PaylianceDirect vs Qashr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PaylianceDirect
Manage your account balance, view upcoming and past payments, and make or reschedule payments securely from your phone. Add or remove funding sources for convenient transactions.
- Monitor account balance
- View payment details
- Schedule payments
- Reschedule payment dates
- Add/remove funding accounts
- View payment history
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Safely and securely view information about your current account right on your phone, including upcoming payment details and past payments. Monitor Account Balance and Payment Information ● Check the balance of your account at any time of the day ● View up-to-date payment amounts. Payment Date Management ● Pay your next account payment now ● Request to push your next payment date out a few days ● Choose to pay more than the next amount due Pay Now Account Management ● Add funding accounts to pay your next payment now ● Remove funding accounts you no longer want to use for Pay Now payments Payment History ● View pending Pay Now payments initiated from the app ● View historical payments whether you scheduled them through the app or initiated the payment another way To log in please refer to the Enrollment Code. If you no longer have your Enrollment Code or the code is no longer valid, please contact us directly at mobileappsupport@payliance.com for a new code.
Qashr
This app offers a secure digital wallet and peer-to-peer cash exchange network. It simplifies money management, enabling instant bill payments, fast bank transfers, and secure physical cash exchanges through verified local agents.
- P2P Cash Exchange
- Instant Bank Transfers
- Quick Bill Payments
- Snap Pay QR Code Payments
- Secure Digital Wallet
- Layered Account Verification
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Qashr is a secure, fast, and modern digital wallet and peer-to-peer cash exchange network. Designed to simplify how you manage your money and liquidity, Qashr connects you to a reliable matching network to exchange physical cash, send secure transfers, and pay bills instantly. Key Features: P2P Cash Exchange: Easily request or provide physical cash through our secure, real-time matching network with verified local agents and merchants. Instant Bank Transfers: Send money to any bank account in Nigeria with real-time account name verification and instant processing. Quick Bill Payments: Top up airtime and purchase mobile data for all major networks in just three taps. Snap Pay: Pay or receive money instantly using fast QR code scans. Secure Wallet & Limits: Manage your funds safely with custom transaction PINs, layered account verification (Tiers 1, 2, and 3), and reliable security features.
Screenshots
Verdict
The clearest difference is rating: Qashr at 5.0 against PaylianceDirect's 3.0. Qashr also leads on update cadence (every 11 days vs every 3 months). PaylianceDirect's advantage is iOS requirement (14.2 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Qashr holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
PaylianceDirect ships an update every 3 months, Qashr every 11 days. The most recent releases landed on October 23, 2026 and October 31, 2026 respectively.
| Parameter | PaylianceDirect | Qashr |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.2 — better | 16.4 |
| Further details — not scored | ||
| Size | 146 MB | 59 MB |
| Age rating | 17+ | 4+ |
| Developer | COLLECTIONS ACQUISITION COMPANY, INC. | Qashr Technologies Nigeria Ltd |
Customer experience
PaylianceDirect
Qashr
In-app purchases
PaylianceDirect
No in-app purchases
Qashr
No in-app purchases









