Comparison

FCBL vs AmeriFirst Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FCBL

Manage your finances with tools to organize transactions, set alerts, and make payments. Securely deposit checks, transfer funds, and reorder debit cards. Access statements and find nearby branches or ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

FCBL is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FCBL: • Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Secure your account with a 4-digit passcode or biometric on supported devices.

About

AmeriFirst Bank

Manage your finances with ease. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. Secure your account with passcode or biometrics.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches/ATMs
  • Secure login
Features
Read full description

AmeriFirst Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with AmeriFirst Bank Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Manage your debit card View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

FCBL4 screens
AmeriFirst Bank4 screens

Verdict

The call

FCBL and AmeriFirst Bank both sit at 4.9 stars, but that hides the real split: 67% of AmeriFirst Bank's written reviews are positive against 25% of FCBL's. FCBL's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for FCBL against 4.9 for AmeriFirst Bank. Both are backed by a comparable volume of ratings — 612 and 391 respectively. Written reviews are what separate them: 25% of FCBL's written reviews are positive against 67% of AmeriFirst Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 25, 2026.

Scorecard2 real differences · 8 level
FCBL versus AmeriFirst Bank: the parameters behind the verdict, then further details
ParameterFCBLAmeriFirst Bank
PriceFreeFree
Rating4.9 (612 ratings)4.9 (391 ratings) — better
Positive reviews25.0% of reviews66.7% of reviews — better
Number of ratings612 — better391
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size199 MB196 MB
Age rating12+12+
DeveloperFirst Citizens Bank (AL)AmeriFirst Bank

Customer experience

FCBL

All ratings611 ratings
Positive96.7%
Neutral1.6%
Negative1.6%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

AmeriFirst Bank

All ratings389 ratings
Positive99.2%
Neutral0.0%
Negative0.8%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

FCBL

No in-app purchases

None

AmeriFirst Bank

No in-app purchases

Questions

Is FCBL free?
FCBL is free to download, with no in-app purchases.
Is AmeriFirst Bank free?
AmeriFirst Bank is free to download, with no in-app purchases.
Which has better reviews, FCBL or AmeriFirst Bank?
AmeriFirst Bank is rated higher. FCBL averages 4.9 out of 5 from 612 ratings, while AmeriFirst Bank averages 4.9 from 391 ratings.
Do FCBL or AmeriFirst Bank have ads?
Neither FCBL nor AmeriFirst Bank shows ads.
Which is updated more often, FCBL or AmeriFirst Bank?
FCBL ships an update monthly, and AmeriFirst Bank monthly. Most recently, FCBL was updated on October 25, 2026 and AmeriFirst Bank on October 25, 2026.

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