Comparison

FinanceWise vs Loans

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinanceWise

Learn about financing, loans, and investments with an intuitive simulation tool. Understand compound interest, amortization, and rates to make informed financial decisions. Discover the best options for purchasing assets or investing your money.

Highlights
  • Financing simulations
  • Loan simulations
  • Investment simulations
  • Compound interest learning
  • Amortization analysis
  • Interest rate comparison
  • Financial decision making
Features
Read full description

FinanceWise - Aprenda sobre financiamentos, empréstimos e investimentos de maneira fácil e intuitiva! Com o FinanceWise você tem acesso a uma ferramenta que simula todos os aspectos dos seus financiamentos, empréstimos e investimentos. Aprenda sobre juros compostos, amortização, taxas de juros, rentabilidade e outros termos importantes para tomar decisões financeiras informadas. Descubra qual é a melhor opção para você, seja para financiar um bem ou investir seu dinheiro. Não perca mais tempo se perdendo em informações desatualizadas e taxas de juros erradas. Com o FinanceWise, você pode aprender sobre as diferentes formas de financiamento, suas vantagens e desvantagens, e escolher a que mais se adequa aos seus objetivos financeiros. Além disso, você pode aprender sobre as diferentes opções de investimentos, suas rentabilidades, riscos e vantagens, e escolher a que melhor se encaixa ao seu perfil de investidor. Baixe agora o FinanceWise e comece a aprender sobre financiamentos, empréstimos e investimentos de maneira fácil e intuitiva. Aprenda a avaliar suas opções financeiras e escolher a melhor para você!

About

Loans

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

Highlights
  • Register money or goods loans
  • Control amounts, start, and due dates
  • Organize by custom categories
  • Smart installment system with interest
  • Track installment status
  • Manage contacts and loan history per person
Features
Read full description

My Loans is the perfect app for anyone who needs to manage borrowed money or items. With an intuitive interface and comprehensive features, you'll have complete control over your personal financial transactions. • **Complete Loan Management** - Register loans of money or goods - Control amounts, start and due dates - Organize by custom categories • **Smart Installment System** - Divide payments into multiple installments - Configure custom interest rates - Track the status of each installment - View paid and pending amounts automatically • **People Management** - Register all the people you lend to - View complete loan history per person - Track individual statistics - Organize your contacts easily Privacy Policy: https://www.privacypolicies.com/live/7fd9b0f8-6ef6-42c5-9e1c-7288d4fed0c7 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FinanceWise4 screens
Loans4 screens

Verdict

The call

The clearest difference is in-app purchases: FinanceWise at none against Loans's 4. FinanceWise also leads on review sentiment (100% vs 85%) and iOS requirement (11.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Loans sells 4 in-app purchases, starting at $9.99 per month. FinanceWise asks for nothing beyond the download.

UpkeepUpdate frequency

FinanceWise ships an update fortnightly, Loans weekly. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 4 level
FinanceWise versus Loans: the parameters behind the verdict, then further details
ParameterFinanceWiseLoans
PriceFreeFree
Positive reviews100.0% of reviews — better84.6% of reviews
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.1
Further details — not scored
Size31 MB46 MB
Age rating4+4+
DeveloperCesar BalbinottDeusdete Filho

Customer experience

FinanceWise

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Loans

Written reviews13 reviews
Positive84.6%
Neutral7.7%
Negative7.7%

In-app purchases

None

FinanceWise

No in-app purchases

4 purchases

Loans

Subscriptions3
  • Assinatura Mensal$9.991 Month
  • Assinatura Semestral$49.996 Months
  • Assinatura Anual$69.991 Year
One-time1
  • Assinatura Vitalícia$69.99

Questions

Is FinanceWise free?
FinanceWise is free to download, with no in-app purchases.
Is Loans free?
Loans is free to download, with in-app purchases available.
Do FinanceWise or Loans have ads?
Neither FinanceWise nor Loans shows ads.
Which is updated more often, FinanceWise or Loans?
FinanceWise ships an update fortnightly, and Loans weekly. Most recently, FinanceWise was updated on October 2, 2026 and Loans on October 4, 2026.

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