Comparison

Split Bills vs Debt Ruthless

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Split Bills

Easily divide expenses among groups for shared meals or outings. Assign consumed items to individuals and automatically calculate each person's share, including service fees. Share the final bill transparently through messaging apps.

Highlights
  • Assign items to individuals
  • Automatic share calculation
  • Include service fees and fixed charges
  • Share bill via messaging apps
  • Transparency in expense division
Features
Read full description

Easy Split Check is the solution for simplifying bill splitting. Perfect for large groups, the app allows you to easily divide costs based on what was consumed, making it ideal for shared orders at restaurants, bars, cafรฉs, and more. Simply add each person's name and assign the consumed items to them. Easy Split Check will automatically calculate each person's share and facilitate the payment and sharing of the final bill, including service fees and fixed charges. At the end of the split, easily share the bill via messaging apps or social media with all participants to ensure transparency in the division of expenses.

About

Debt Ruthless

Features
Read full description

Debt Ruthless is the group expense tracker that doesn't sugarcoat. Whether you're splitting a Berlin trip, sharing a London flat, or running a birthday party โ€” log every expense, see who owes whom, and settle up cleanly. WHO IT'S FOR Roommates, travel groups, families, party hosts, friends lending money. Anyone who's tired of chasing money or guessing what they're owed. WHAT YOU CAN DO โ€ข Create groups by type โ€” Trip, Apartment, Party, Loan, Family โ€” each with its own colour and category โ€ข Add expenses with custom splits: equal, percentage, or fixed amounts per person โ€ข Track loans separately with deadlines and partial repayments โ€ข Multi-currency โ€” log expenses in EUR, GBP, USD, PLN and more โ€ข Settle debts via Venmo, Zelle, bank transfer, or any method you use โ€” record settlements outside the app โ€ข Group chat for coordinating who's paying for what โ€ข Activity feed shows every change across your groups PRIVACY-FIRST Self-hosted backend in the EU. We don't sell your data. Receipt photos and avatars stored only as long as you keep them. GDPR-compliant by design. NOT A PAYMENT APP Debt Ruthless tracks balances and helps you coordinate. Actual payments happen outside the app โ€” through your bank, Venmo, Zelle, or however you prefer. NO MERCY. ONLY FACTS. Money likes clear situations. So does this app.

Screenshots

Split Bills4 screens
Debt Ruthless4 screens

Verdict

The call

Split Bills and Debt Ruthless are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Bills ships an update every 3 weeks, Debt Ruthless fortnightly. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.

ScorecardNo meaningful differences
Split Bills versus Debt Ruthless: the parameters behind the verdict, then further details
ParameterSplit BillsDebt Ruthless
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 3 weeksFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS17.016.4 โ€” better
Further details โ€” not scored
Size10 MB69 MB
Age rating4+9+
DeveloperHugo BrancoMarcin Miazga

In-app purchases

None

Split Bills

No in-app purchases

None

Debt Ruthless

No in-app purchases

Questions

Is Split Bills free?
Split Bills is free to download, with no in-app purchases.
Is Debt Ruthless free?
Debt Ruthless is free to download, with no in-app purchases.
Do Split Bills or Debt Ruthless have ads?
Neither Split Bills nor Debt Ruthless shows ads.
Which is updated more often, Split Bills or Debt Ruthless?
Split Bills ships an update every 3 weeks, and Debt Ruthless fortnightly. Most recently, Split Bills was updated on October 13, 2026 and Debt Ruthless on October 6, 2026.

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