TurboBudget vs Spencio

Know your net worth. Then know what to do about it. TurboBudget connects to your real accounts and keeps one number honest: what you're actually worth. Checking, savings, credit cards, loans, investments — synced automatically, categorized, and rolled into a net worth figure that updates without you touching a spreadsheet. NET WORTH, TRACKED AUTOMATICALLY • Every connected account in one balance sheet — assets on one side, debts on the other • Net worth history, so you see the trend instead of a single snapshot • Add what no bank feed covers: a house, a car, a private investment, a personal loan • Projections built from your own history, not a generic growth assumption AUTOMATIC BANK SYNC • Secure connections through Plaid, used by thousands of financial apps • Your bank login goes to Plaid, never to us — we never see or store your credentials • Balances and transactions refresh in the background • Disconnect any account whenever you want SPENDING THAT SORTS ITSELF • Transactions categorized automatically as they arrive • Budgets by category, with month-over-month comparison so you know if this month is normal • Recurring bills and subscriptions surfaced and tracked, so nothing renews behind your back • Spending forecasts based on how you actually spend ASK YOUR MONEY ANYTHING TurboBudget includes an assistant that reads your real numbers — not general finance advice from the internet, but answers about your accounts. "Where did the extra $400 go last month?" "What's my net worth trend this year?" "Which subscriptions did I forget?" It answers from your data, because it can see it. BUILT FOR THE LONG GAME If you're tracking a savings rate, working toward financial independence, or just want to stop guessing whether you're ahead or behind, TurboBudget is built around the number that actually answers that — net worth over time. ALSO IN THE BOX • Export everything to CSV — your data leaves with you • Light and dark themes • Manual accounts for anything you'd rather not connect PRIVACY AND SECURITY • Your bank credentials never touch our servers • Traffic encrypted end to end, from the app to our API to Plaid • We do not sell your personal data • Delete your account and data whenever you want SUBSCRIPTION TurboBudget Pro — $5.99/month or $60/year, after a 30-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Manage your subscription and turn off auto-renew in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://turbobudget.app/terms-of-use/ Privacy Policy: https://turbobudget.app/privacy-policy/ TurboBudget is a tracking and planning tool, not a financial advisor. It shows you your own numbers — what you do with them is your call.

Expense Manager helps you track spending, plan budgets, and understand your money with clean, fast workflows. SMART EXPENSE TRACKING Add expenses in seconds Organize with categories and tags Keep accounts separated (cash, bank, wallet) BUDGETS THAT WORK Monthly, weekly, or custom budget periods Budget by category, group, or whole wallet See spent, remaining, and percent used in real time FLEXIBLE RULES Carry forward unused amounts or track overspend Lock periods to preserve historical accuracy Alerts at key thresholds to avoid surprises MULTI-CURRENCY SUPPORT Track expenses in multiple currencies with consistent totals and snapshots for reporting. PRIVACY-FIRST We never sell your data. Designed for offline use anal ad-supported free tier and an ad-free Premiumsubscription are both available. LEGAL Privacy Policy: https://blocmind.com/spencio/privacy Terms of Use: https://blocmind.com/spencio/terms Perfect for: Daily expense tracking Budget planning Personal finance habits