正念·记账,记账本,随手记账 vs 存钱钱
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
正念·记账,记账本,随手记账
This app helps young adults track expenses in a fun and visually appealing way, focusing solely on financial records without ads or community features. It offers a wide range of tools for managing budgets, savings, and transactions.
- Budget management
- Savings plans
- Scheduled transactions
- Bill import
- Transaction calendar
- Multi-account support
- Expense mapping
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正念记账是一款元气满满的记账应用,旨在让记账这个严肃枯燥的行为变得更有活力、更适合当代年轻人,让记账变得更加好看、更加愉快。 该应用设计简约,无广告、无社区、无理财推荐,只专注于记录账目。 正念记账拥有多种实用功能,包括共享账本、共享存钱计划、记账频率记录、预算管理、定时记账、即时动态、小组件、存钱计划、导入账单、模板记账、记账日历、非理性消费、多账本、数据过滤箱、资产项目、汇率换算和记账地图等,让用户能够方便地记录和管理自己的财务情况。 【正念记账 自动续费VP套餐说明】 - 订阅周期:1个月(连续包月产品),12个月(连续包年产品)。 - 具体价格请见正念记账馆App内部付费页面。 - 付款:通过用户的 iTunes账户扣款,用户确认 购买后即付款。 - 取消续订:如需取消续订,请在当前订阅周期 到期前24小时以前,手动在 iTunes/Apple ID设置 管理中关闭自动续订功能。 - 续订:苹果iTunes账户会在到期前24小时内扣 费,扣费成功后订阅周期顺延一个订阅周期。 - 订阅可以由用户管理,并且可以在购买后在用户 的账户设置里关闭自动订阅。 - 免费试用期的任何未使用部分(如果提供)将在 用户购买该出版物时被回收。 - 隐私政策与使用条款 https://shimo.im/docs/VYv89rdHXRVGkcVV - 自动续费会员服务协议 https://docs.qq.com/doc/DWEhzYVFZcmtUZlJz
存钱钱
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Save Money Together is a family expense tracker designed for shared household finances. Record transactions quickly, understand spending clearly, and manage everyone’s income and expenses in one shared ledger. Your data, under your control • Data is stored on your device and in your private iCloud/CloudKit account • No separate account registration is required • We do not upload your ledger to our own servers • Keep your data when changing devices through iCloud sync • Export all records or a selected date range as CSV at any time Built for family bookkeeping • Create a family or join one through an iCloud invitation link • See who recorded each transaction and where the money went • Switch between families when you belong to more than one • Use the calendar to find daily records and totals quickly • Add categories, amounts, notes, photos, and one tag per transaction • Search transaction notes to find past records Clear statistics and insights • Review income, spending, and balance at a glance • Explore spending by category, tag, or family member • Drill down from charts and rankings to individual transactions • View monthly and yearly trends • Filter by month, year, all time, custom dates, member, category, or tag Budgets that fit real life • Set a total monthly budget and see how much remains • Create separate budgets for frequently used categories • Choose the day your monthly accounting cycle begins, such as payday • Set an asset baseline and review the last 12 months of asset changes Privacy first We do not use your data for advertising tracking. Transaction data is used only for core app features, including local storage and iCloud sync or sharing. Camera and photo access is used only when you choose to add an avatar or transaction image. Diagnostic information such as crashes and performance may be collected to improve reliability. An Apple ID signed in to iCloud with iCloud Drive enabled is required for sync and family sharing. Insufficient iCloud storage may affect these features. Questions or suggestions? Send feedback from About Us in the app, or leave a rating and review on the App Store.
Screenshots
Verdict
The clearest difference is in-app purchases: 存钱钱 at none against 正念·记账,记账本,随手记账's 3. 正念·记账,记账本,随手记账's advantage is device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 正念·记账,记账本,随手记账 sells 3 in-app purchases, starting at $0.99 per month. 存钱钱 asks for nothing beyond the download.
正念·记账,记账本,随手记账 ships an update weekly, 存钱钱 fortnightly. The most recent releases landed on September 25, 2026 and October 3, 2026 respectively.
| Parameter | 正念·记账,记账本,随手记账 | 存钱钱 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 16 — better | 17.0 |
| Further details — not scored | ||
| Size | 93 MB | 15 MB |
| Age rating | 4+ | 12+ |
| Developer | 小拓 林 | 广州两仪软件有限公司 |
In-app purchases
正念·记账,记账本,随手记账
- monthly membership$0.991 Month
- Annual membership3 Days trial$4.991 Year
- 永久会员$9.99
存钱钱
No in-app purchases









