Comparison

Split Bills vs WhoPays AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bills

Easily divide expenses among groups for shared meals or outings. Assign consumed items to individuals and automatically calculate each person's share, including service fees. Share the final bill transparently through messaging apps.

Highlights
  • Assign items to individuals
  • Automatic share calculation
  • Include service fees and fixed charges
  • Share bill via messaging apps
  • Transparency in expense division
Features
Read full description

Easy Split Check is the solution for simplifying bill splitting. Perfect for large groups, the app allows you to easily divide costs based on what was consumed, making it ideal for shared orders at restaurants, bars, cafés, and more. Simply add each person's name and assign the consumed items to them. Easy Split Check will automatically calculate each person's share and facilitate the payment and sharing of the final bill, including service fees and fixed charges. At the end of the split, easily share the bill via messaging apps or social media with all participants to ensure transparency in the division of expenses.

About

WhoPays AI

Effortlessly manage shared expenses with friends, roommates, or travel groups. Features AI-powered receipt scanning and voice input to simplify tracking, calculating balances, and settling debts transparently.

Highlights
  • Group and participant management
  • Flexible expense splitting
  • AI receipt scanning
  • AI voice input for expenses
  • Real-time balances
  • Cross-platform sync
  • Multi-currency support
Features
Read full description

WhoPays makes sharing money with friends, roommates, couples, or travel groups effortless and fair. Whether it’s a weekend trip, household costs, dinner, or any shared expense—stop doing mental math and let WhoPays handle the rest. Key Features: - Group & Participant Management: Create groups for trips, apartments, events, or couples. Invite others via link or email and manage members easily. - Flexible Expense Tracking: Add, edit, and delete expenses with descriptions, receipts/photos, and notes. Split equally, by share, percentage, or custom amounts. - Currencies Support: Use 150+ currencies. Set a group currency and create expenses, view balances, and settle up in any currency. - AI Receipt Scanner: Snap a photo of a receipt and automatically capture line items and currency. - AI Assistant: Record a voice message and let WhoPays recognize the category, name, date, currency, payer, and each participant’s amounts. - Real-Time Balances: See who owes whom instantly; balances update across devices so everyone stays in sync. - Settle Up Smoothly: Mark payments, settle debts, and close out balances with clarity—no more awkward IOUs. - Detailed Summary & Reports: Categorize expenses, view totals per person or category, and get clear breakdowns so you know where the money went. - Detailed History: View a clear history of all expenses, edits, and settlements for each group so you always know who added what and when. - Invite & Share: Share the group with friends via a link; join with minimal friction. - Cross-Platform Sync: Use WhoPays on iOS and web - everything stays consistent whether you’re on your phone or desktop. - Notifications: Remind group members about unsettled balances or new expenses. - Attachments: Attach photos or files to expenses (e.g., receipts) for transparency. Why WhoPays? No more guessing, awkward paybacks, or lost receipts. WhoPays is built for real people sharing real costs — simple, transparent, and fair. Use Cases: - Split trip costs among travelers - Share rent and utilities with roommates - Track a couple or family expenses - Settle group dinners, gifts, events - Manage shared project or hobby spending Use AI-powered receipt scanning and voice input to speed up all of these scenarios, so your group can focus on the fun — not the math. Getting Started: - Create a group. - Invite members. - Log expenses. - See balances and settle up. Download WhoPays and take the stress out of shared money. Terms of Use: https://who-pays.com/terms

Screenshots

Split Bills4 screens
WhoPays AI4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Bills at none against WhoPays AI's 3. WhoPays AI's advantage is update cadence (weekly vs every 3 weeks) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WhoPays AI sells 3 in-app purchases, starting at $1.99 per 7 days. Split Bills asks for nothing beyond the download.

UpkeepUpdate frequency

Split Bills ships an update every 3 weeks, WhoPays AI weekly. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Split Bills versus WhoPays AI: the parameters behind the verdict, then further details
ParameterSplit BillsWhoPays AI
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.014.0 — better
Further details — not scored
Size10 MB35 MB
Age rating4+4+
DeveloperHugo BrancoVolodymyr Bilous

Customer experience

Split Bills

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

WhoPays AI

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Split Bills

No in-app purchases

3 purchases

WhoPays AI

Subscriptions3
  • 1 Week3 Days trial$1.997 Days
  • 1 Month3 Days trial$3.991 Month
  • 1 Year3 Days trial$24.991 Year

Questions

Is Split Bills free?
Split Bills is free to download, with no in-app purchases.
Is WhoPays AI free?
WhoPays AI is free to download, with in-app purchases available.
Do Split Bills or WhoPays AI have ads?
Neither Split Bills nor WhoPays AI shows ads.
Which is updated more often, Split Bills or WhoPays AI?
Split Bills ships an update every 3 weeks, and WhoPays AI weekly. Most recently, Split Bills was updated on October 27, 2026 and WhoPays AI on October 30, 2026.

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