Comparison

AGIB vs S Pay Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AGIB

Manage multiple bank accounts conveniently. This app allows you to pay bills, buy electricity credit, purchase airtime, and transfer funds to both AGIB and other banks seamlessly.

Highlights
  • Manage multiple accounts
  • Pay bills
  • Purchase cash power
  • Buy airtime
  • Transfer funds
Features
Read full description

Manage multiple AGIB accounts with ease. Pay bills, purchase cash power, airtime and transfer to AGIB and other bank with ease.

About

S Pay Wallet

Manage your money effortlessly by sending, receiving, and requesting funds from other users. Utilize QR codes for quick and secure transactions, offering a convenient way to control your finances.

Highlights
  • Send money
  • Receive money
  • Request money
  • QR code payments
  • Secure transactions
  • Financial control
Features
Read full description

S pay Wallet! Your ultimate financial ally! Seamlessly send, receive, and request money from your fellow S pay users. Experience the ease and speed of QR code payments for hassle-free transactions. Unlock a new level of convenience and take full control of your finances. Join now and embrace the future of secure and efficient money management!

Screenshots

AGIB3 screens
S Pay Wallet4 screens

Verdict

The call

The clearest difference is rating: S Pay Wallet at 5.0 against AGIB's 4.0. S Pay Wallet also leads on update cadence (every 6 weeks vs every 45 months). AGIB's advantage is ratings volume (4 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

S Pay Wallet holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

AGIB ships an update every 45 months, S Pay Wallet every 6 weeks. The most recent releases landed on October 24, 2026 and September 16, 2026 respectively.

Scorecard4 real differences · 6 level
AGIB versus S Pay Wallet: the parameters behind the verdict, then further details
ParameterAGIBS Pay Wallet
PriceFreeFree
Rating4.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings4 — better1
Update frequencyEvery 45 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size39 MB42 MB
Age rating17+17+
DeveloperQCELL CO. LIMITEDSuperSoniczPay

Customer experience

AGIB

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

S Pay Wallet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

AGIB

No in-app purchases

None

S Pay Wallet

No in-app purchases

Questions

Is AGIB free?
AGIB is free to download, with no in-app purchases.
Is S Pay Wallet free?
S Pay Wallet is free to download, with no in-app purchases.
Which has better reviews, AGIB or S Pay Wallet?
S Pay Wallet is rated higher. AGIB averages 4.0 out of 5 from 4 ratings, while S Pay Wallet averages 5.0 from 1 ratings.
Do AGIB or S Pay Wallet have ads?
Neither AGIB nor S Pay Wallet shows ads.
Which is updated more often, AGIB or S Pay Wallet?
AGIB ships an update every 45 months, and S Pay Wallet every 6 weeks. Most recently, AGIB was updated on October 24, 2026 and S Pay Wallet on September 16, 2026.

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