AFC Link vs O'mari
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AFC Link
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The AFC Mobile Banking application currently offers customers the ability to perform the following - Balance Enquiry - Statement - Transfers - Bill Payments - Airtime Purchase - Econet Bundles - Nostro to ZWL Conversion - Self Registration - Pin Reset - Biometric login - Nostro Transactions - Download Statement - Add Beneficiaries - Link Own Accounts
O'mari
Manage your finances with dual currency wallets, send and receive money, pay bills, and access essential care services like food, school, and health. This app offers practical solutions for everyday needs, including card management and real-time spending notifications.
- Dual currency wallets (USD & ZWL)
- Send and receive money
- Buy airtime and bundles
- Access care services (Food, School, Health)
- Bill and merchant payments
- Card management (ZimSwitch & Visa)
- Real-time transaction notifications
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Welcome to O’mari, we are creating better everyday lives, today and tomorrow. As we walk with you through the circle of life, we want to help you focus on what matters most because we care for you. We are creating practical solutions for your everyday basic needs that take you a step closer towards freedom. Registration on O’mari is simple and happens in just under 60 seconds. Manage your everyday needs with O’mari as it allows you to: • Access Dual Currencies o Instantly access both a USD & ZWL wallet and choose to transact in the currency of your choice. • Send & Receive Money o Securely and simply send to & receive money from family and friends from any wallet or bank account. • Buy Airtime & Bundles o Buy airtime and bundles on any network (Econet, NetOne and Telecel) for yourself, and your loved ones to connect with anyone, anywhere. • Access O’mari Care o O’mari FoodCare: Have peace of mind by ensuring your family is fed even when you are gone with the several plans that meet your needs. o O’mari SchoolCare: Be happy knowing that your children’s school fees will be paid in the event that you are no longer around to support them. There are several packages to choose from. o O’mari HealthCare: Keep yourself and your loved ones going through access to our rewards program – access HealthCare services from any of our partnered Medical Services Providers. • Painless Bill & Merchant Payments o Buy goods and services at a wide range of retail shops offering ease of payments to municipalities, medical aid, utilities (ZESA, internet services) & more, and providing convenient acceptance by merchants. • Manage Your Money o Track and view how you use your money on the go with real-time notifications whenever you use O’mari. • Swipe If You Want o Select a card colour of your choice and link the card to your wallet for the flexibility to swipe at any point-of-sale terminal in leading merchants across Zimbabwe. • Manage Your ZimSwitch & Visa Card o Request, activate, change your PIN and block & unblock your card in the app if it's lost or stolen. For Merchant payments using QR codes, grant O’mari access to your phone's camera to enable this payments option. This is the only official and authorised App for accessing O’mari. Remember to never share your PIN with anyone else. Need support? Call or email us on toll free line 433 or +263 8677 007 437 and omari@oldmutual.co.zw.
Screenshots
Verdict
The clearest difference is update cadence: O'mari at fortnightly against AFC Link's every 2 months. AFC Link's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AFC Link ships an update every 2 months, O'mari fortnightly. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.
| Parameter | AFC Link | O'mari |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 45 MB | 47 MB |
| Age rating | 4+ | 17+ |
| Developer | AFC COMMERCIAL BANK LIMITED | OMICOApp.mobileprovision |
In-app purchases
AFC Link
No in-app purchases
O'mari
No in-app purchases







