Monéé Powered by Citygate vs Veend

Download Monéé and enjoy easy banking with access to: o Short term loans o Minimum of 13% interest on savings and investments. The more you save the more you earn! o Pay for your bills of any kind and also send money. o You have control over your financial life with Monéé. Monéé Interest Rate and Loan Repayment: o You can access from ₦2,500 up to ₦1,000,000 o No collateral, no guarantor, no unnecessary document is required o Loan is approved and disbursed in a few minutes o Make repayments over a maximum period of 360 days (12 Months) o Daily interest rate ranges from 0.083% - 0.09% and equivalent monthly interest rate ranges from 2.5% - 2.7%. o Annual Percentage Rate (APR) from 30.5% - 36%. o No processing fees o No penalty charge on late payment Example: for a loan of ₦30,000 for 90 days, Monéé charges 2.5% monthly interest with APR of 30.5%. See repayment breakdown below: Loan Amount: ₦30,000 Loan Tenure: 3 months (90 days) Number of Repayments: 3 Monthly Interest Rate: 2.5% Monthly Interest Amount: ₦750 Monthly repayment: ₦10,750 Total Interest (for 3 months): ₦2,250 Total amount payable: ₦32,250 APR: 30.5%. Save With High Return on Your Investment: Instead of going to the bank for a savings account, with Monéé, you have your account in your pocket. Make more money while you save instead of just saving and losing the whole money. Save smart with Monéé. Fund Transfer Made Easy with Monéé: Send money to your loved ones anytime with just N10 transfer fee irrespective of transaction amount. It is secure and is the best. Life is more interesting with our loved ones happy. Make Seamless Bill Payment of Any Kind: Pay for any kind of bill you can think of, Select and pay. Why not try Monéé. Monéé will make your life easier. Airtime and Data Recharge: Purchase airtime/data on the go with Monéé App. About Monéé: Monéé, a Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer application powered by Citygate Global Investment Limited, a Microfinance Institution with over 13 years’ experience in the Finance Sector. It is both a financial service and a financial platform that enhances the quality of its user’s lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans. Contact us via: Email: support@monee.ng info@monee.ng hello@monee.ng Call: 070024894283, 012919739 Visit: monee.ng Like on Facebook: https://web.facebook.com/ Monéé Follow on Instagram: moneesupport Follow on Twitter: @moneesupport

Veend app provides a user-focused experience to customers across Africa, offering them access to a new and refined credit experience. Our mobile app was introduced to customers with an idea of providing them a fluider interface, from their mobile phone, to reach our premium services. With convenience being part of our foremost drive, the mobile app features easy-to-navigate user experience/interface, and very responsive operations. With The Veend App, users can operate an all-in-one mobile app experience, which includes: Money transfer: The mobile app enables users, to within seconds, send money across borders to their loved ones, friends and families without experiencing service delays. Bill payment: Users can conveniently make payment for services they're subscribed to, without relying on the service outlets of these service providers. It's all automated to make payment of utilities seamless. Credit/Debit Card servicing: As a Veend mobile app user and an existing customer looking at accessing various card-enabled services, the mobile app is a gateway to this. The app provides an environment where these card services can be requested for, used for other services we offer, and most importantly, access credit and other finance-oriented opportunities we offer, all done in an easy and seamless manner. To ensure all the services the Veend mobile app executes run smoothly, the app features a feedback channel where all concerns, feedback, and requests can reach us and be attended to. -Install and Sign up at Zero cost. -User-friendly -Fast and responsive -Open to feedback 24/7