Comparison

9jaPay vs Emaar MFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

9jaPay

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

Highlights
  • Easy money management
  • Bill payments
  • Send and receive money
  • Secure transactions
  • Transfer scheduling
  • Budgeting and investing
Read full description

Introducing the ultimate solution for managing your finances - 9jaPay! Take control of your financial future and experience unparalleled convenience, all in one powerful application. We've got you covered, from budgeting and investing to banking and bill payments. Say goodbye to juggling multiple apps and hello to simplicity and efficiency. Download now and embark on a journey to financial freedom! Why 9jaPay? 9jaPay is the ultimate app for managing your finances with ease. From secure and effortless payments to value-added services, our app provides a comprehensive suite of features to simplify your life. Our app offers an incredible array of features to make your life easier, including: * Easy money management tools * Bill Payments * Send and receive money easily * An array of payment options * Secure transactions * Transfer scheduling Make the switch to convenience in 3 easy steps: Open a FREE account - Download the app and set up your account for free – it only takes a few minutes. Fund your account - You can add money to your 9jaPay account by sending money directly from any bank account or receiving a P2P credit from friends using your unique username or payment links. Start Transacting - Whether you need to send money to loved ones, schedule a transfer, or move money quickly, 9jaPay has you covered. Experience financial convenience like never before. Banking Services are provided by Amegy Microfinance Bank, licensed by the Central Bank of Nigeria. Download the app now and get started. For more information, visit www.9japay.com. Need help? Please email us at support@9japay.com

About

Emaar MFB

Features
Read full description

Swift Transfers Send money instantly to friends, family, or anyone, anytime, anywhere. Enjoy seamless and secure transfers at your fingertips. Bills Payments Quickly settle charges for utilities, services and other recurring expenses in minutes. Pay utility bills, mobile recharge. Convenience: Provides access to banking services anytime, eliminating the need to visit physical branches. * Efficiency: Enables faster transactions, bill payments, and fund transfers.

Screenshots

9jaPay4 screens
Emaar MFB4 screens

Verdict

The call

The clearest difference is update cadence: Emaar MFB at every 9 days against 9jaPay's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

9jaPay ships an update every 5 weeks, Emaar MFB every 9 days. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
9jaPay versus Emaar MFB: the parameters behind the verdict, then further details
Parameter9jaPayEmaar MFB
PriceFreeFree
Rating2.5 (10 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 5 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.5
Further details — not scored
Size134 MB77 MB
Age rating4+17+
Developer9jaPay UK LimitedEmaar MFB

In-app purchases

None

9jaPay

No in-app purchases

None

Emaar MFB

No in-app purchases

Questions

Is 9jaPay free?
9jaPay is free to download, with no in-app purchases.
Is Emaar MFB free?
Emaar MFB is free to download, with no in-app purchases.
Do 9jaPay or Emaar MFB have ads?
Neither 9jaPay nor Emaar MFB shows ads.
Which is updated more often, 9jaPay or Emaar MFB?
9jaPay ships an update every 5 weeks, and Emaar MFB every 9 days. Most recently, 9jaPay was updated on November 3, 2026 and Emaar MFB on October 28, 2026.

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