Comparison

Xellar vs Money Memory

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xellar

Manage your digital assets securely and simply with this non-custodial web3 wallet. It features an intuitive interface and offers advanced security options like cold wallet storage and a proprietary cold wallet card for enhanced protection.

Highlights
  • Non-custodial web3 wallet
  • Intuitive user interface
  • Proprietary cold wallet card integration
  • Offline cold wallet storage
  • Secure digital asset management
Features
Read full description

Introducing Xellar, the non-custodial web3 wallet that puts security and simplicity at the forefront. Designed with the user in mind, Xellar offers an intuitive interface that makes managing your digital assets a breeze. Our values are simple: security, user-orientation, and simplicity. We strive to create an app that is better than anything currently on the market, and we're confident that Xellar delivers. One of our standout features is the ability to connect our proprietary cold wallet card. With this added layer of security, you can rest assured that your digital assets are safe from potential threats. Xellar also offers cold wallet storage, ensuring that your assets are stored offline and away from potential hackers. We take security seriously and have implemented measures to ensure that your digital assets are always safe and secure. In addition to our security features, Xellar is designed to be simple and easy to use. Whether you're new to the world of digital assets or an experienced investor, our intuitive interface makes managing your portfolio a breeze. Experience the future of digital asset management with Xellar. Download our app today and take control of your digital assets with confidence.

About

Money Memory

Features
Read full description

MoneyMemory — Your personal finance memory. Turn everyday spending into something beautiful and meaningful. MoneyMemory helps you remember every expense with a stunning calendar view and elegant home screen widgets — just like a visual diary for your money. Key features: • Calendar view & beautiful widgets showing daily spending • AI-powered receipt scanner — snap a photo and done • Smart notifications to stay on track • Track income, expenses, savings & future investments (gold, USDT, BTC coming soon) Whether you want to budget better, save more, or simply understand where your money goes, MoneyMemory makes it simple, visual, and even enjoyable. No complicated spreadsheets. No stress. Start building your money memory today. Privacy: https://moneymemories-legal.steve-bui.workers.dev/privacy.html Term: https://moneymemories-legal.steve-bui.workers.dev/terms.html

Screenshots

Xellar4 screens
Money Memory4 screens

Verdict

The call

The clearest difference is in-app purchases: Xellar at none against Money Memory's 2. Xellar also leads on iOS requirement (15.0 vs 17.0). Money Memory's advantage is update cadence (daily vs fortnightly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Memory sells 2 in-app purchases, starting at $0.99 per month. Xellar asks for nothing beyond the download.

UpkeepUpdate frequency

Xellar ships an update fortnightly, Money Memory daily. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
Xellar versus Money Memory: the parameters behind the verdict, then further details
ParameterXellarMoney Memory
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size128 MB66 MB
Age rating4+4+
DeveloperPT Xellar Teknologi IndonesiaBui Duc Lam

In-app purchases

None

Xellar

No in-app purchases

2 purchases

Money Memory

Subscriptions2
  • Monthly$0.991 Month
  • Yearly3 Days trial$6.991 Year

Questions

Is Xellar free?
Xellar is free to download, with no in-app purchases.
Is Money Memory free?
Money Memory is free to download, with in-app purchases available.
Do Xellar or Money Memory have ads?
Neither Xellar nor Money Memory shows ads.
Which is updated more often, Xellar or Money Memory?
Xellar ships an update fortnightly, and Money Memory daily. Most recently, Xellar was updated on November 7, 2026 and Money Memory on October 31, 2026.

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