Comparison

AFC Link vs O'mari

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFC Link

Features
Read full description

The AFC Mobile Banking application currently offers customers the ability to perform the following - Balance Enquiry - Statement - Transfers - Bill Payments - Airtime Purchase - Econet Bundles - Nostro to ZWL Conversion - Self Registration - Pin Reset - Biometric login - Nostro Transactions - Download Statement - Add Beneficiaries - Link Own Accounts

About

O'mari

Manage your finances with dual currency wallets, send and receive money, pay bills, and access essential care services like food, school, and health. This app offers practical solutions for everyday needs, including card management and real-time spending notifications.

Highlights
  • Dual currency wallets (USD & ZWL)
  • Send and receive money
  • Buy airtime and bundles
  • Access care services (Food, School, Health)
  • Bill and merchant payments
  • Card management (ZimSwitch & Visa)
  • Real-time transaction notifications
Features
Read full description

Welcome to O’mari, we are creating better everyday lives, today and tomorrow. As we walk with you through the circle of life, we want to help you focus on what matters most because we care for you. We are creating practical solutions for your everyday basic needs that take you a step closer towards freedom. Registration on O’mari is simple and happens in just under 60 seconds. Manage your everyday needs with O’mari as it allows you to: • Access Dual Currencies o Instantly access both a USD & ZWL wallet and choose to transact in the currency of your choice. • Send & Receive Money o Securely and simply send to & receive money from family and friends from any wallet or bank account. • Buy Airtime & Bundles o Buy airtime and bundles on any network (Econet, NetOne and Telecel) for yourself, and your loved ones to connect with anyone, anywhere. • Access O’mari Care o O’mari FoodCare: Have peace of mind by ensuring your family is fed even when you are gone with the several plans that meet your needs. o O’mari SchoolCare: Be happy knowing that your children’s school fees will be paid in the event that you are no longer around to support them. There are several packages to choose from. o O’mari HealthCare: Keep yourself and your loved ones going through access to our rewards program – access HealthCare services from any of our partnered Medical Services Providers. • Painless Bill & Merchant Payments o Buy goods and services at a wide range of retail shops offering ease of payments to municipalities, medical aid, utilities (ZESA, internet services) & more, and providing convenient acceptance by merchants. • Manage Your Money o Track and view how you use your money on the go with real-time notifications whenever you use O’mari. • Swipe If You Want o Select a card colour of your choice and link the card to your wallet for the flexibility to swipe at any point-of-sale terminal in leading merchants across Zimbabwe. • Manage Your ZimSwitch & Visa Card o Request, activate, change your PIN and block & unblock your card in the app if it's lost or stolen. For Merchant payments using QR codes, grant O’mari access to your phone's camera to enable this payments option. This is the only official and authorised App for accessing O’mari. Remember to never share your PIN with anyone else. Need support? Call or email us on toll free line 433 or +263 8677 007 437 and omari@oldmutual.co.zw.

Screenshots

AFC Link4 screens
O'mari4 screens

Verdict

The call

The clearest difference is update cadence: O'mari at fortnightly against AFC Link's every 2 months. AFC Link's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AFC Link ships an update every 2 months, O'mari fortnightly. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
AFC Link versus O'mari: the parameters behind the verdict, then further details
ParameterAFC LinkO'mari
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size45 MB47 MB
Age rating4+17+
DeveloperAFC COMMERCIAL BANK LIMITEDOMICOApp.mobileprovision

In-app purchases

None

AFC Link

No in-app purchases

None

O'mari

No in-app purchases

Questions

Is AFC Link free?
AFC Link is free to download, with no in-app purchases.
Is O'mari free?
O'mari is free to download, with no in-app purchases.
Do AFC Link or O'mari have ads?
Neither AFC Link nor O'mari shows ads.
Which is updated more often, AFC Link or O'mari?
AFC Link ships an update every 2 months, and O'mari fortnightly. Most recently, AFC Link was updated on September 9, 2026 and O'mari on September 19, 2026.

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