Comparison

PrestaBIT vs Préstamos CLOUD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PrestaBIT

Manage your lending business efficiently with this all-in-one app. Track clients, loans, payments, and finances with real-time synchronization and detailed reports. Designed for lenders with daily, weekly, bi-weekly, or monthly payment schedules.

Highlights
  • Loan creation with fixed installments or compound interest
  • Client registration with photo and group organization
  • Automated collections and delinquency control
  • Financial reports: daily summary, balance, payment history
  • Advanced client organization and filtering
  • Real-time administration and synchronization
  • Digital receipts and Bluetooth printer compatibility
Features
Read full description

Sistema de préstamos y cobros para prestamistas Administra tu negocio de préstamos de forma rápida, segura y profesional. Diseñada especialmente para prestamistas que trabajan con pagos diarios, semanales, quincenales o mensuales. Todo en una sola app: desde el registro de clientes hasta el resumen financiero del día. Gestión completa de préstamos • Crea préstamos con cuotas fijas o interés compuesto • Registra clientes con fotos, datos y organización por grupos • Cobros automatizados y control total de la mora • Cuentas para cobradores, supervisores y secretarias, cada uno con permisos personalizados Reportes financieros al instante • Resumen diario de ingresos, egresos y total cobrado • Balance completo: dinero prestado, en calle y ganancias • Historial de pagos, préstamos activos y abonos • Identifica al mejor cliente del día por rendimiento Organización avanzada de clientes • Filtra clientes por nombre, ruta, grupo o estado • Búsqueda por cédula, número de préstamo o estado de cuenta • Mueve clientes entre rutas fácilmente • Crea y administra grupos para mayor orden Administración y sincronización en tiempo real • Plataforma web para gestión desde escritorio • Sincronización instantánea entre dispositivos • Recibos digitales: ver, imprimir y compartir • Compatible con impresoras Bluetooth Funciones extra que marcan la diferencia • Registra abonos al capital o al interés • Control de gastos diarios y movimientos de caja • Adjunta fotos de clientes desde la app • Funciona sin conexión y se sincroniza al reconectarse La app todo-en-uno para prestamistas. Controla tus préstamos, cobros, clientes, rutas y finanzas desde tu iPhone o iPad. Optimiza tu tiempo, mejora tus ganancias y lleva el control en la palma de tu mano.

About

Préstamos CLOUD

Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.

Highlights
  • Loan management (daily, weekly, monthly)
  • Customer and product management
  • Sales and expense tracking
  • Interest and default calculation
  • User access control
  • Legal contract creation
  • Daily data backups
Features
Currently charting
Read full description

PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

Screenshots

PrestaBIT4 screens
Préstamos CLOUD4 screens

Verdict

The call

The clearest difference is review sentiment: Préstamos CLOUD at 100% against PrestaBIT's 50%. Préstamos CLOUD also leads on rating (4.4 vs 4.2) and chart position (#196 vs unranked). PrestaBIT's advantage is monetization model (free vs freemium). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PrestaBIT sells 6 one-off in-app purchases and Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Préstamos CLOUD holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 5 and 21 respectively. Written reviews point the same way: 50% of PrestaBIT's written reviews are positive against 100% of Préstamos CLOUD's.

UpkeepUpdate frequency

PrestaBIT ships an update weekly, Préstamos CLOUD every 2 weeks. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

Scorecard6 real differences · 5 level
PrestaBIT versus Préstamos CLOUD: the parameters behind the verdict, then further details
ParameterPrestaBITPréstamos CLOUD
PriceFreeFree
Rating4.2 (5 ratings)4.4 (21 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings521 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
Best chart rank—#196 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size61 MB47 MB
Age rating4+4+
DeveloperAndres Perez MeloCLOUD SERVICES INTERNATIONAL LLC

Customer experience

PrestaBIT

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Préstamos CLOUD

All ratings21 ratings
Positive81.0%
Neutral9.5%
Negative9.5%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

PrestaBIT

One-time6
  • Acceso completo por 30 días$2.99
  • Acceso completo por 90 dias$6.99
  • Compra de Plan ORO$9.99
Show 3 more
  • Compra BRONCE 365 dias PrestaBIT$14.99
  • Compra de 15 USD PrestaBIT$14.99
  • Compra 20 USD PrestaBIT$19.99
10 purchases

Préstamos CLOUD

Subscriptions10
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 7 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • Plan eco anual$161.991 Year
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year

Questions

Is PrestaBIT free?
PrestaBIT is free to download, with in-app purchases available.
Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Which has better reviews, PrestaBIT or Préstamos CLOUD?
Préstamos CLOUD is rated higher. PrestaBIT averages 4.2 out of 5 from 5 ratings, while Préstamos CLOUD averages 4.4 from 21 ratings.
Do PrestaBIT or Préstamos CLOUD have ads?
Neither PrestaBIT nor Préstamos CLOUD shows ads.
Which is updated more often, PrestaBIT or Préstamos CLOUD?
PrestaBIT ships an update weekly, and Préstamos CLOUD every 2 weeks. Most recently, PrestaBIT was updated on October 7, 2026 and Préstamos CLOUD on October 10, 2026.

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