Comparison

PaylianceDirect vs Qashr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaylianceDirect

Manage your account balance, view upcoming and past payments, and make or reschedule payments securely from your phone. Add or remove funding sources for convenient transactions.

Highlights
  • Monitor account balance
  • View payment details
  • Schedule payments
  • Reschedule payment dates
  • Add/remove funding accounts
  • View payment history
Features
Read full description

Safely and securely view information about your current account right on your phone, including upcoming payment details and past payments. Monitor Account Balance and Payment Information ● Check the balance of your account at any time of the day ● View up-to-date payment amounts. Payment Date Management ● Pay your next account payment now ● Request to push your next payment date out a few days ● Choose to pay more than the next amount due Pay Now Account Management ● Add funding accounts to pay your next payment now ● Remove funding accounts you no longer want to use for Pay Now payments Payment History ● View pending Pay Now payments initiated from the app ● View historical payments whether you scheduled them through the app or initiated the payment another way To log in please refer to the Enrollment Code. If you no longer have your Enrollment Code or the code is no longer valid, please contact us directly at mobileappsupport@payliance.com for a new code.

About

Qashr

This app offers a secure digital wallet and peer-to-peer cash exchange network. It simplifies money management, enabling instant bill payments, fast bank transfers, and secure physical cash exchanges through verified local agents.

Highlights
  • P2P Cash Exchange
  • Instant Bank Transfers
  • Quick Bill Payments
  • Snap Pay QR Code Payments
  • Secure Digital Wallet
  • Layered Account Verification
Features
Read full description

Qashr is a secure, fast, and modern digital wallet and peer-to-peer cash exchange network. Designed to simplify how you manage your money and liquidity, Qashr connects you to a reliable matching network to exchange physical cash, send secure transfers, and pay bills instantly. Key Features: P2P Cash Exchange: Easily request or provide physical cash through our secure, real-time matching network with verified local agents and merchants. Instant Bank Transfers: Send money to any bank account in Nigeria with real-time account name verification and instant processing. Quick Bill Payments: Top up airtime and purchase mobile data for all major networks in just three taps. Snap Pay: Pay or receive money instantly using fast QR code scans. Secure Wallet & Limits: Manage your funds safely with custom transaction PINs, layered account verification (Tiers 1, 2, and 3), and reliable security features.

Screenshots

PaylianceDirect4 screens
Qashr4 screens

Verdict

The call

The clearest difference is rating: Qashr at 5.0 against PaylianceDirect's 3.0. Qashr also leads on update cadence (every 11 days vs every 3 months). PaylianceDirect's advantage is iOS requirement (14.2 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Qashr holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

PaylianceDirect ships an update every 3 months, Qashr every 11 days. The most recent releases landed on October 23, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
PaylianceDirect versus Qashr: the parameters behind the verdict, then further details
ParameterPaylianceDirectQashr
PriceFreeFree
Rating3.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyEvery 3 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.2 — better16.4
Further details — not scored
Size146 MB59 MB
Age rating17+4+
DeveloperCOLLECTIONS ACQUISITION COMPANY, INC.Qashr Technologies Nigeria Ltd

Customer experience

PaylianceDirect

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Qashr

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PaylianceDirect

No in-app purchases

None

Qashr

No in-app purchases

Questions

Is PaylianceDirect free?
PaylianceDirect is free to download, with no in-app purchases.
Is Qashr free?
Qashr is free to download, with no in-app purchases.
Which has better reviews, PaylianceDirect or Qashr?
Qashr is rated higher. PaylianceDirect averages 3.0 out of 5 from 1 ratings, while Qashr averages 5.0 from 1 ratings.
Do PaylianceDirect or Qashr have ads?
Neither PaylianceDirect nor Qashr shows ads.
Which is updated more often, PaylianceDirect or Qashr?
PaylianceDirect ships an update every 3 months, and Qashr every 11 days. Most recently, PaylianceDirect was updated on October 23, 2026 and Qashr on October 31, 2026.

Other comparisons