Yurit Budget vs Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Yurit Budget
This app offers a digital account book experience, allowing you to track income and expenses with a paper-like interface. Customize its appearance, manage budgets, and generate reports to analyze your spending habits. Data is securely stored and accessible across devices.
- Line-by-line income and expense recording
- Customizable UI (colors, fonts, calendar)
- Budgeting and settlement tools
- Detailed reports and charts
- Cloud data storage and cross-device sync
- Sharing capabilities for couples/groups
- Spending notifications and home widget
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Yurit Budget Yurit Budget lets you record income and expenses line by line, just like writing in a traditional paper account book. It recreates the familiar account book experience while providing powerful automation, customization, and reporting features. ■ Enter Information Your Way Categories, memos, cards, bank accounts, and asset management features are available, but none of them are required. There are no complicated mandatory fields. Enter only an amount, only a memo, or as much information as you want. Use Yurit Budget as freely as writing in your own notebook. ■ Customize the Design Personalize the app to match your preferences. Change text colors throughout the app, adjust font sizes, choose the first day of the week for the calendar, and even set a custom account book start date such as the 2nd or 25th of each month. You can also resize input columns by dragging headers, similar to a spreadsheet. ■ Diary Add a short diary note to your daily records. Diary entries can also be collected and managed separately. ■ Weekly Spending Monthly summaries are displayed by default, but you can also track weekly spending through the Status Panel settings. ■ Budgeting and Settlement Copy budgets with a single tap instead of creating them every month. Reuse last month's budget or make adjustments to specific categories such as dining, travel, or entertainment expenses. ■ Reports and Charts Analyze your finances using a variety of charts and reports. Show only the charts you need and hide the ones you don't. You can tap chart details to instantly view the related records in your account book. The Status Panel also provides a quick overview of your current month's finances and monthly reports without leaving the account book screen. ■ Cloud Data Storage Your data is securely stored online, so manual backup and restoration are not necessary. Simply sign in with the same account when changing devices to continue where you left off. Use Yurit Budget on smartphones, tablets, and PCs with the same data. You can also share account books through QR codes, making it easy for couples, families, and groups to manage finances together. ■ Spending Notifications Receive spending summaries for today, yesterday, weekly periods, or monthly periods. Choose your preferred day and time for notifications and stay informed about your spending habits. ■ Home Widget Add a home screen widget for quick access. Check and manage your account book without opening the app. ■ PC Access Yurit Budget is available on smartphones, tablets, and PCs. No installation is required on PC. Simply sign in through a web browser and access your account book anywhere. ■ Main Features 1. Budget & Settlement Plan your spending with income and expense budgeting. 2. Recurring Income & Expenses Manage recurring monthly income and expenses easily. 3. Account Book Record and manage income, expenses, and assets in one place. 4. Charts Visualize spending and income trends with detailed charts. 5. Settings Customize colors, fonts, automatic search, automatic cursor movement, and more. 6. Goals Set savings goals, spending targets, and other financial objectives. Getting started is only the beginning. Yurit Budget will accompany you every step of your financial journey. * Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Flow
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Why is tracking expenses so tedious? Pick a category, type the amount, change the date... What if you could do it all in one line? One Line is All You Need "Lunch pasta 45" "Yesterday taxi 8" "Coffee 4.5 lunch 12 taxi 8" Just type naturally. AI automatically separates amounts, dates, and categories. Multiple items? One line handles them all. On-Device AI Does the Work • Auto-categorization powered by CoreML • Automatic detection of recurring bills (rent, subscriptions) • Personalized financial advice based on your data • Kind mode or Tough Love mode — your choice • Everything runs on your device — your data never leaves Insights at a Glance • Total income / expenses / net worth change • Monthly averages: income, expenses, savings rate • Trend charts: 3M / 6M / 1Y / All time • Treemap visualization of spending by category Smart Budget Management • Set overall or per-category budgets • Auto-calculated daily spending limit based on remaining days • Visual budget usage tracking • AI advice tailored to your budget status Automatic Recurring Expenses • Type "Rent 800" and it detects the pattern • Weekly / Monthly / Yearly cycles • Auto-generated on app launch — never miss a bill Beautiful Design • Glassmorphism card UI • Purple mesh gradient backgrounds • Light / Dark / System modes • Spring animations + haptic feedback Privacy First • All data stored on-device only • AI analysis runs locally • No servers, no accounts • Your financial data is yours alone Consistency is everything in budgeting. Flow makes consistency effortless. Start today.
Screenshots
Verdict
The clearest difference is price: Yurit Budget at Free against Flow's $2.99. Yurit Budget also leads on device support (3 vs 1) and iOS requirement (14.0 vs 17.0). Flow's advantage is in-app purchases (none vs 2). On update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Yurit Budget is free to download; Flow costs $2.99 up front. Yurit Budget sells 2 in-app purchases, starting at $0.99 per month. Flow asks for nothing beyond the download.
Yurit Budget ships an update every 6 days, Flow every 3 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Yurit Budget | Flow |
|---|---|---|
| Price | Free — better | $2.99 |
| Rating | 2.5 (2 ratings) — better | — |
| Positive reviews | 96.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 103 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | UR Soft | Haeseong Jung |
In-app purchases
Yurit Budget
- Premium service - Monthly$0.991 Month
- Premium Service - Yearly$6.991 Year
Flow
No in-app purchases









