Monibac vs Bankvole
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monibac
Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
- Collateral-free loans
- Earn interest on savings
- Loans up to 150% of savings
- Transparent loan terms
- Monthly repayment reminders
- Lock savings for interest
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Monibac is an app where you can save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? There are no charges on deposits. You earn interest when you lock your savings. You can easily top up and withdraw to your account. How it works Install the Monibac App from the App Store Register your account Start saving Lock your savings for a specified period of time to earn interest. For example, if you save for 3 months, you get 3% of your savings; for 6 months, you get 5%. Eligibility Above 18 years Lives in Nigeria Contact Us Customer service Email: admin@monibac.com Customer service Hotline: 07060953139 Address: Block A211, Sura Shopping Complex, Lagos Island, Lagos State.
Bankvole
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Bankvole helps you securely organize your finances, grow your money, and achieve your short-term and long-term financial goals. Whether you’re planning for education, rent, travel, business, emergencies, a new home, or your next big milestone, Bankvole gives you the tools to plan confidently and stay on track. Why choose Bankvole? Financial Planning That Works for You Take control of your financial future with personalized financial plans designed around your goals. Whether you’re planning for today or preparing for tomorrow, Bankvole helps you build healthy money habits and stay committed to your plans. Boost Your Money Boost your money up to 16%–21% per annum on eligible plans and watch it grow while working towards your financial goals. Automate Your Journey Stay consistent by automating your monthly plan or bills payment using linked card or bank account payment methods and build discipline without worrying about every payment. Track Your Progress Monitor your plans, projected earnings, and overall financial progress in real time using our intuitive dashboard and built-in plan simulator. Automate Your Everyday Paym ent Buy airtime, data bundle, electricity token, TV subscription, and other utility using our one tap solution or scheduled as recurring payments. Refer & Earn Invite friends and family to sign up and use Bankvole and earn rewards. Security You Can Trust Your financial security is our priority. Bankvole protects your account with BVN verification, biometric authentication, encrypted transactions, and real-time notifications, giving you confidence every step of the way. Powered by Checkoff Finance Built on the trusted foundation of Checkoff Finance, Bankvole combines financial expertise with innovative technology to deliver a secure, reliable, and rewarding financial planning experience. Why thousands choose Bankvole Financial planning made simple Competitive returns on eligible plans Flexible and automated financial plans Convenient utility bill payments Easy account funding and withdrawals Real-time financial progress tracking Reliable customer support Start planning today. Grow your money with confidence and stay on track towards your financial goals. Download Bankvole and make your money work harder for you.
Screenshots
Verdict
The clearest difference is update cadence: Bankvole at every 3 weeks against Monibac's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Monibac ships an update every 3 months, Bankvole every 3 weeks. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.
| Parameter | Monibac | Bankvole |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (87 ratings) — better | — |
| Positive reviews | 17.9% of reviews | — |
| Number of ratings | 87 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 68 MB | 42 MB |
| Age rating | 17+ | 17+ |
| Developer | Prime Zone Limited | Checkoff Finance Company Limited |
In-app purchases
Monibac
No in-app purchases
Bankvole
No in-app purchases








