Comparison

Monéé Powered by Citygate vs Assets MFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monéé Powered by Citygate

Manage your finances with this app, offering short-term loans, high-interest savings, bill payments, and money transfers. It provides a secure platform to control your financial life and make smart savings and investment plans.

Highlights
  • Short-term loans up to ₦1,000,000
  • Minimum 13% interest on savings
  • Bill payments for any kind
  • Money transfer with low fees
  • Airtime and data recharge
  • Financial control and planning
Features
Read full description

Download Monéé and enjoy easy banking with access to: o Short term loans o Minimum of 13% interest on savings and investments. The more you save the more you earn! o Pay for your bills of any kind and also send money. o You have control over your financial life with Monéé. Monéé Interest Rate and Loan Repayment: o You can access from ₦2,500 up to ₦1,000,000 o No collateral, no guarantor, no unnecessary document is required o Loan is approved and disbursed in a few minutes o Make repayments over a maximum period of 360 days (12 Months) o Daily interest rate ranges from 0.083% - 0.09% and equivalent monthly interest rate ranges from 2.5% - 2.7%. o Annual Percentage Rate (APR) from 30.5% - 36%. o No processing fees o No penalty charge on late payment Example: for a loan of ₦30,000 for 90 days, Monéé charges 2.5% monthly interest with APR of 30.5%. See repayment breakdown below: Loan Amount: ₦30,000 Loan Tenure: 3 months (90 days) Number of Repayments: 3 Monthly Interest Rate: 2.5% Monthly Interest Amount: ₦750 Monthly repayment: ₦10,750 Total Interest (for 3 months): ₦2,250 Total amount payable: ₦32,250 APR: 30.5%. Save With High Return on Your Investment: Instead of going to the bank for a savings account, with Monéé, you have your account in your pocket. Make more money while you save instead of just saving and losing the whole money. Save smart with Monéé. Fund Transfer Made Easy with Monéé: Send money to your loved ones anytime with just N10 transfer fee irrespective of transaction amount. It is secure and is the best. Life is more interesting with our loved ones happy. Make Seamless Bill Payment of Any Kind: Pay for any kind of bill you can think of, Select and pay. Why not try Monéé. Monéé will make your life easier. Airtime and Data Recharge: Purchase airtime/data on the go with Monéé App. About Monéé: Monéé, a Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer application powered by Citygate Global Investment Limited, a Microfinance Institution with over 13 years’ experience in the Finance Sector. It is both a financial service and a financial platform that enhances the quality of its user’s lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans. Contact us via: Email: support@monee.ng info@monee.ng hello@monee.ng Call: 070024894283, 012919739 Visit: monee.ng Like on Facebook: https://web.facebook.com/ Monéé Follow on Instagram: moneesupport Follow on Twitter: @moneesupport

About

Assets MFB

Manage your money with a digital wallet that lets you save, invest, send, and grow your wealth. Open a Nigerian bank account in minutes, enjoy secure transactions, and access loans. Offers convenient bill payments and airtime recharges.

Highlights
  • Open Nigerian bank account in 2 minutes
  • Instant fund transfers
  • Competitive interest rates on savings
  • Invest in cash and fixed assets
  • Fast bill payments and airtime recharge
  • Access to loans with competitive rates
Read full description

Assets Microfinance Bank: Your Digital Wallet for a Smarter Financial Life Take control of your finances with Assets Microfinance Bank—a secure, convenient, and powerful platform designed to help you save, invest, send, and grow your wealth, all in one place. Simple & Secure Banking: Open a fully functional Nigerian bank account in just 2 minutes. Send & receive funds instantly to any Nigerian bank or financial institution. Enjoy advanced security features like memory words and night protection to keep your account safe. Stay updated with real-time email & phone alerts for all transactions. Effortless Saving & Investing: Earn competitive interest rates on your savings with flexible options. Lock away money for long-term growth or set up daily, weekly, or monthly savings plans. Invest in cash and fixed assets for potentially higher returns. Fast & Convenient Payments: Pay bills, recharge airtime, or purchase data instantly. Enjoy exclusive discounts on everyday transactions. Make up to 3 free transfers daily, with easy access to bulk payments for transferring to multiple recipients at once. Safe & Reliable Loans: Get access to loans with competitive rates to cover unexpected expenses. Your Privacy Matters: We respect your privacy with zero contact shaming—your information stays secure. Download Assets MFB today to join thousands of Nigerians managing their finances, building wealth, and enjoying a simpler, more secure banking experience.

Screenshots

Monéé Powered by Citygate4 screens
Assets MFB4 screens

Verdict

The call

The clearest difference is update cadence: Assets MFB at fortnightly against Monéé Powered by Citygate's every 12 months. Assets MFB also leads on ratings volume (14 vs 1). Monéé Powered by Citygate's advantage is iOS requirement (12.0 vs 15.6). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Monéé Powered by Citygate against 4.9 for Assets MFB. That said, the two scores are not equally well evidenced: Assets MFB has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Monéé Powered by Citygate ships an update every 12 months, Assets MFB fortnightly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Monéé Powered by Citygate versus Assets MFB: the parameters behind the verdict, then further details
ParameterMonéé Powered by CitygateAssets MFB
PriceFreeFree
Rating5.0 (1 ratings) — better4.9 (14 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings114 — better
Update frequencyEvery 12 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size46 MB80 MB
Age rating17+17+
DeveloperCITYGATE GLOBAL INVESTMENT LIMITEDAssets Microfinance Bank Limited

Customer experience

Monéé Powered by Citygate

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Assets MFB

All ratings14 ratings
Positive92.9%
Neutral7.1%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Monéé Powered by Citygate

No in-app purchases

None

Assets MFB

No in-app purchases

Questions

Is Monéé Powered by Citygate free?
Monéé Powered by Citygate is free to download, with no in-app purchases.
Is Assets MFB free?
Assets MFB is free to download, with no in-app purchases.
Which has better reviews, Monéé Powered by Citygate or Assets MFB?
Monéé Powered by Citygate is rated higher. Monéé Powered by Citygate averages 5.0 out of 5 from 1 ratings, while Assets MFB averages 4.9 from 14 ratings.
Do Monéé Powered by Citygate or Assets MFB have ads?
Neither Monéé Powered by Citygate nor Assets MFB shows ads.
Which is updated more often, Monéé Powered by Citygate or Assets MFB?
Monéé Powered by Citygate ships an update every 12 months, and Assets MFB fortnightly. Most recently, Monéé Powered by Citygate was updated on October 24, 2026 and Assets MFB on October 24, 2026.

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