Comparison

8FIGURES vs Able Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

8FIGURES

Consolidate all your investments, including stocks, crypto, real estate, and debts, into a single, live view. AI-powered advisors offer personalized insights and recommendations to help you manage your wealth and achieve your financial goals.

Highlights
  • Consolidated portfolio tracking
  • AI investment advice
  • Net worth calculation
  • Real-time asset updates
  • Multi-currency support
  • Debt and liability tracking
  • Performance analytics (IRR, TWR, MWR)
Features
Read full description

Free portfolio & net worth tracker for serious investors, plus your personal AI investment team. 8FIGURES links your brokerages, banks, crypto, and private investments into one live picture of everything you own and owe. Prices, dividends, and coupons update automatically, and you see the real return on every position. No ads, no sales calls, no selling your data — we make money one way: optional advice from your AI investment team, for a flat subscription, never a percentage of your assets. 8FIGURES Inc. is an SEC-registered investment adviser. TRACK EVERYTHING YOU OWN • Stocks and ETFs with dividends • Crypto from exchanges and wallets • Bonds with coupons and YTM, maturity, duration • Real estate with linked mortgage • Equity compensation — RSUs, options, and ESPPs • Angel investments in startups — SAFEs and equity • LP stakes in private venture and PE funds ACCOUNT CONNECTIONS THAT WORK • Link nearly any US bank or broker — securely, in read-only mode • We also support many EU and UK banks • Link major crypto exchanges and wallets • Add any asset manually — any listed ticker supported NUMBERS YOU CAN ACTUALLY TRUST • Measure performance with IRR (Internal Rate of Return) — the metric professionals use and most brokers don't show • Slice and dice your allocation across asset classes, industries, and countries • Analyze returns with TWR (Time-Weighted Return) and MWR (Money-Weighted Return), so deposits and withdrawals don't distort your numbers • Multi-currency support for global investments ADD YOUR DEBTS TO SEE YOUR NET WORTH • Link your mortgage to your home to see your home equity • Add loans, credit cards, and tax liabilities • Track your net worth to reach your financial goals AN INVESTMENT TEAM IN YOUR POCKET Five specialized AI agents, led by an AI Investment Advisor that sees your full portfolio: • Portfolio Manager — builds and rebalances your allocation • Research Analyst — digs into every holding you own • Risk Officer — flags hidden concentration and challenges risky moves • Tax Advisor — optimizes for after-tax returns • Financial Planner — tracks progress to your goals The team monitors your portfolio 24/7 and shares news, alerts, and insights. Ask anything and get a straight answer grounded in your real numbers — what to buy, hold, or sell, and why. SECURITY FIRST • Bank-grade AES-256 encryption • Read-only access: 8FIGURES can't place trades or move your money • Secure account connections via Plaid and other trusted providers • Your data stays private — even our team can't access it without your approval • Export or delete your data whenever you choose TRUSTED BY INVESTORS Over 10,000 investors track $100M+ in linked assets with 8FIGURES. Featured by Forbes, Investopedia, Kiplinger, Yahoo Finance, and U.S. News. DISCLAIMER 8FIGURES Inc. is an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of skill or training. For additional information about our advisory services, please view our Form ADV Part 2A and Form CRS on the SEC's Investment Adviser Public Disclosure website at adviserinfo.sec.gov. 8FIGURES provides investment guidance using software-based models and algorithms. Information in the app may be general in nature and is not legal or tax advice. Investing involves risk, and you are responsible for your decisions. 8FIGURES Inc. is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096). 8FIGURES® is a registered trademark with the U.S. Patent & Trademark Office (Registration No. 7727610). Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Able Money

This financial companion helps you build better money habits by providing a clear snapshot of your financial health, a personalized roadmap for your next steps, and actionable tasks to build momentum. It's designed to guide you from debt reduction to investing, meeting you where you are.

Highlights
  • Financial Health Score
  • Personalized Action Plan
  • Habit-Building Tasks
  • Debt Reduction Guidance
  • Savings Improvement
  • Investing Introduction
Features
Read full description

You're not incapable. You've just never had the right tool. Most people know they should be doing more with their money. Saving more. Investing smarter. Paying down debt with a real plan. But knowing isn't doing, and most financial apps don't fix that gap. They track what already happened. Able helps you change what happens next. Able is a financial companion built around three things that actually move the needle: your Score, your Plan, and your Momentum. Your Score Your Financial Health Score gives you a clear, honest snapshot of where you stand today. It looks at your income, savings, debt, investments, and retirement readiness, then shows you exactly where you're strong and where you have room to grow. No vague advice. No guessing. Your Plan A clear roadmap for your next right move. Able turns your score into a personalized plan, with the specific habits, goals, and steps that will move you forward. You always know what to focus on next, and why it matters. Your Momentum Real change, one step at a time. Able builds money habits through tasks and challenges you can actually accomplish. Small wins create real forward movement, and consistency builds confidence. This is how investing behavior gets built, not bought. Built by a nonprofit. Backed by 50+ years of experience. Able is a product of Objective Measure, a nonprofit dedicated to helping people see themselves as investors. It is grounded in the financial insights of Fred Martin, a professional investor with over five decades of experience, and it is built for real people who want real progress. Whether you are getting out of debt, learning to save, or stepping into investing for the first time, Able meets you where you are and helps you take the next right step. Financial health starts with clarity, not complexity.

Screenshots

8FIGURES4 screens
Able Money4 screens

Verdict

The call

The clearest difference is in-app purchases: Able Money at none against 8FIGURES's 2. Able Money also leads on rating (5.0 vs 4.6) and iOS requirement (15.1 vs 17.4). 8FIGURES's advantage is update cadence (every 2 days vs fortnightly) and ratings volume (72 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 8FIGURES sells 2 in-app purchases, starting at $30.00 per month. Able Money asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Able Money holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: 8FIGURES has 72 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

8FIGURES ships an update every 2 days, Able Money fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
8FIGURES versus Able Money: the parameters behind the verdict, then further details
Parameter8FIGURESAble Money
PriceFreeFree
Rating4.6 (72 ratings)5.0 (1 ratings) — better
Positive reviews95.0% of reviews—
Number of ratings72 — better1
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.415.1 — better
Further details — not scored
Size87 MB61 MB
Age rating4+17+
Developer8FIGURES Inc.Objective Measure

Customer experience

8FIGURES

All ratings71 ratings
Positive90.1%
Neutral2.8%
Negative7.0%
Written reviews20 reviews
Positive95.0%
Neutral0.0%
Negative5.0%

Able Money

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

8FIGURES

Subscriptions2
  • Monthly Subscription$30.001 Month
  • Yearly Subscription$269.991 Year
None

Able Money

No in-app purchases

Questions

Is 8FIGURES free?
8FIGURES is free to download, with in-app purchases available.
Is Able Money free?
Able Money is free to download, with no in-app purchases.
Which has better reviews, 8FIGURES or Able Money?
Able Money is rated higher. 8FIGURES averages 4.6 out of 5 from 72 ratings, while Able Money averages 5.0 from 1 ratings.
Do 8FIGURES or Able Money have ads?
Neither 8FIGURES nor Able Money shows ads.
Which is updated more often, 8FIGURES or Able Money?
8FIGURES ships an update every 2 days, and Able Money fortnightly. Most recently, 8FIGURES was updated on November 3, 2026 and Able Money on October 30, 2026.

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