Comparison

Mulaaa vs My Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mulaaa

Features
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Mulaaa is an Earned Wage Access service that empowers individuals by giving them access to a portion of their earned but unpaid salary anytime before their payday.

About

My Finance

Features
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Make Every Financial Decision With Confidence. Compare. Learn. Save. Get Approved. Whether you're looking for a home loan, personal loan, vehicle finance, credit card, insurance, investments or banking products, Finance.EzyFind helps you compare South Africa's leading financial providers in one place. Our platform helps you discover products that match your financial goals while providing calculators, expert insights, approval tips and money-saving strategies to help you make better financial decisions. Because your next financial decision could save you thousands of Rands. Start Comparing Today You're Not Looking For Another Financial App. You're looking for certainty. You want to know you're choosing the right bank. You want to know you're getting the best interest rate. You want to know you won't pay unnecessary fees. You want to know you've done everything possible to improve your chances of approval. Finance.EzyFind was built for people who want to make smarter financial decisions—not harder ones. If You've Ever Wondered... "Am I paying too much?" "Could another bank offer me a better deal?" "Why was my loan declined?" "How can I improve my credit profile?" "How much can I really afford?" "Which financial product is actually right for me?" You're not alone. Most South Africans have access to financial products—but not always the information they need to compare them confidently. That's where Finance.EzyFind helps. Get pre-approved with all Financial calculators to calculate costs etc. We even inform you how to fix your account for fast financial approvals. Compare home loans, personal loans, business funding, bank accounts, credit cards, insurance products, and financial tools — all from your mobile device. Finance EzyFind simplifies financial decision-making by helping you compare options, estimate costs, and connect with trusted financial providers across South Africa. KEY FEATURES COMPARE LOANS • Compare personal loans • Compare business loans • Compare home loans and bonds • Explore vehicle finance options • Access startup and SME funding BANKING & CREDIT CARDS • Compare bank accounts • Compare savings accounts • Compare cheque/current accounts • Compare Visa and Mastercard credit cards • Compare bank fees and transaction costs INSURANCE • Compare insurance products • Car insurance • Home insurance • Life insurance • Business insurance • Funeral cover • Alternative and community-driven insurance solutions FINANCIAL CALCULATORS • Loan repayment calculator • Home loan affordability calculator • Interest calculator • Savings calculator • Bank fee calculator • Credit card affordability calculator SMART COMPARISON TOOLS Finance EzyFind allows users to compare: • Monthly bank fees • ATM withdrawal costs • EFT transaction fees • Debit order costs • Interest rates • Credit card fees • Insurance options WHY USE FINANCE EZYFIND? • Compare financial products in one place • Save time and money • Mobile-friendly experience • Easy-to-use financial tools • Designed for South Africans • Discover competitive financial solutions WHO IS THIS APP FOR? • Individuals looking for better banking options • Users comparing loans and credit cards • Businesses seeking funding • Property buyers exploring home loans • Users comparing insurance products • People looking for financial calculators and tools Finance EzyFind helps South Africans make smarter financial decisions through comparison, education, and technology. Download Finance EzyFind today and explore smarter financial solutions in South Africa.

Screenshots

Mulaaa4 screens
My Finance4 screens

Verdict

The call

The clearest difference is update cadence: Mulaaa at monthly against My Finance's every 40 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mulaaa ships an update monthly, My Finance every 40 months. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 5 level
Mulaaa versus My Finance: the parameters behind the verdict, then further details
ParameterMulaaaMy Finance
PriceFreeFree
Update frequencyMonthly — betterEvery 40 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size25 MB39 MB
Age rating4+17+
DeveloperMulaaaInnovation Evolved (Pty) Ltd

In-app purchases

None

Mulaaa

No in-app purchases

None

My Finance

No in-app purchases

Questions

Is Mulaaa free?
Mulaaa is free to download, with no in-app purchases.
Is My Finance free?
My Finance is free to download, with no in-app purchases.
Do Mulaaa or My Finance have ads?
Neither Mulaaa nor My Finance shows ads.
Which is updated more often, Mulaaa or My Finance?
Mulaaa ships an update monthly, and My Finance every 40 months. Most recently, Mulaaa was updated on October 30, 2026 and My Finance on October 27, 2026.

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