Businesses can issue and manage cards for their whole team. Manage Recipients Save and manage the wallet addresses you send to most. Add new recipients in minutes with a guided flow, then search, filter, and reuse them instantly. Full Transaction History View every transaction with complete details, including recipient information, amounts, timestamps, and status updates. Filter by date, currency, or transaction type to find exactly what you need. Wallet at a Glance See your stablecoin balances across networks in one place, always up to date, with recent activity right on your dashboard. Secure by Design Endl uses encryption, secure credential storage, and biometric authentication (Face ID and fingerprint). Your funds and financial data stay protected at every step. Built for Speed Open Endl and go straight to your dashboard with fast restore and minimal login friction. Real-time refreshes keep your information current. What you get with Endl 1. Instant stablecoin transfers to any wallet address 2. Virtual cards you fund and spend from 3. Self-custodial wallet with private key export, use it anywhere 4. Complete control over your funds and accounts 5. Recipient management for wallet addresses 6. Full transaction history with advanced filters 7. Wallet dashboard across multiple networks 8. Business card management for teams 9. Help Center with FAQ and email support 10. Secure, encrypted, biometric authentication Endl is designed for individuals and businesses that use stablecoins. Freelancers, remote workers, global teams, and modern businesses use Endl to send, spend, and manage digital dollars with confidence.

Screenshots

PaylianceDirect4 screens
Endl4 screens

Verdict

The call

The clearest difference is update cadence: Endl at every 4 weeks against PaylianceDirect's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PaylianceDirect ships an update every 3 months, Endl every 4 weeks. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

Scorecard1 real difference · 8 level
PaylianceDirect versus Endl: the parameters behind the verdict, then further details
ParameterPaylianceDirectEndl
PriceFreeFree
Rating3.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.2 — better15.1
Further details — not scored
Size146 MB72 MB
Age rating17+4+
DeveloperCOLLECTIONS ACQUISITION COMPANY, INC.Zayment

In-app purchases

None

PaylianceDirect

No in-app purchases

None

Endl

No in-app purchases

Questions

Is PaylianceDirect free?
PaylianceDirect is free to download, with no in-app purchases.
Is Endl free?
Endl is free to download, with no in-app purchases.
Do PaylianceDirect or Endl have ads?
Neither PaylianceDirect nor Endl shows ads.
Which is updated more often, PaylianceDirect or Endl?
PaylianceDirect ships an update every 3 months, and Endl every 4 weeks. Most recently, PaylianceDirect was updated on October 23, 2026 and Endl on October 21, 2026.

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